This was announced by Nikolai Nikolaev, Chairman of the State Duma Committee on Natural Resources, Property and Land Relations. In his opinion, it is necessary to apply to the development of ILS tools, proven in the field of multi-apartment building - this should help in promoting mortgages and improve living conditions outside the city.
And for citizens, and for banks
The politician stressed that for two years a single information system for housing construction about apartment buildings has been operating. It contains information about the projects of such buildings, location, materials, stages, etc. Nikolaev believes that such an approach is necessary for IZhS.
Nikolay Nikolaev, Chairman of the State Duma Committee on Natural Resources, Property and Land Relations
"Those tools that were and developing in the field of equity construction can also be distributed to Izhs: the use of escrow accounts, project financing. We have two years working a single information system of housing construction. It has information about all the construction sites, projects of apartment buildings. Perhaps it makes sense to expand this practice to the individual housing market. "
The official also told about problems with lending to private house-building. Representatives of banks with caution relate to the mortgage for ILS, because they do not see the liquid deposit for this transaction. When providing a mortgage loan to buy an apartment in the house under construction, it is easier to spend the assessment. Such housing has basic types, series. And during the construction of a private house, there is no typical approach. If you make data on individual construction sites (information on the developer, plot, etc.), then, according to the State Duma, the task of assessing mortgage property for banks will be simplified.
The demand for country houses is growing
About the development of ILS deputies speak a long time ago, however, since last year, the planned decisions are gaining clearer outlines. Politicians say that the demand is rapidly growing at home outside the cities, so the problems of this segment are closely considered lately. Individual house-building becomes popular in part due to pandemic and restrictive measures (many Russians preferred to leave away from large cities, crowd of people and do not depend on the risk of locked).
In general, such a property is a good option for large families. But the purchase or construction of private housing can not be enough. The President instructed the Cabinet to develop mortgage lending mechanisms for July 2021. Only a pilot project is started. We are a discount mortgage under 6.5% per annum for young families with children.
Almost half of the housing, erected last year, fell on IZhS. According to Nikolaev, although the demand is really very high, the country amnesty somewhat "screws" data in statistics. The houses were built and caught long ago, but on documents these are new facilities.
Nikolay Nikolaev, Chairman of the State Duma Committee on Natural Resources, Property and Land Relations
"In addition, the country amnesty once again played its role - when her period ends, people begin to register previously built at home."
At the same time, almost all projects in the housing area still affect only high-rise buildings. And Nikolaev is convinced that the refinement of legislation will be needed to include ILS into existing programs or create new ones for this sphere.
Attachment SNT to settlements
The infrastructure of the regions is also mentioned. In the suburbs, the transport connection has been established, there are basic communications, but in a number of other areas there are no electric trains, gas and other "amenities". Usually, few or not at all educational institutions, a clinic. Nikolaev believes that the problem is too serious and the launch of school buses does not solve it. He proposes to lay the budget for these purposes in those settlements where infrastructure is especially necessary, will be in demand, the built schools will not be empty.
However, the politician notes that it is necessary to "be concentrated not on empty land, but on the one that has already been mastered." According to him, there are country villages where people want to live year-round, but they do not have such an opportunity. Attaching SNT to the nearest settlements will solve this task. Country villages are usually well located, and many people prefer not to leave the cottages in the city even in winter. But there is no sufficient social infrastructure. The status of the settlement would have obliged municipalities to solve these issues. And if there are no funds in the budget? Politician believes that the state support mechanisms need to work in this case.
Such a procedure, connecting SNT to the nearest settlement, exists, but conjugate with bureaucratic difficulties. Locals or authorities can start this process. It will be necessary to create a new or change in the existing settlement of the settlement. Garden partnerships can be located on agricultural land. Finding the rationale for changing the category and the type of allowed use is not always obtained.
Rosreestre
"Currently there are no specific criteria for settlements created, as well as conditions under which such areas can be included in the boundaries of settlements. This, in turn, creates legal uncertainty in terms of grounds for initiating such a procedure. "
The question of the joining of garden partnerships to settlements will be publicly discussed until February 26, 2021. The main topic is a simplification of the procedure. Conditions, presumably, will differ depending on the region, as the situation with summer villages is different everywhere.