Ikhowudi yerhafu ifuna minyaka le ingenisa irhafu yengeniso kubaphathi berhafu. Umhla wokugqibela wokufaka isibhengezo kuye kude kube nguMatshi 31. Amanqaku acacisile ukuba bangabathengi njani iimoto ezimbini zabakhwetha phakathi enyakeni nangaphezulu.
Sinika ezimbalwa malunga neengcaphulo ezivela kwi-Andrei Kovalevsky, iNtloko yeSebe leMfundo leRhafu yabantu be-MNS yeRiphabhlikhi, ePatta ipapasha.
-Ukuba iimoto ezimbini zabakhweli zithengiswa phakathi enyakeni nangaphezulu, emva koko ukusuka kwi-ofisi yesibini neze-auto elandelayo ukuhlawula irhafu yengeniso. Ukuba ilori ithengiswa inobunzima obungaphezulu kwe-3.5 yeetoni okanye ibhasi enezitulo ezingaphezu kwe-8, ke nkqu neyunithi enye yale ntlawulo irhafu.
-Ukuba umntu uthengise iimoto ezimbini apha enyakeni, oku akuthethi ukuba yonke imali evela kwintengiso yesibini iphantsi kwerhafu yengeniso. Kule meko, iindleko ezinxulumene nokuthenga imoto zithathelwa ingqalelo. Ndiza kumnika umzekelo. Ekuqaleni kuka-2020, indoda yathengisa imoto yaza yathenga enye i-10 lamawaka ruble. Wanduluka ke umntu, akayithandi, ethengisiwe. Oko kukuthi, unentengiso emibini apha enyakeni, kunye nomzuzwana kuya kufuneka ahlawule irhafu. Umzekelo, wathengisa ngenqwelo yesibini ukuba ibe li-11 lamawaka ruble. Ngokuhambelana, irhafu iya kuhlawulelwa kuphela komehluko-ukusuka kwi-1 lamawaka. Kwaye ukuba umntu uthengise imoto iphantsi kunokuba ihlawulwe, kuba iindleko zingadlula ingeniso. Kodwa isibhengezo siyimfuneko.
-Iindleko zemoto kufuneka ziqinisekiswe: Yiza nesivumelwano sokuthenga, amaxwebhu entlawulo. Ukuba umntu akanawo amaxwebhu agcinwe, igunya lerhafu inokuba lolona lwazi lungeniswe ziiarhente zikarhulumente malunga nenani leendleko. Umzekelo, umntu wafumana imoto, eyibeka kwi-akhawunti yamapolisa endleleni, wazisa amaxwebhu apho, kwaye abasebenzi bamapolisa bezithuthi bazenzela ulwazi ukuba imoto yathengiwe i-10 yamawaka. Ke umntu uphulukene nemvumelwano. Ujongana neGunya leRhafu, bajonga oovimba weenkcukacha zendlela yamapolisa kunye nokungabikho kwamaxwebhu, ezi ndleko zithathelwa ingqalelo. Kwimeko ebaluleke kakhulu, ukuba akukho maxwebhu kunye neGunya leRhafu, ayinakufumana ngokusemthethweni olu lwazi, umthetho werhafu ubonelela nge-20% hayi irhafu.
-Umntu unokuthenga ipropathi kwiminyaka eli-10 eyadlulayo ngemali eyahlukileyo ngokupheleleyo, kwaye athengise namhlanje. Ke ngoko, ikhowudi yerhafu ibonelela ngendlela yokubonisa indleko zepropathi kunye nezothutho. Iindleko zabemi ziphinda-phinda kwiidola zaseMelika kwikhosi yeBhanki yeBhanki ngomhla wenkcitho, emva koko zibuyiselwe kwi-ruble yaseBlarsia ngomhla wokuthengisa. Ndiza kumnika umzekelo. Ngo-2008, umntu uthenge imoto kwiiruble ezingama-22 ezigidi, kwaye kule mali ingama-2.2 kwili ruble. Namhlanje uthengisa iimoto kangangesigidi samawaka angamawaka angama-26. Ngo-2008, kwizigidi ezingama-22 ezigidi. Kwakukho amawaka e- $ 10. Ngoku siphinda siguqulele iidola kwi-rulian ruble ye-belarusian ngenqanaba lokuthengisa. Ikhosi efunyenwe kwi-rubles - 2.6. Nge- $ 1. Ngenxa yoko, sifumana amawaka angama-26 amawaka ruble. Ukuthathela ingqalelo ukufudumeza kweendleko kuyavela ukuba umntu akanakuhlawula irhafu konke konke.
-Zinye iindlela ezintathu eziphambili zokungenisa imbuyekezo yerhafu: Ngokobuqu ngokutyelela igunya lerhafu, ngeposi nakwifom ye-elektroniki. Kwimeko yokugqibela, umntu kufuneka anxibelelane nayo nayiphi na igunya lerhafu ngepasipoti yokubhalisa kwiakhawunti yobuqu yePateller, fumana iakhawunti kunye negama lokugqitha.
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