Ngaphandle kwethemba lokuphumla lokubuyiselwa koqoqosho lwehlabathi, iimarike zesitokhwe zangena kwi-2021 ngesiqu sakho. Iimveliso zokutshintshiselana zithengiswa, ngokungathi akukho ngxaki. Nangona kunjalo, ii-asethi ezinomtsalane zotyalo-mali kunye necandelo lentengiso ngokukhula okunokwenzeka ziiyunithi.
2020Th yayingunyaka wokumpompa ukutshintshwa koqoqosho lwehlabathi: Iirhafu zehle isebe kwihlabathi liphela, ukuhamba kwemali yexabiso eliphantsi bekuxhonywe kwiimarike, iikowuti. Ukongeza, iinkqubo zokukhuthaza uqoqosho oluqhubekayo zanyusa umngcipheko wokunyuka kwamaxabiso kunye nokuphazamiseka kwemali. Kungenxa yoko le nto ngo-2021 eyona nto iphambili kumtyali-mali iya kuba kukukhangela kotshintshiselwano lwesitokhwe kunye nee-asethi zokwenyani ezinamandla okukhusela ingozi yokukhula kwamaxabiso.
Izabelo
Zonke ii-asethi ezithengisiweyo ze-asethi ezithengisiweyo kumanqanaba aphezulu ngokwaneleyo ukusuka kwindawo yokujonga izikhombisi ezisisiseko. Ke ngoko, ngokuthenga nayiphi na index yesitokhwe, nokuba yi-S & P 500 okanye i-Mosbier Index, kunye nezabelo ezahlukileyo, kufuneka uqonde kakhulu i-Pace, uqoqosho luphuculo kunye neekowuti ezikhoyo, ukungasathethiyo Ithemba elibalulekileyo lokukhula kwintengiso yesitokhwe.I-P / E-Multippied (e-Atport (ixabiso / iNzuzo) yezabelo ezibandakanyiwe kwi-S & P 500 yahluka kwi-23-25x kwaye ithelekiswa nengxelo ye-Dotcoms ngo-2000. Uqikelelo loqoqosho lwehlabathi luyadanisa - kumazwe aphambili, naseRussia ikakhulu, silinde ukukhulisa ukukhula ngokutsha kwinqanaba lika-2019. Ke, emva kokunciphisa i-GDP yaseRussia ngo-2020 nge-3.1%, kuvavanyo lokuqala lweRosstat, kulo nyaka silinde ukukhula kuphela ngaphakathi kwe-2.6-2.8%. Amazwe ambalwa kakhulu kumzekelo kaChina aya kuba nakho ukugqitha kumanqanaba onyaka ophelileyo. Uninzi luya kuqhubeka lusithuka.
Yintoni oza kuyithenga?Ngethemba lonyaka onokuthenga ngayo isitokhwe:
- amacandelo athile okanye iinkampani ezizodwa ezihlala zinomtsalane ukusuka kwindawo yokujonga abaphindwe;
- Iinkampani ezixabisa kakhulu, kodwa, nangayiphi na imeko, ekuhambeni kwazo kwikamva;
- Iinkampani ezivela kumacandelo kukhuseleko lokunyuka kwamaxabiso (ababoneleli beenkonzo zokusebenzisa, ukuthengisa).
Kuyimfuneko ukuba uthathele ingqalelo ukuba amandla otyalo mali kwimakethi yesitokhwe ngo-2021 ilinganiselwe kakhulu, kwaye "umculo uza kudlala" hayi ngonaphakade. Kubaluleke kakhulu ukuba unganikezeli kwi-euphoria ngokubanzi kwaye ungazithengi ii-asethi ezigqithisileyo kwisibhakabhaka kwithemba lokuqhubeka nokukhula kwabo okungenangqondo.
Izixhobo zamatyala
Imeko enezixhobo zamatyala kwihlabathi liphela i-monotype intle-ngokuchasene nemvelaphi yamaxabiso asezantsi, isivuno sabo siphantsi kakhulu. Abatyalomali abalondolozayo banokucwangcisa oku, kodwa uninzi lwenza ukuba kukhangele izixhobo zengeniso okanye ukuthenga iPhepha elinokukhuseleka kwexabiso lentengo yokuxhasa uqoqosho kwihlabathi liphela.
Yintoni oza kuyithenga?Ngokubanzi, amandla ephepha letyala kufuneka adityaniswe kwithemba eliphakathi lokukhulisa amazinga aphambili ngabalawuli abakhokelayo kwaye, ngokufanelekileyo, ukunciphisa iikowuti zamanzi. Ukuthatha le nto kwi-akhawunti, ezona zixhobo zinomdla zokuba umtyali mali sibona amaqhina esalathiso kwisalathiso sokunyuka kwamaxabiso okanye amaxabiso kwimakethi yemali.
