I-VTB I-VTB Igqaliselo kwintengiso yentengiso enomdla emva koko yandisa inani eliphambili lebhanki yeRussia yeRomaki. Somlomo-Maxim Stepochkin, iNtloko yeSebe lokugcina i-VTB.
Iindlela zentengiso zisabonakalisiwe ziindlela ezikhoyo ze-2020, zihlengahlengisa ixesha eliqhelekileyo: Ukuba iidiphozithi ngoJanuwari 2020 babonisa ukunyuka kwe-0.25%, emva koko nge-2025, i-overflow irekhodwa kwi-0.39%; Kwangelo xesha, imali echanekileyo ngoJanuwari 2020 ithathelwe indawo yi-5.86%, kwaye ngoJanuwari 2021 - nge-4.83%. Ngenxa yoko, ukunqunyulwa ngokupheleleyo kwamatyala abantu ngoJanuwari 2021 yayingamanqaku epesenti.54. Iphezulu kunexesha elinye lama-2020. Kwangelo xesha, silindele ukuba isiqalo sokutshintsha kwentengiso enomdla kwicala leedipozithi ezingxamisekileyo kwii-ruble, ezinokukhokelela kwisantya esiphezulu kwikota yokuqala ye-2021. Enye yezona zinto zibaluleke kakhulu kulo mgaqo-nkqubo webhanki esembindini malunga nenqanaba eliphambili, ke ngoko isigqibo salo mlawuli kulindeleke ikakhulu kwintengiso.
Intengiso ibizinyaswe kukhetho oluthile ukunyusa inani eliphambili, nangona lalingaboniswanga kumgangatho ophakathi wedipozithi, ohlala malunga ne-4.5%. Eli nqanaba likhululekile, kwelinye icala, kumaziko okuthenga ngetyala, kwelinye icala, kuhlala kunjalo kwiinyanga ezininzi kwaye sele eqhelekile ukuba batyale imali.
Ngokunxulumene nesigqibo sokunyusa amaxabiso aphambili, silindele ukuba iibhanki ezizodwa zenze uhlengahlengiso kwiimveliso zabo zokonga. Kuya kufuneka kuqatshelwe ukuba kungekuphela nje izenzo zebhanki ephakathi yeRussia Federation kwiqondo eliphambili, kodwa kunye notshintsho kwindlela yokuhlawula imali kunye neebhanki, kunye nezinye izinto ze-macroeconomic zinokusichaphazela isivuno kwimveliso.
Inxalenye yabo, abatyali-mali, ixesha lokuzibekela kulo, ngolangazelelo lwamaxabiso okhulisa kwimarike, bangenisa imali okwethutyana kwiiakhawunti ezikhanyayo. Ngoku, ngokuvela kweziphakamiso ezifanelekileyo, iimali kwiiakhawunti zemfuno ziya kuphinda zibekwe kwiimveliso ezingxamisekileyo. Kwakhona, ngokunyusa amaxabiso kwi-Ruorits, imeko yokunikezelwa kwamatyala kwicandelo elininzi lisebenze: Kwindleko ezithile kwiindleko zemali, iidiphozithi ziya kukhetha ukutshintsha imali kwingeniso eqingqiweyo. Le meko inokuxhasa ukuvulwa kwemida ngenani lamazwe aphandle: Icandelo leNgxowa-mali enezixhobo zemali zingasetyenziselwa ukuphumla kwamanye amazwe. Nangona kunjalo, oku kuya kuchaphazela kuphela icandelo lokuthengisa: iiphothifoliyo zemali zabathengi abazizityebi, ngokutsho kwethu, ziya kuhlala kwinqanaba langoku njengesixhobo solondolozo.