Iingcali zeBhanki zeBhanki ze-SCB ziphuhlise imithetho eli-10 elula, zijonga ukuba umxhasi uya kuba nakho ukugcina imali yabo kwikhadi lebhanki ngokukhuselekileyo kwaye ungabanjwa ngamaqhinga ababuqhophololo.
Umthetho 1. Lumka. Ukuba ufumene iSMS ekudluliseleni imali ekhadini, kwaye emva koko-ifowuni yokuguqulela imali, ungathandabuzi-aba bangababuqhophololo. Akukho meko musa ukuguqulela imali, kwaye uqhagamshelane nebhanki ngenombolo yefowuni.
Umgaqo 2. Gcina uzolile. Ukuba ufumene i-sms ngekhowudi yokuqinisekisa yokusebenza, kwaye awukazenzi utyando, xela ebhankini ngenombolo yefowuni. Emva kokufumana umyalezo onjalo, unokutsalela umnxeba kwinani elingaziwayo kwaye ucele umnxeba kulo myalezo. Akukho tyala alixeleli mntu ikhowudi! Yiza kwincoko kwaye uzitsalele umnxeba ngokwakho.
Umgaqo 3. Lawula ulawulo lweenguqulelo. Xa udlulisa imali kwimephu ekhadini, soloko ujonga isixa senguqulo, esiboniswe kwiSMS eqinisekisa ukusebenza. Kwaye emva kuphela eqinisekisa ikhowudi yokusebenza kulo myalezo.
UMGAQO 4. Mephu ngokwahlukeneyo, iikhowudi zePIN ngokwahlukeneyo. Musa ukubhala ikhadi lePIN kwimephu ngokwayo. Musa ukugcina isiqwenga sePIN kwi-wallet kunye namakhadi. Eyona ndlela ikhuselekileyo kukukhumbula ikhowudi yePIN. Ukuba kunjalo, inokuhlala ibuyiselwa.
Umgaqo 5. Ukhuseleko lwedatha ikakhulu. Ungaxeleli inombolo yelinye ilizwe kunye nokuqinisekiswa kwekhadi lakho, ikhowudi eyimfihlo ukusuka kwicala elingasemva lemephu, iiphasiwedi zeSMS ngekhowudi yokuqinisekisa kunye namagama afihliweyo. Ngakumbi ukuba uyazi kwinkonzo ye-Bank yeBhanki kwaye ucele ingxelo le datha. Khumbula: Inkonzo yokhuseleko Olu lwazi aluze lucele izicelo. Sika incoko kwaye ubize ibhanki.
Umgaqo 6. Musa ukuchitha imali eza kweza ngempazamo. Ukuba ekhadini ifumene imali ongakhange ulinde, kwaye umthumeli uyakungaziwa, tsalela umnxeba iBhanki. Musa ukuchitha le mali, musa ukuguqula kwaye uzisuse.
Umgaqo 7. Musa ukudlulisela ikhadi kubantu besithathu. Phakathi kwakho kwaye i-Bhanki igqibe kwesonjululwe ikhontrakthi yokukhutshwa kwekhadi. Ngokweli khontrakthi, ungakonwabela ikhadi lakho kuphela. Ukudlulisela ikhadi kuye nabani na ukwaphulwa kwesivumelwano. Ukuba imeko yempikiswano iyenzeka, kwaye ukudluliselwa kwekhadi kuya kutyhilwa, uxanduva lwakho, ngokwemigaqo yemvumelwano, iyakulalela.
Umthetho 8. Ikhadi elahlukileyo lokuthenga kwi-Intanethi. Ukulungiselela ukuba sibe mngcipheko kwimephu, sicebisa ukuba wenze ikhadi lebhanki elahlukileyo lokuthenga kwi-Intanethi. Ikhadi ledijithali ngaphandle kwemithombo yeplastiki ikwachanekile. Kwizixhobo ze-Intanethi, uya kubonisa iinkcukacha zeli khadi, kwaye uphinde ugcwalise kwixabiso elifanelekileyo ngaphambi kokuthenga.
Umgaqo 9. kuphela isoftware yaseburhulumenteni kuphela. Sebenzisa kuphela iibhanki zesicelo ezisemthethweni ezivela kwiiNdawo zeMakethi yeMarike kaGoogle okanye Ivenkile ye-Apple. Xa ungena kwi-Intanethi ye-Intanethi ukusuka kwikhompyuter, qiniseka ukuba usebenzisa iphepha elisemthethweni leBhanki. Ukuba enye idilesi iboniswe kwibha yedilesi, vala iphepha kwaye unxibelelane ne-Bhanki ngefowuni.
Umthetho 10. UNGAYENZI. Ukuba unikwa ukufumanisa igalelo okanye wenze imali mboleko kwiimeko ezizodwa ezenza kuphela "apha kwaye ngoku" ungangxami! Incoko - kunokwenzeka, udibene nobuqhetseba! Ukuba umnikelo uyazibuza ukuba unxibelelana njani nebhanki kwaye uyifunde ngokweenkcukacha.
Ngokwezixhobo zendawo ye-SCB-yebhanki (i-TEL.8 800 1000 600).