Inkampani yesitokhwe
Ngexesha lonyaka, abahlalutyi balinde ukuncamathisela okuqinisekileyo kwimarike yeoyile-ishishini lezothutho lihamba kancinci ebomini, abantu baqala ukubhabha kwihlabathi liphela kwaye bakhwela umsebenzi emotweni. Kumhlaba jikelele, imfuno ye-oli iyakhula, ke, ngaphandle kokubuya okumangalisayo kwe-60 ye-BREL, akufanelekanga ukulinda ukuwa kweewotshi zeoyile. Iirhafu, ukunyuka kwamaxabiso zichaphazela kancinci iikowuti, eyona nto iphambili apha linqanaba lemfuno, elixhomekeke kwimeko yoqoqosho kunye nonikezo. Kwaye xa uqoqosho luye kubuyisela ubuqhetseba, ngokwemvelo balinda kwaye baphinde babe nokubuyiselwa komgangatho weoyile.Kodwa ngokubanzi, amaxabiso okuxhuzulwa kwempahla yempahla kunzima ukuyixela kwangaphambili ngenxa yokuba kunzima ukucinga ngokubonakalayo kwindawo yokujonga izinto ezisisiseko, njengakwimilo (ingeniso, yonke into ichaza imfuno kunye nokubonelela.
Yintoni oza kuyithenga?Igolide enethuba eliphakamileyo liya kugcina umsebenzi wayo wokhuselo. Nika uqikelelo lonyaka kumaxabiso egolide angenantsingiselo, le yi-asethi enethemba lokutyalomali iminyaka engama-30: Ngale ndlela akanakulindeleka ukuba aphulukane nesibongozo sakhe. Ukuba unenjongo ekwindawo ethe tyaba ngonyaka, le ayisiyonto yakho. Ukuba ucinga ngamanqanaba eminyaka, utyalomali kwigolide sisicwangciso esiliqili sokulondolozwa kwemali kuyo nayiphi na imeko yamaxabiso yangoku. Kodwa ukuba ubona umbono wegolide, endaweni yokuthenga i-Ingot okanye iJiphre iYakati, kungcono ukunikela ingqalelo kwiinkampani zemigodi yegolide, iindleko ezixhomekeke kwi-golide, ngokungafaniyo I-Chop yeGolide okanye i-ETF.
Ipropathi
I-ASET ekwaziyo ukukhusela ukunyuka kwamaxabiso ngamandla angama-2021, impahla yokuthengisa, yorhwebo kunye nendawo yokuhlala, sisixhobo esinengxaki yokufumana le nqaku. Kodwa imali ephantsi sele ifikelelwe ngamacandelo athile kwintengiso, kubandakanya nezindlu.
Yintoni oza kuyithenga?Ukuba uphonononga indawo yokuthengiswa kwezindlu ngotyalo-mali, kufanelekile ukunikela ingqalelo kumacandelo orhwebo (amaziko orhwebo, ii-ofisi, iiWenkile), kukho ii-Mureripripripries, apho kukho i-10% kwiNqanaba le-9-16% ngonyaka . Izikhombisi ezisisiseko zeli candelo zikhangeleka zinomtsalane kakhulu. Ngokungafaniyo neemarike zamatyala, apho impahla yexabiso inciphile kakhulu, kunye nexabiso lezinto ezithe quity ngokuthintela ithemba le-boom ekhoyo, isivuno sezinto ezikhoyo kwi-2021 isemanqanaba elilungileyo xa kuthelekiswa nezinye iindlela ezikhoyo.
I-Crystation
Andikucebise ukuba utyale imali kwi-Cryptoation, ngaphandle kwento yokuba umntu unemarike kunye neephulo ezinamandla zekowuti kwaye phezulu ziya kubonakala zinomdla. Ixabiso elisisiseko le-cryptocurincy kunye neethokheni, ngokungafaniyo nezinye izinto, phantse akunakwenzeka ukuba kuvavanye; Kwiimeko zemali ebiziza kwaye kukhula ngokukhawuleza kweekowuti, ezona mngcipheko ziphezulu zivela kwii-asethi ezinexabiso langaphakathi le-oyile. Akukho mntu uya kukuxelela, i-45 yeedola yamawaka e-bitcoin-ibiza ixabiso okanye iphantsi? Oku kunokuba lixabiso elinomtsalane kakhulu lokuthenga kunye nobungqina be-bubble ye-infble. Ukuba usafuna ukudlala nge "Ikhasino yedijithali", ndingacebisa ukuba sizithintele kutyalo-mali kwezo asethi kungabi ngaphezu kwe-2% yephothifoliyo yakho.