Ngokwalusa kwangaphambili "Ingcali" ngo-2021, imakethi yeinshurensi iya kukhula enye yeepesenti ezisixhenxe okanye ezisithoba ukuya kwi-1165 yeenkobe. I-Inshurensi ikwinxaxheba ebalulekileyo kuyo, kwaye i-inshurensi yobomi ihlala ihleli malunga nokukhula (ukuya kuthi ga kwi-25%). Ngokumalunga noku, iinkampani zeinshurensi ezinqabileyo eRussia ziyaqhubeka nokuphucula iimveliso zabo zeinshurensi zonyango, ziqhuba ukufikelela kuyilo lwabo, zibonelela ngenkonzo eyongezelelweyo kubathengi abo.
Umgaqo-nkqubo wezonyango unokuthengwa kwi-intanethi
Ke, umzekelo, iwaranti yenkampani isebenza malunga nokufumana iimveliso zayo kwi-intanethi. Kwiwebhusayithi esemthethweni yenkampani, abathengi banokuthenga iimveliso ezintathu zeinshurensi. Omnye wabo yi "Telemedidiine"
Umthengi unokuthenga umgaqo-nkqubo we-1.8 yamawaka i-ruble, kunye nexabiso le-inshurensi ixesha elingangesigidi kwi-rubles. Kwangelo xesha, akukho zithintelo kubaphengululi bemigaqo-nkqubo kwinani lokubonisana noTeledicine olufunyenwe ngumthengi. Akukho zithintelo zokubonisana. Iingcebiso ezikude ngoogqirha uMntu o-inshurensi unokufumana naluphi na uxilongo, kuquka neCovide-19 nezifo, ngokungavalelwanga yi-DMS.
Umnini woMgaqo-nkqubo unokubhukisha iiNkonzo zeTelemaner zonyango, i-Pediatrician, i-PSCHOLOGIST kunye neengcali ezingaphezulu kwe-20.
Ukongeza kulo mphathi we-POLISI, inkonzo yesibini yoonolwazi inikezelwa. Kubandakanya ukupheliswa kwe-Russian okanye ugqirha ogunyazisiweyo kwi-disassis ekhoyo, ukuba isigulana ayonelisekanga sichanekile nge-100% yokuchaneka kwesifo sokuya kugqirha.
Abanini bomgaqo-nkqubo wokuhlala we-Tetedicine unokuthatha ithuba lesaphulelo se-10 se-10 kwiinkqubo zexesha elisisigxina kwi-MEDSIWWS kwiklinikhi ye-MEDSIWS kwi-St. Petersburg naseMoscow.
Ngokweenkcukacha-mali zenkampani yeinshurensi zikhokelela kwinkampani ye-inshurensi, kwizifundo ezingama-2020 zihlala zibhengeza kwiingcali - i-15 lamawaka-themadwemedicinered thements zabanjwa. Izicelo ze-4576 zeza kwiinkonzo zoochwephesha bezengqondo, 3212 ukunceda abantu basezishumini.
Abasebenzi beNkampani yabo yeZenzo yengqondo ibonelela ngoncedo kubathengi abanewaranti yesisombululo. Ingcebiso yengqondo ibanjwa ziingcali ezinabaguli abadala, abantwana abakwishumi elivisayo nakubantwana.
Iziqinisekiso zoogqirha babonelela ngeengcebiso malunga ne-teadine kwimeko yeprojekthi "Teledidine ufikelela", iphezulu kakhulu. Ukutsala iingcali ngokubasebenzi be-Pemesniss yeKlinikhi yeKlinikhi yePhondo. Le network, ngokutsho kwephephabhuku le-Forbes, liphakathi kwelishumi leeklinikhi zabucala ezihle kakhulu kangangeminyaka emithathu ngokulandelelana.
Iqonga elitsha ledijithali ukusuka kwibukhali
Enye inkampani enkulu ye-Inshurensi yaseRussia Rosgosstrakh isungule iqonga elitsha ledijithali "i-My_servis. Ngesi sigqibo, iinkonzo zonyango ziya kunikwa bobabini abaxumi benkampani kunye nabahlali baseRussia. Inkonzo iya kunceda ukufumana i-DR. kumsebenzisi ngamnye obhenela.
I-Galanova, intloko ye-inshurensi ye-inshurensi yezonyango yePjcy Rosgosststrakh PjSC, iqaphele ukuba inkampani yaba yenye yeenkokeli ezintathu ze-Inshurensi yezeMpilo. Amashishini amaninzi asebenza kunye neegezi ze-DMS "ROSGOSSTRAK". Inkampani yenye yokuqala kweli lizwe iphakanyiswe i-Inshurensi ye-Inshurensi, iinkonzo zeTechledine.
Kwiminyaka emininzi yomsebenzi, i-inshurensi iseke intsebenziswano eqhubekayo kunye noluntu lwelizwe kunye namaziko onyango akhokelayo. Ngeli xesha, kwafunyanwa ingxelo enkulu yabathengi kwinkampani yenkampani. Ikwenze ukuba kuphucule iimveliso zeinshurensi ezicetywayo ezisekwe kwiimfuno zabathengi kunye namathuba okwenzeka kwamayeza eRussia. Iqonga elitsha leTeleledine "Rosgosstrakh" liya kwandisa inani labathengi bezonyango kunye nenani labadlali babo.
