Iinkcukacha zeakhawunti zikaNondyebo: Indlela yokugcwalisa ii-odolo zentlawulo

Kulo nyaka, iinkcukacha zitshintshile ukuhlawula iintlawulo ezinyanzelekileyo. Oosomashishini ngamnye kunye namaqumrhu asemthethweni ekuhlawuleni irhafu kunye neeprimiyamu zeinshurensi kufuneka zigcwalise ii-odolo zentlawulo ngendlela entsha. Ukuba awuyithobelanga imithetho emitsha, kuya kufuneka uhlawule kabini, kodwa sele kuthathelwa ingqalelo isohlwayo kwaye ihambe kakuhle. Sichaza indlela yokugcwalisa iiwadi ngoku.

Ukususela nge-01/01/2014, Umthetho we-Federal Nomb. Chaza ngokufutshane malunga nentsingiselo yobuchule obuphambili.

Zonke iirisithi kuhlahlo-lwabiwo mali olususela ngoku zisebenza uNondyebo, kwaye ukuba ngokuthe ngqo, imizimba yendawo ye-Federal Foundrary (TOFK). Imali yohlahlo-lwabiwo mali ithathelwa ingqalelo kwiiakhawunti zikaNondyebo, kunye ne-Ofisi kaNondyebo, njengomqhubi, zisasaza ezi mali. Urhulumente, kubandakanya imali yerhafu kunye neinshurensi, ukufumana imali kwiiakhawunti zikaNondyebo. Ke ngoko, umbono "weenkonzo zemali" utshintshwe "kwiinkonzo zikaNondyebo".

I-odolo entsha yaziswa ngokuzalisekiswa komgaqo wobunye be-CASS. Imali inikwe i-akhawunti yohlahlo-lwabiwo mali, kwaye ihanjiswa kuyo. Kufuneka ikhawuleze ukuhamba kwemali kuhlahlo-lwabiwo mali kunye nokwenza lula ukusasaza kwabo.

Ke ngoko, ukusukela ngo-2021, iirikhwizishini zeakhawunti zikaNondyebo we-Federal Fondrature kunye neenkcukacha zeeakhawunti eziyinxalenye ye-akhawunti ye-Ofisi kaNondyebo (i-EKS) itshintshile.

Inqaku lezondyebo lahlukile kubume bebhanki yeakhawunti. Enye i-akhawunti kaNondyebo ihlala iqala nge-0. Le tafile iya kuba luncedo kuwe xa ugcwalisa ii-odolo zentlawulo.

Ngokutsho kwe-odolo yoNondyebo waseRussia hlahla iRussia. Ngokuhambelana, iiakhawunti zavulwa kwisahlulo sebhanki esembindini we-Russian Federation okanye kumaziko etyala aya kuvalwa. Malunga nomhla wokuvalwa kwamatyala amadala masithethe emva kwethutyana. Ukuba uyakufuna ngokukhawuleza ukufunda ngexesha lokuvala, jonga icandelo le-pernuss yenqaku.

Xa uhlawulwa ukuhlawula irhafu okanye i-inshurensi ye-inshurensi, thatha intlawulo eqhelekileyo kwaye ujonge ngononophelo kwiimfuno ezi-4 (ikholam):

1. I-Infonisi yeBhanki ye-13. Apha kuyimfuneko ukucacisa igama lebhanki kunye nomqondiso "//" igama leofisi ye-Federal Fondray (i-UFC).

2. Izicelo ezili-14 ukuya kunxweme lwebhanki yomamkeli. Ikhowudi yesazisi iya kuba ntsha.

3. I-Props 15-Iakhawunti yebhanki yomamkeli weBhanki (i-akhawunti kaNondyebo enye). Kude kube ngu-2021, le grafu yayingazaliswanga.

4. Izicelo zeNkxaso ye-17-Inombolo yeAkhawunti yoMamkeli (inombolo yeakhawunti kaNondyebo). Iya kuqala nge-0. Ngaphambili kubonise inombolo yebhanki, eyaqala ngo-40101.

Ukucaca, chaza umzekelo.

Usomashishini u-Andrei usebenza kwi-St. Petersburg kwaye ufuna ukuhlawula irhafu yexabiso elongeziweyo. UAndrei uyazi ukuba ulwazi kwiinkcukacha ezintsha zeakhawunti zikaNondyebo ikwi-annex kwileta ye-FTS ukusuka kwi-08.10.20.20.20.20.20.20.20. Ekuqaleni, uphuhlisa itafile ngeenkcukacha kwaye ufumanisa kuyo i-UFK eSt. Petersburg.

Emva koko u-Andrei uqalisa ukuzalisa i-shopng:

• Ikholamu 13 ubhala igama lebhanki yomamkeli kunye ne-ofisi ye-Federal Fredyary (i-UFC). Le yi-Ntshona-West Bank yaseRussia // Ufk eSt. Petersburg St. Petersburg.

