Inethiwekhi iyaphela ukuba ininzi i-apps yeenethiwekhi zentlalo. Ifanelwe ngqwalaselo kwaye njengesixhobo semiphumo yexeshana yabalawuli malunga nokuziphatha okuninzi kweearhente zezoqoqosho, ukukwazi ukonakalisa iinkqubo neemarike.
YENZA NTONI ...Kwiminyaka elishumi eyadlulayo, intloko yenkonzo ye-Federal yeentengiso zezezimali eRussia (i-FSFR), kulungiselelo lwesiCwangciso seMarike yaseRussia, ndacebisa ukuba ndibandakanyeke kwitafile yeethagethi zayo, ezona zinto ziphezulu zabatyali mali Ukuza kwintengiso yezemali ngo-2020, - abantu abazizigidi ezingama-20. Kwakukho ixesha elingaphantsi kwesigidi esinye. Ngoku kuphela kwi-moscow stocks etshintshe ii-akhawunti zokuthengisa abantu abangaphezu kwezigidi ezili-9. Inani labo batyalela ukhuseleko lwangaphandle kwi-St. Petersburg itshintshiwe kakhulu. Kodwa, beqinisekile, oku asingabo bonke abatyali mali babucala. Isimo sezulu esinesibindi sokukhulisa abathathi-nxaxheba bentengiso abathengisi ababengakude nenyaniso.
Ngokubanzi, ukutsala umnini wabucala kwimarike yaseRussia yayiliphupha phantse zonke iintloko zoMlawuli wezeMali. Kwaye la maphupha abe yinyani. Kwaye ngabaluphikizi? Mna, ngokunyaniseka, musa ukubukela naliphi na i-euphoria. Kwaye emva kokuba abatyali-mali babucala beza kwiqela leWaltostbets bamisela ukuzingela iingubo ezinkulu kunye namaxabiso afanelekileyo kwizabelo ezininzi, isimo semibutho yabasebenzi ababengabi kubanda nje, kodwa sinobutshaba.
Uguquko kunye notshintshoSele ndivakalise umxholo wokuba amagqabantshintshi e-Gaskmetop yaba sisiphawuli senguqu yokwenyani yemodeli yentengiso yemali. Namhlanje ibhaliwe malunga nayo yonke indawo, kwaye iphephabhuku lezoqoqosho lenze isihloko kwisigqubuthelo: "Uhlaselo lwenene kwiWall Street." YINTONI YOBUGCISA?
Kubonakala kum ukuba le yinto evuthuzayo ngokuchasene nendawo enesikhundla sabadlali abakhulu abanokufumana kwaye sisebenzisa intengiso yemali kunye nokuxhaphaza intembelo yabathengi. Olu luhlu lweentlawulo zabucala ezibonisa ukuba iityalonaji zabucala zibonisa ukuba iiprotest ezinkulu ziye zavela zomelele kunezibonelelo zemali. Le yokugqibela yayididekile kakhulu yimali yaza yamenza impendulo yakhe: Bona ukuba zingakanani kwisiphelo abatyali-mali abaphulukene nazo kwaye nantsi imizekelo yeentlekele zabantu.
Abalawuli baphuhliswa emngciphekweni kwaye baqala ukwenza izithintelo zezithintelo zabatyalo-mali zabucala: Ukungeniswa kweziqinisekiso ezahlukeneyo, ukuthintelwa kweemveliso ezithile, ukuhambisa kwakhona iimfuno zotyalo-mali lwabucala kumda wotyalo-mali. Ngapha koko, utyekelo lweendlela ezimbini lusajamelana nalo: ukhuthazelwe ngabalawuli "(utyalomali kumaziko otyalo-mali) kwaye bakhethwe ngabagcini babucala" ukhuseleko kwizixhobo "(zotyalo-mali kwizixhobo zemali). Yeyiphi kwezi meko zimbini zomelele kwaye ethembisayo, kunzima ukuyithetha, kwiimeko zombini kukho umngcipheko kunye nezibonelelo zakho. Ngokwenyani, bayadimaza kwaye abachasaki.
Uyakhathala kwaye uyothusa enye. Ngokuchasene nemvelaphi yento eyenzekayo kwisicwangciso esililize, kukho umbuzo malunga nentengiso emfutshane engakhuselekanga, ephuculwe kakhulu ngabadlali abaninzi. Makhe, kodwa emva kwayo yonke loo nto, le ntshukumo ibisoloko ithathwa njengeyona ndlela ibalulekileyo yokuqikelela kwaye idla ngokulinganisela! Ngoku iyavela ukuba umdlalo olungelelanisiweyo wexabiso lokwanda kwesabelo ngobunzima babarhwebi babucala bagqobhoza ixabiso elifanelekileyo lentengiso, kunye nentengiso emfutshane yezokhuseleko ekhuselekileyo ye-HEDGEALDES-HAYI.
