Mabhangi mazhinji uye makambani microfinance inotyisidzira vanokwereta nenyaya yekuti kana vasingabhadhare, vanogona kusungwa ndokutumirwa kunzvimbo isina kure kure. Ichokwadi here kuti isungwa nekuda kwekusa kubhadhara chikwereti muRussia muna 2021? Maitiro Ekuita Zvakakodzera Kuti Udzise Kurangwa Kwematsotsi? Ungava sei kana iwe usina chinhu chekubhadhara chikwereti? About iyi bankishosing.ru Yaudza Yemari Muongorori Dmitry Sysoev.
Mhosva yematsotsi yekusa kubhadhara chikwereti- Chiyero chakadai chinogona kuiswa maererano neimwe yezvinyorwa zviviri zvematsotsi ematsotsi eRussia Federation. Chokwadi, zvinodikanwa kuti ndirege kugonesa kuti chimwe nechimwe chazvo chine zviga zvacho chazvo uye mukudzidzira chinoshandiswa chaizvo. Ndokunge, kana munhu asina kudzingana nezvinangwa zvisiri pamutemo, uye zvakare haana mari yakakwana yekuzadzisa zvisungo zvake zvikwereti, jeri harisimutyisiro.
Mabhangi naMfis vanotsakatambudza jeri- Ichi hachisi chinhu chinopfuura chimwe chezvisarudzo zvekumanikidzwa kwepfungwa. Pakarepo zvakakodzera kucherechedza kuti kazhinji kazhinji kune chimwe chezvinyorwa zviviri, zvinodzosera zvinotaura kumapurisa kuti iyo yekupedzisira inofanira kubvuma uye kuita. Izvi hazvidikanwe kutya, sezvo danho rakadaro nderimwe rezvisarudzo zvekumanikidza.
Nenzira yomuzvarirwo, ane chikwereti anonzi ufakazi. Zvakwana kusvika kumushandi wemasangano ekumanikidza emutemo, izvo zvakakonzera kuti anewe ane chikwereti, uye ape tsananguro dzaanonyatsoomerwa nemari, uye haanyari kure nekubhadhara chikwereti. Pakutanga kweiyo mhosva yemhosva icharambidzwa nekuda kwekushaikwa kwemhosva.
Mune zviitiko zvipi zvinogona kusungwa nekuda kwekubhadhara kwechikwereti- Kana iwe ukataura zvakananga nezvezvinyorwa izvo zvinokwanisika kuunza kune mhosva yematsotsi, heino sarudzo mbiri. Yekutanga ndeyekuti kudzivirirwa kwakaipa kwechikwereti. Izvo zvinokwanisika mune maitiro ekutaurirana mukweretesi ane chikwereti. Chikonzero ndicho chidiki chikwereti chekwereti pane icho chingaishandiswe. Iwo mamirioni maviri zviuru mazana maviri. Ndiko kuti, inofukidza denderedzwa rakaringana revanokwereta.
Uyezve, bhanga racho rinofanira kuratidza chokwadi chekusavimbika. Semuenzaniso, ipa kusimbiswa kuti munhu wacho aive nemari, asi haana kana kushungurudza chikamu chekutumira kuzadzisa zvisungo zvaro. Semuenzaniso, zvinokwanisika kuunza mamiriro ezvinhu apo iye anokwereta akatengesa estate yake, mushure mekunge aitenga imba yekucheka, asingafambi mari yemari pakubhadhara chikwereti kubva kumitengo yezvinhu izvi.
Iyo yechipiri sarudzo ndeyekunyepa mumunda wekukweretesa. Tiri kutaura nezvechinyorwa 159.1 yematsotsi kodhi. Kuti ushandise chiyero ichi, zvakakosha kuti uve neruzivo rusina kuvimbika runopihwa neanokwereta mukunyoreswa kwezvisungo zvechikwereti. Uye nechinangwa chekukodzera. Naizvozvo, pane zviviri nuances.
