MetallineVestbank launches two new mortgage programs:
? "Credit for the purchase of non-residential premises (pantry)"
? "Credit for the purchase of machine-space"
Loan conditions:
☑️ Rate - from 8.7% per annum.
☑️ The minimum initial contribution from 20%.
☑️ Loan period - from 1 year to 30 years.
☑️ Credit amount - from 500 thousand rubles. up to 2.5 million rubles.
☑️ It is possible to consider the application for 2 documents - all categories of borrowers
☑️ The purpose of the loan:
- Acquisition of the vehicle intended for the placement of the vehicle, located:
- in separate buildings - garage complexes;
- in multifunctional complexes;
- in apartment buildings;
- Acquisition of non-residential premises (pantry), located in an apartment building by concluding acquisition contracts (DDU, DUPT, DKP).
☑️ The age of the borrower / cooked from 18 to 70 years;
☑️ Lending and refinancing of apartments without surcharge;
☑️ The possibility of attracting as co-coaches and emphasize (up to 3 co-coaches) - full-resistant / not full brothers and sisters, a civilian spouse (- ", the parents of the civilian spouse and other persons who are not relatives;
☑️ The experience in the last place of work from 4 months (the reorganization of the employer or the transition to a new place of work in the order of translation during this period is allowed). Common work experience from 6 months.
☑️ Accounting for part-time income (maximum 3);
☑️ Consideration of 2 documents with an initial contribution from 10% for all categories of borrowers;
☑️ IP with any form of reporting, subject to the maintenance of break-even activities for 12 months;
☑️ Business owners with a share of participation in business up to 51% can be viewed as employees, without providing business documents;
☑️ Payment / revenue ratio of 60%;
☑️ in the assessment of solvency do not take into account the costs of credit cards by a limit of up to 200 thousand rubles;
☑️ Consideration of applications for questionnaires of other banks;
☑️ The initial contribution from 10% when buying an apartment for almost all categories of borrowers;
☑️ Understanding the cost of purchased real estate to the loan amount;
☑️ Assignment from JUR. Persons and Piz. Persons (up to 3x times including a client's transaction)
☑️ the possibility of buying apartments in the mortgage of other banks;
☑️ Transactions between relatives.
What else to read: as in 10 minutes to find out the credit history by itself the reasons for the reduction of the credit rating. Top 7 reasons reduce loan or payment for early repayment?