Ukususela nge-10 kaJanuwari, 2021, umthetho we-115-FZ ulungisiwe eRussia, ngokwendlela yokuthengiswa kwezindlu zepropathi. Kwaye iibhanki ziya kuqinisekisa ukuba imali ithengise indlu, yaya "kwiinjongo ezintle". Bubuphi ubunzima kule meko balinde abathengi kunye nabathengisi? Ngaba oku kungakhokelela ekunyukeni kweendleko zezindlu? I-Bankros.ru yafunda ngale ndlela kwiingcali.
Khumbula ukuba umthetho we-115-FZ "ngokuhambelana nomthetho (ukuxhobisa) kwengeniso efunyenwe ngentsingiselo yolwaphulo-mthetho", i-rosfinmoinmoning qults ilawula kuphela ezo ntengiselwano. Ukususela ekuqaleni kuka-2021, i-ofisi iyakwazi ukulawula ukuthenga kunye nokuthengiswa kwentengiselwano kwinani lezigidi ezi-3. Kwakhona, ezinye izinto ezithengisiweyo zepropathi yezakhiwo ziya kuba phantsi kolawulo lweSebe: irente, imali mboleko, ukuqeshiswa kwentengiso.
Ingcali yenkonzo yokuqinisekisa imibutho esemthethweni ye "DETUR. ukwakhiwa kwemisebenzi ukuba inyanzelwe.
Uye waphawula ukuba inkqubo yokwenza izinto ezenziwa kubemi kunye nemibutho ayitshintshanga, ngenxa yoko ingamandla enjalo ijongene nobunzima.
Yintoni eza kutshintsha?NgokukaKirlanova, ukuba ngaphambili umntu uthengise okanye uthenge igumbi elibiza kakhulu kwi-3 yezigidi ze-Arhente yeZindlu, emva koko emva kokugqitywa kwentengiselwano kunye nokubhaliswa kwamalungelo epropathi, i-Arhente yeZindlu ithumele umyalezo kwi-rasfinmoning. Kwangelo xesha, ukuba umntu uguqulele kwimali yentengiselwano ngebhanki, iBhanki, ebona injongo yentlawulo, eceliweyo ukubonelela ngengxelo yentengiso ebhalisiweyo kwaye wathumela ingxelo kwi-rosfinmoning. Oko kukuthi, umyalezo oya kumphinda-manye waphinda waphindaphindeka.
Ngoku imibutho iya kungenisa ingxelo malunga nemisebenzi yendawo yokuhlala (ngaphambili), kodwa malunga nokusebenza okulandelayo ngemali esenziwe kwisabelo sale ntengiselwano ye-Estate, ecacisiweyo. Ngenxa yoko, iiarhente zepropathi yokwenyani zisuswa ngokubanzi isibophelelo sokungenisa iingxelo phantsi kwemvumelwano yentengiso yepropathi. Lo msebenzi ngokupheleleyo ubuxoki kuphela kwimibutho apho iintlawulo zemali zidlula khona.
Banokuba yintoni ubunzima?I-Crou CRS Igneger Evgenia ZainGeukovskaya phawula ukuba ngokungena kwezilungiso kungayi kuphelanga nokuthengisa, kodwa kunye nokuqesha izindlu nomhlaba.
Kwangelo xesha, ukufundwa kwesiqendu se-1.1 yobugcisa. I-6 FZ 115-FZ, iqulethe isibonakaliso "sentengiselwano" kwisinye, sivelisa umbuzo ukuba ngaba isigqibo sezigidi zezindlu, kubandakanya ukumiswa komda wezigidi ezi-3, ezithathwa njengomntu onamanzi Usebenza kwezoqoqosho phantsi kolawulo olunyanzelekileyo? Ukuza kuthi ga ngoku, lo mbuzo uhlala uvulekile, "utsho uZainechukovskaya. Kwimeko apho, isivumelwano sepropathi yokwenyani sinokurhoxiswa?UZenchukovskaya waphawula ukuba abasemagunyeni bazamkela ezi zilungiso, akukho nto imangalisayo, kuba impahla yendlu yenye yeendlela zeklasikhi yokuvula imali esemthethweni. Inyani yile yokuba ineemali eziphakamileyo. Ukongeza, intengiselwano inokwenziwa ngaphandle kokuba i-intermeries kunye nemali. Akukho zindleko zikhulu zinxulumene nokufunyanwa kwezinto okanye ukuzinikezela kwindawo yokuqesha, i-bobiros.ru insocutortor.
Uye walumkisa ukuba isivumelwano sokwenyani sinokwamkelwa njengokrokrela ukuba amaqela azama ukufihla isazisi sabo, ixabiso lentengiselwano ligqitha ngokucacileyo imeko yentlalo-qoqosho, umthengi okanye umqeshisa wokukhawulezisa inkqubo yokwenza i-A Intengiselwano ngaphandle kwezizathu okanye ukuphelisa ukubala ngebhanki. Ikhonkco lentengiselwano eyenziwe ngexesha elincinci, elixhaswe ngumntu wesithathu ngenxa yemali efunyenwe kumazwe aphesheya, inokutsala.
Ngaba amaxabiso eZindlu aya kutshintsha?I-Kirlarov iqinisekile ukuba izilungiso ezili-115-FZ aziyi kukhokelela kutshintsho kwimarike yendawo yokuhlala kwaye, ngakumbi, ukukhulisa amaxabiso ezindlu.
UZenchukovskaya uqaphele ukuba ukomelezwa kolawulo ngokwayo akuyi kukhokelela ekunyukeni kwamaxabiso ezindlu, kuba akuyimisi nayiphi na imisebenzi eyongezelelweyo kumaqela.
Andivumelani nalo mongameli we-QBF Maxim Fedorov. Uqinisekile ukuba umthwalo owongezelelekileyo weRhafu kwiNdawo yePrown Enternate ikhokelela ekunyukeni kwexabiso lezinto ezihlawulweyo.