Kutanga, munhu aifanira kutanga anyengera mukweretesi. Semuenzaniso, kunongedzera kune waunoshandira asati ashanda. Iyi nulace isingawanzo, sekunyengera kwakadaro mune kazhinji kunoonekwa panguva yekutarisa chikumbiro. Mushure meizvozvo, bhangi kana mfos vanoita sarudzo isina kunaka.
Kechipiri, iri chaiyo kuba kwemari. Saizvozvo, kana munhu ane chikwereti angangoita imwe nguva mushure mekunyoreswa kwechibvumirano kubhadhara chikwereti, obva ashandisa iyi pfungwa ichave yakaoma zvikuru. Zvinogona kucherechedzwa kuti pane zvinyorwa zviviri izvi mune tsika zvakakwezvwa nebasa rechiso chimwe chete. Uye ipapo, kunyangwe neziso rakashama, chokwadi chekubiridzira chaionekwa. Naizvozvo, hazvina kukodzera kutya vagari mumamiriro ezvinhu akaoma zvinhu mune yakaoma zvinhu zvinhu.
Zvekuita kana pasina mari pane chikwereti- Zvakakodzera kunamatira kumitemo mitatu yekutanga. Chekutanga ndechekuvanda kubva kune yakakweretesa isina chinangwa. Inongowedzera chinzvimbo. Kazhinji mabhangi mamwe chete kana mfis mune yekugadzirisa inogona kupa nzira kubva mumamiriro ezvinhu. Semuenzaniso, nerubatsiro rwechikwereti kudzoreredza muchimiro chekuchinja muhurongwa hwekubhadhara kana zororo rechikwereti.
Chechipiri - iwe unofanirwa kuzvimiririra kutora matanho ekugadzirisa dambudziko. Ndokunge, kuti ubate musangano rechikwereti kana microfaminance pane imwe nyaya yechikwereti ichizotevera. Zvinosungirwa kunyora nekugadziriswa. Kunyanya, iye anokwereta chiratidzo pane iyo kopi yekunyorera yekugamuchira yekutanga kana kutungamira kwechikumbiro kune iyo yakakosha tsamba ine rondedzero yezvinyorwa uye ziviso. Izvi, nenzira, zvichasabvisa mukana wekushandisa chimwe chezvinyorwa zviviri zvematsotsi ematsotsi weRussia Federation, sezvo zvingazoita kuti ubudise nekubhadhara uye hunyengeri. Kupfuura zvese, iye anokwereta anoita kuedza kuchinja mamiriro acho.
Yetatu - iwe haugone kumhanyisa mune zvakanyanyisa. Semuenzaniso, ita chikwereti chitsva chekudzorera zvakapfuura. Izvi zvinongomutsa kuwedzera kwechikwereti. Zvisingaite zvinotungamira kune chikwereti, kubva kwaunogona kungowana kuburikidza nekubhuroka. Zviri nani kugadzirisa zvishoma nezvishoma matambudziko, kutendeuka nguva nenguva kuenda kuComm Coming kuti udzorere, kuti mhedziso yechibvumirano chekugadzirisa, ichienda kuonana neBaliffs, kana paine dare rekupora yekunonoka uye hurukuro.
Izvo zvakakosha kuti uwedzere kuverenga kwaro kwemutengi wemari yemari. Vese vanokwereta vanofanirwa kuongorora mutemo we federal. 230-fzi. Izvo zvinonyatsobuda pachena iyo inobvumirwa chimiro mune maitiro ezvikwereti zvekuedzwa. Izvo zvakakodzerawo kujairana ne 353-fzi. Iyo inogadzirisa vatengi kukweretesa uye zvikwereti. Semuenzaniso, inosimbisa magumo akajeka pane yakakwana kuwanda muMFIS, faindi uye zvirango mumabhangi, nezvimwe. Ndokunge, kuchengetedza zvido zvavo uye zvinangwa zvekuongorora mamiriro ezvinhu akakodzera kuziva kodzero yavo.