Kusukela ngoJanuwari 10, 2021, umthetho ongama-115-FZ uyachitshiyelwa eRussia, ngokusho ukuthi ukuthengiselana kwezezakhiwo kuzohlola iRosfinmonitoring. Futhi amabhange azoqinisekisa ukuthi imali evela ekuthengisweni kwefulethi, yaya "ezinhlosweni ezinhle". Yibuphi ubunzima kulokhu abalindele abathengi nabathengisi? Ingabe lokhu kungaholela ekukhuphukeni kwezindleko zezindlu? I-Bankiros.Ru ifunde ngalokhu kusuka kochwepheshe.
Khumbula ukuthi ngokusho koMthetho 115-Fz "ekulweni nakwezomthetho (Ukuqola) kweholo elitholwe ngezindlela zobugebengu", iRosfinmonitoritoring ilawula kuphela lezo zingcweti eziphathelene noshintsho oluphathelene nobunikazi. Kusukela ekuqaleni kuka-2021, iHhovisi lizophinde lilawule ukuthengiselana kokuthenga nokuthengisa ngenani lama-ruble angaphezu kwezigidi ezintathu. Futhi, okunye ukuthengiselana kwezezakhiwo kuzobe kungaphansi kokulawulwa koMnyango: Ukuqasha, Izezimali, Ukuqashwa Kwezentengiso.
Uchwepheshe wenkonzo ukuqinisekisa izinhlaka ezingokomthetho ze- "contour. Inhlekelele" USvetlana Koroshnova uchaza ukuthi izichibiyelo eziku-115-Fz, zamukelwa, ukuze zinciphise ukuhamba kwemiyalezo ephindwe kabili ku-rosfinmonitoring, ukuze hlela imisebenzi ukuze ibe yimpoqo.
Ubuye waphawula nokuthi inqubo yokwenza ukuthengiselana kwezakhamizi nezinhlangano azange zishintshe, ngakho-ke noma izinto ezingokwenyama noma ezomthetho zibhekana nobunzima obungeziwe.
Yini ezoshintsha?Ngokusho kweKirlanova, uma umuntu yangaphambilini ethengise noma athenge ifulethi elibiza kakhulu kunama-ruble ayizigidi ezintathu nge-ejensi yezezakhiwo, bese ngemuva kokuphothulwa kokuthengiselana kanye nokubhaliswa kwamalungelo empahla, i-ejensi yezezakhiwo ithumele umyalezo kuRosfinmonitoring. Ngasikhathi sinye, uma umuntu ehumusha ingxenye yemali yokuthengiselana ngebhange, ibhange, ebona inhloso yokukhokha, ecelwe ukunikeza isivumelwano sokuthengisa esibhalisiwe futhi wathumela umbiko kuRosfinmonMonitoring. Okungukuthi, umyalezo oya eRosfinmonitoring waphindwa kabili.
Manje izinhlangano zizothumela umbiko hhayi mayelana nokusebenza kwezezakhiwo (njengoba ngaphambili), kepha mayelana nokusebenza okulandelayo okunemali okwenziwe ngohlaka lwalokhu kuthengiswa kwezezakhiwo, kuchaze i-BANDIROS.RU Interlocutor. Ngakho-ke, izinhlaka zezezakhiwo zivame ukususwa isibopho sokufaka imibiko ngaphansi kwenkontileka yokuthengisa impahla. Lo msebenzi ulele ngokuphelele ezinhlanganweni lapho kudlula imali.
Yini engaba nzima?Ummeli weCrowe Crs evgenia zainchukovskaya ubeka lokho ngokungena kokunye okuchichimayo kwezichibiyelo ngeke kube nokuthenga nokuthengisa impahla yangempela.
"Ngasikhathi sinye, ukufunda okungokoqobo kwesigaba 1.1 sobuciko. 6 fz 115-Fz, equkethe inkomba yokuthi "ukuthengiselana" kulokho, kwakha umbuzo wokuthi izivumelwano eziningana zokuqashisa mayelana nokulinganiselwa okufanayo kwezindawo ezithengiswayo, kubandakanya nokubumbene Ukuhlinzwa kwezomnotho kuncike ekulawuleni okuphoqelekile? Kuze kube manje, lo mbuzo uhlala uvulekile, "kusho uZainchukovskaya. Kulesi sikhathi ngasiphi isimo, ukubhekana nezindlu zangempela kungakhanselwa?I-Zanchukovskaya yaphawula ukuthi iziphathimandla zamukele lezi zichibiyelo, ngoba akukho lutho olumangazayo, ngoba indawo ethengiswayo ingenye yezindlela zakudala zokufaka ngokusemthethweni izimali eziphumayo zobugebengu. Iqiniso ngukuthi line-liquidity ephezulu. Ngaphezu kwalokho, okwenziwayo kungenziwa ngaphandle kwabalamuli nangemali. Azikho izindleko ezinkulu ezihambisana nokutholwa kwezinto noma ukuzinikezela ekuqashweni, kusho i-bankiros.ru interlocutor.
Ubuye waxwayisa ngokuthi isivumelwano sezezakhiwo sasingaqashelwa ukuthi siyasola uma amaqembu ezama ukufihla ubunikazi bawo, umthengi noma umqambi ubuza ukusheshisa inqubo yokwenza ukuthengiselana ngaphandle kwezizathu noma ukuqeda ukubalwa ngebhange. Uchungechunge lokuthengiselana okwenziwe ngesikhathi esifushane, oluxhaswe ngumuntu wesithathu ngenxa yemali etholwe phesheya, kungaheha futhi.
Ngabe amanani ezindlu azoshintsha?UKirlarov uyaqiniseka ukuthi izichibiyelo eziyi-115-Fz ngeke ziholele ekushintsheni emakethe yezezakhiwo futhi, ikakhulukazi, ukukhulisa amanani entengo yezindlu.
I-Zanchukovskaya ibuye yaphawula nokuthi ukuqiniswa kokulawulwa ngokwako ngeke kuholele ekukhuphukeni kwezintengo zezindlu, ngoba akubeki eminye imisebenzi eyengeziwe emaphathini.
Angivumelani naleli liphi lePhini likaMongameli we-QBF Maxim Fedorov. Uyaqiniseka ukuthi umthwalo owengeziwe wentela osafufusa abathengisi bezindawo ezithengiswayo uzoholela ekukhuphukeni kwentengo yento yenani elikhokhelwe intela.