Okokuqala, ukufikelela eqongeni kuya kubonelelwa kubanini beemveliso zeinshurensi "ze-inshurensi" impilo ebiza kakhulu 2.0 "kunye" noGqirha Covides "". Ezi mveliso zinokuthengwa kwiiarhente okanye kwii-ofisi zeRosgosstrakh. Ngo-2021, ezinye iinkqubo zonyango ziya kuqhagamshelwa kwinkonzo, kubandakanya iqumrhu.
Kodwa umntu ongenawo umgaqo-nkqubo weRosgosstrakh unokudityaniswa kwiqonga ledijithali. Umcebisi wezonyango uya kuqhagamshelana naye kwaye afumanise ukuba loluphi uhlobo loncedo olufunekayo. Emva koko xelela ukuba umntu kufuneka enze ukuba zeziphi iiklinikhi kwaye ziyintoni iingcali zokunxibelelana. Umcebisi u-MED unokurekhoda isigulana sophando kunye novavanyo. Umthengi unokuthetha ngombono wakhe ngokubonisana nabaqhubi kwangoko.
Iqonga likhethelwe ikhathalogu yekhathalogu ezona linikhi zibalaseleyo kunye neengcali kwindlela ekhethekileyo yeBhort ePhakamileyo yeBhunga lezoNyango (WME). Ibandakanya iingcali zelizwe ezikwindawo yezonyango kunye nezesayensi. Banika iingcebiso zabo kunye novavanyo. Omnye umthombo wovavanyo zizigulana kunye neengxelo "zabathengi abafihlakeleyo".
I-Svetlana ithatha, iNtloko yeSebe leMfundo leSebe leMfundo iPjcy Posgosstrakh, igxininisa ukuba injongo yexabiso lolona lonwabo luchanekileyo lweemfuno zesigulana ngasinye. Umntu akufuneki abentsululi kuluhlu lweekliniki, iingcali, iireyithi ezahlukeneyo. Le nkonzo iya kukhuthaza umsebenzisi ngalo lonke ixesha onyango lonyango kunye namanyathelo ayimfuneko kuwo wonke umntu ubomi. Inkonzo elula yenkonzo licandelo lemephu yezempilo. Apha, isigulana sinokugcina amaxwebhu aso kwezonyango kwifom ye-elektroniki, iziphumo zokuhlolwa koogqirha, uphando, uhlalutyo oluqeshwa ngoogqirha bendlela yonyango, iinkqubo. Kubalulekile ukuba le datha inokuthi ivule ugqirha apho waguqukayo. Oku kuyakuqinisekisa ukuqhubeka konyango. Iingcali ziya kuba nazo zonke iinkcukacha eziyimfuneko malunga nembali yesi sifo kunye nokunyanga isigulana esibangela umdla kubo. Oku kuyakuvumela ukuqhuba isifo esichanekileyo kwaye sikhetha iindlela ezifanelekileyo zonyango.
I-PJSC SK "ROSGOSSTRAK" inembali yeminyaka engama-9 yomsebenzi. Namhlanje, inkampani iyinxalenye yebhanki yebhanki yokuvula. Kumhlaba waseRussia kukho ii-ofisi zabameli be-1639 zeRosgosstrakh.
Inkxaso yengqondo yengqondo yomgaqo-nkqubo we-PMC
I-Russia yayingahlukanga lutyelelo oluqhubayo kwi-psychologists okanye i-psychotherapist. Kodwa ukuqhubeka kwe-phammatic ye-Coronavirus yosulelo kutshintshile kakhulu lo meko. I-Coronavirus yanyusa imfuno yabantu baseRussia ukuba bancede ngeendlela zengqondo.
Njengenkampani yeinshurensi "imvume" Amanqaku, asebenza ngokukhethekileyo kwiinkonzo zeTeledine, ekufikelweni kwezabelo yesibini yeCovid-19 ekuweni konyaka, abahlali baseRussia baqala ukufuna uncedo lwengqondo rhoqo. Inani lezibongozo ze-Teledidineements kwiingcali zengqondo ekuweni zonyuke kakhulu.
Inkampani ikhumbuza abathengi bayo ukuba inkxaso ye-intanethi yengqondo kwi-Inshurensi yezeMpilo ngokuzithandela (i-DMS) iyafumaneka kubo.
Iqabane lenkampani kwi-Teledicine kwintwasahlobo yalo nyaka linikezwe uthethathethwano-siseko olude kwi-psychologist, ehlotyeni-ingaphezulu kwe-200 yokubonisana. Kwaye ukusukela ekuqaleni kukaSeptemba, iingcali zenkonzo yenkxaso yengqondo yenziwa nge-150 yokwamkelwa kwezigulana rhoqo ngenyanga.
I-Elesya sabanova, UMlawuli we-Enrinations ntlobo "imvume yokubhala", imfuno eyandisiweyo yezigulana kuncedo lwengqondo ichazwa ngoxinzelelo olungelwe zizisongelo zosulelo lwe-coronavirus. Ugqirha wezengqondo uya kunceda ukomeleza ukungazi komsebenzi kunye nokucebisa isigulana naphi na emhlabeni, kwimo yevidiyo, iaudio, ngomnxeba. Inkonzo yeTeleledine ibandakanyiwe kuzo zonke iinkqubo ze-DMS ze-DMS.