Indlela yokuwa kweZabelo zeTekhnoloji ziya kuchaphazela njani i-Psychology yabatyali-mali

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Indlela yokuwa kweZabelo zeTekhnoloji ziya kuchaphazela njani i-Psychology yabatyali-mali 2249_1

I-NASSDAQ-100 Index ngoku ifumana i-15th enkulu ye-15 ye-15 ye-19 kaJanuwari ngo-2003. Ukulungiswa okukhoyo kungayichaphazela kakhulu i-Psychology yabantu abathengisa iireferensi, kuba bengazange bafikelele brakti yexesha elide.

Siyakholelwa ukuba amathemba okutyala imali yokukhuthaza kunye nokuxhasa ezi ziko kuya kuxhomekeka kwixesha lokuzoba, ke ezi zikhombisi kufuneka zibekwe esweni imeko yentengiso.

Kwiintsuku ezili-15 zokurhweba, ukuwa kwe-nasdaq-100 yehle (ngo-Matshi 9) nge-10.9%, kwaye i-RPB "yeBhasi ye-25.9% ethelekiswa nencopho. Ngokutsho kwabathengi abaninzi nabathengisa iiRetail Batyale ekukhuleni kweTekhnoloji (eli ngamaphepha ahlala esebenzisa itekhnoloji kunye neenkampani ezincinci ngamathemba okukhula ngokukhawuleza kweshishini), yayisisindlongo esikhulu. Uninzi, wafumana ukumangaliswa okanye ubuncinci kubonisiwe ukuba abatyali-mali babejongene nemvakalelo yezabelo ezinjalo kwigalelo lenzuzo kwaye akazange anikele ingqalelo ngokwaneleyo.

I-SAXO Ball ibandakanya isitokhwe, iikowuti kunye nabaxhasi ababonisa ukuba i-bubble inyuswe kwimarike, apho inkampani yexabiso leNkampani kwintengiso (i-EV / ilahleko idlula kwiinyanga ezili-10 ezizayo. Inkampani ngokwabo, iimveliso kunye neenkonzo zabo zisenokuba zisebenza kakuhle, ishishini labo kwixesha elizayo linokuphuhlisa ngempumelelo, kodwa uluvo lokubandakanya amaphepha kwibhasikithi yokuba ixabiso lesitokhwe laqhekezwa Kwizalathisi ezisisiseko. Ngoku ibhasikithi ibandakanya, umzekelo, izabelo zeenkampani ezifana ne-Airbnb, Doordash, roku, nio, njl.

Ukunciphisa indleko zebhasikithi yethu "yeBubble" inokufikelela kwiipesenti ezingama-50, eziya kuba buhlungu kakhulu kubatyali mali abaninzi. Ngenxa yoko, inokubuyela kumanqanaba kaSeptemba kulo nyaka uphelileyo, okuthetha ukuhla kwe-32% yamanqanaba akhoyo. Ukukhula okugqithisileyo, kuhlala kunguguquko olonyukayo kwaye kuhlala kuncipha. Oku kufundisa ibali, ke akukho nto intsha yenzeka namhlanje.

Indlela yokuwa kweZabelo zeTekhnoloji ziya kuchaphazela njani i-Psychology yabatyali-mali 2249_2

Isolowe ngasinye sinesizathu saso, kunye nokuthelekisa kufuneka kwenziwe ngononophelo, kodwa ngokulungiswa okukhulu, ukucaciswa kwamanani amaxa adlulileyo acebisa. I-Slowokewn yangoku yi-15 kaJanuwari ukusuka ngoJanuwari 1, 2003, okungenani abatyali mali abaninzi bekubonakala ngathi kukuwa, kubalulekile ukuba lulungiswe ngokomgangatho ophakathi. Umgangatho ophakathi kunye nenani labaqhubi abayi-15 ziintsuku ezili-121 no-157; Ke, ukuba isilungiso sangoku sihambelana kwizalathi eziphakathi, zinokuhlala kwiinyanga ezintandathu ukuya kwezisithoba.

Ixesha lokwehla lichaphazela kakhulu i-Psychology yabatyali-mali. Ngenxa yoko, abatyali-mali abaninzi abathengisa intengiso bashiya imakethi yesitokhwe, njengoko ku-2000-2002. Ukhusela i-bubbble yeedogram. Abatyalomali ngabantu abangakhathaliyo, nangona uninzi lwabo luphikisana ukuba bayatyala ixesha elide. Ukuwa emarikeni emva kwengxaki yemali ka-2008 kwaye ukunyuka kwentswela-ngqesho kuye kwanciphisa isabelo sabatyali beentlawulo. Nangona imakethi yenkunzi yaqala ngo-Matshi ka-2009, emva ngo-2016 ukuya ku-2007. Amanqaku amaninzi avela ukuba kusesengaba batyale mali abathengiswayo emarikeni, kwaye imibuzo yabuzwa ukuba ngaba bayakubuyiselwa. Kukuthethi kakhulu malunga nokubandakanyeka buthathaka kubafazi abancinci nabafazi.

Kodwa kule minyaka idlulileyo idlulileyo, ukuqhubeka kokukhula kwentengiso yesitokhwe, ukwanda kwemithombo yeendaba, ukwanda kwamajelo eendaba kwizabelo zezabelo zetekhnoloji, i-cryptocurincy kwaye ithatha aba bantu kutyalo-mali. Uninzi lwafika kwimarike ngexesha le-Locomotoves ephelileyo, sele iqalile ukubuyela emva kwentlekele ngoFebruwari-Matshi. Oku kuthetha ukuba uninzi lwabathengisi abatsha abathengisi beentloko zetekhnoloji aluzange lubone nakuphi na ukudodobala okude kwintengiso. Ke ngoko, siyakholelwa ukuba ukuba idyokhwe yangoku yezabelo zesitokhwe ziya kuba nzima ngenxa yokukhawulezisa amaxabiso kunye nokunyusa amaxabiso enzala, uninzi lwabo batyale ukukhula kwaye baya kutshintsha isicwangciso okanye baya kuhamba imakethi. Emva kwayo yonke loo nto, ungatyala ukuphosela kuphela xa ufumana umvuzo ngokulula kwaye ngokukhawuleza.

Uluvo lombhali lungangqinelani nesikhundla soshicilelo lwamaxesha ngamaxesha.

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