• Ikholamu ye-14 ibonisa i-bik yebhanki yomamkeli (i-tfk bic). Unxweme olulutsha lukaPeter - 014030106.

• Kwikholamu 15 Yazisa inani leakhawunti yebhanki ebandakanywe kwi-akhawunti ye-Ofisi kaNondyebo. Le yi-4010281094537000055.

• Kwikholamu 17 ibonisa inani elihlaziyiweyo leakhawunti kaNondyebo. Le ngu-03100643000000017200.

Ibalulekile. Kukho uphawu "//" phakathi kwegama leBhanki kunye nolawulo lwe-Federal Fondhes ngaphandle kwezithuba.

Oku kujongeka ngathi yiphethini yewadi ezaliswe ngokwemigaqo emitsha.

Yiyo yonke loo nto, akukho nto imbi. Eyona nto iphambili, yilumkele amanani.

Njengommiselo oqhelekileyo, ukusuka ngoJanuwari 1 ukuya ku-Epreli 30 walo nyaka kukho iiakhawunti ezindala nezintsha. Ngeli xesha, ungabhatala naziphi na iinkcukacha, kwaye uNondyebo weNtlawulo uyakwamkela. Ukusukela nge-1 kaMeyi, 2021, kuphela ziinkcukacha ezintsha zemali kaNondyebo ziya kusebenza.

Ukuba, emva kwexesha lenguqu, chaza iinkcukacha ezindala, isixa siya kuwa kwiintlawulo ezingacacanga. Ke ngoko, kuya kufuneka ibuye, kwaye ihlawule kwakhona, kodwa sele inesiselo esinokulibaziseka. Ungayibuyisa njani imali kwiRhafu, ufunde kwinqaku lethu "njengoShishino okanye uMbutho wokubuyela kwiRhafu egqithisileyo."

Ukuze kungabikho ngxaki, jonga imihla yokuvala yeeakhawunti zakudala. Bavale ngamaxesha ahlukeneyo. Umzekelo, iiakhawunti zangaphambili zeNgxowa-mali yomhlala-phantsi kunye nengxowa-mali ye-inshurensi ye-Inshurensi zivaliwe nge-26.04.2021, kunye neeakhawunti zengxowa-mali ye-OMS emva kwe-12,04.2021. Ishedyuli yokuvala yeeakhawunti zebhanki ezindala inokujongwa kwiwebhusayithi kaNondyebo.

Ibalulekile. Umgaqo wexesha lethutyana awusoloko usebenza. Ezinye iibhanki zamkele iintlawulo kwiiNkcukacha zakudala kube kanye, okanye azimkeli kwaphela. Kungcono ukukhankanya ulwazi kwibhanki yakho kwaye uhlaziye inkqubo yobalo-mali osebenza kuyo.

UDelobank ngoku wamkela iintlawulo ezizezenziweyo, kwaye kwiinkcukacha ezintsha. Xa uthumela intlawulo kwiinkcukacha zakudala, abathengi baya kubona ngokukhawuleza iiakhawunti ezintsha. UDelobank uya kwamkela iintlawulo zeenkcukacha ezifanayo kude kube kunobutyebi bobuncwane bavale iiakhawunti zakudala zohlahlo-lwabiwo mali.

Ngokufutshane malunga neyona nto iphambili

1. Ukususela nge-1 kaJanuwari, 2021, iirikhwizishini zeakhawunti zikaNondyezo zitshintshile. Ke ngoko, intlawulo ekuhlawuleni irhafu kunye neminikelo kufuneka izaliswe ngokwemigaqo entsha.

2. Iinkcukacha ezintsha kufuneka ziboniswe kwikholamu 13 (igama labantu abafumana i-bhanki kunye ne-UCK), ikholam 14 (i-akhawunti yomamkeli), i-akhawunti ye-2 (i-Ofisi kaNondyebo). Iinkcukacha zingafumaneka kwitheyibhile yokuthotyelwa kweeakhawunti zebhanki kunye ne-Ofisi kaNondyebo kwiwebhusayithi kaNondyebo nakwisihlomelo kwileta ye-FTS.

3. Kude kube ngu-1 kaMeyi, unokuzalisa iiwadi ubuncinci kwindala, ubuncinci kwiinkcukacha ezintsha. Kodwa lo mthetho awusoloko usebenza ngokusebenza, ngoko kungcono ukuchaza iinkcukacha ebhankini yakho.

4. Ukuba emva kwe-1 kaMeyi ukuhlawula indala, imali iya kuwa kwiintlawulo ezingachazwanga. Kuya kufuneka siphinde sihlawule kwakhona, kodwa sele sithathele ingqalelo isohlwayo kunye nentlawulo yokulibaziseka.