Ngapha koko, kuyavela ukuba imisebenzi yokutsala intengiso yemali yomtyali-mali enkulu kufuneka itshintshwe yimisebenzi yazo zonke izithintelo kwimisebenzi yelokugqibela. Ewe, kunjalo, egameni labo.
Ukuphendula kwabo baneempawuNgasihlandlo sithile, ukuthatha inxaxheba kwam kwiibhlog ezahlukeneyo ze-Intanethi, kuhamba namabali acaphukisayo, mhlawumbi umntu othile wayecaphukile, kwaye umntu othile wayekonwaba. Kum, yayiyindlela yokufumana ulwimi oluqhelekileyo kunye nenxalenye yenkcubeko yemakethi yezemali, eyayimelwe ngabarhwebi babucala. Abazange bazibize abatyali-mali, endaweni yoko baphendula igama elithi "ukuqiqa", kwaye bazibandakanya ekurhwebeni ngaphakathi kwezentraday. Yeyona nto iphambili kwisakhelo sesakhelo kwaye emva koko sisenenethiwekhi ezincinci zemali. Ndifunde lukhulu kolunxibelelwano kwaye ndizame into ekufuneka ndiyithathele ingqalelo kumgaqo wentengiso.
Namhlanje, unxibelelwano lweNethiwekhi lwabarhwebi babucala luye lukhulu kakhulu. Kwiqela leWalutepreebets qekers abantu abangaphezu kwezigidi ezili-9. ERussia, kwenye yeeforamu zabarhwebi abadala kwaye ezinkulu zabathathi-nxaxheba abangama-120,000. Oku, kunjalo, ngumyalelo wobukhulu obuphantsi kune phesheya, kodwa oku kuyinyani. Iiforamu zabathengi bazo zenza amaziko amaninzi emali kunye neebhanki. Baqonda ukuba le yindlela ethe ngqo yokwanda kwiqela labathengi, eliya kwimakethi yesitokhwe.
Kubonakala kum ukuba ngoku lixesha lokuba ulawulo olusebenzayo olungakwazi. Ayisiyonto ivulekileyo, eboniswe ngokwenyani yokwaziswa ngamacala e-jikelele, kunye nonxibelelwano ekujoliswe kubo. Ngoku kwixesha eliqhelekileyo lokuphindaphindwa. Iindlela ezinamacala odwa zolwazi zisaqhubeka ngokukhawuleza. Ewe kunjalo, abalawuli abahlali basame kwaye kwangaxeshanye kunye nedemokhrasi yeetekhnoloji zezezimali zinyusa izihlunu zezobugcisa. Kunye negama elithi Fighch, imigaqo yeRetetech kunye neSupech iya iyanda ngakumbi. Kodwa apha imibuzo malunga nokusebenza kakuhle.
Ngo-2018, umzekelo, ukhuseleko lwaseMelika kunye neKhomishini yoTshintshiselwano (sec) ibhengeze ukhuphiswano lokubonelela ngeenkonzo zokubeka iliso kwimidiya yoluntu. Kwaye uyintoni umphumo? Ndikwazile ukubona abasebenzi beKhomishini, ukuvavanya nokuthintela iyelenqe labarhwebi babucala kwiqonga leReddit? Hayi.
Ukubek'esweni kwengqondo ephezulu ngaphandle kweMigaqo-nkqubo ekugxilwe kuyo ngaphandle kwenethiwekhi yoluntu akunakulindeleka ukuba isebenze ngokufanelekileyo. Ewe kunjalo, lo ngumsebenzi onzima ofuna uqeqesho, izakhono, izixhobo, kunye nangokuvakaliswa okungekho mthethweni. Kunzima ngakumbi kunemithambo yokusebenza ngokungenisa izinto zokusebenza komsebenzi wezezimali wabucala, kodwa sisigqibo sayo ngokuhambelana neparadigm eyamkelweyo ngokubanzi - akukho ntengiso yemali yesizwe ayinakuthathwa njengento yabucala.
Ngokuphathelele abalawuli, i-xoxo sencoko, umzekelo, kwiqela leqela leqela.
Uluvo lombhali lungangqinelani nesikhundla soshicilelo lwamaxesha ngamaxesha.