Eyona nto inomdla kwiinkonzo ezinjalo kwaye kutheni iibhanki zithenge okanye zisungule.
![Kutheni iingcebiso ezingeyomali eRussia - imakethi yezigidi, ephazamisa i-stereotypes 20375_1](/userfiles/21/20375_1.webp)
Kutheni i-Bhanki intlawulo kwi-Intanethi yeengcebiso kwaye yimalini kule ntengiso
NgoFebruwari 15, 2021, i-Arbes, ngokubhekisele kwimithombo yolwazi, yathi kwi-Alfa-Bank ye-Alfa-Bank iya kuthenga inkonzo ye-Nemontnet, apho iindwendwe eziya kumaziko zinokushiya iingcebiso kumakhadi. Abameli benkampani abayigqali ngentengiselwano enokubakho, nangona i-Co-non-ne-monette "i-georgy vysotsky yatsho ukuba inkonzo ilungiselela ukuthengiselana kunye nezicwangciso zokuyivalela de kube sekupheleni kukaFebruwari.I-Alpha Bank ayisiyo yokuqala yeebhanki zaseRussia ezizama ukuguqulela iingcebiso kwifomathi engeyomali. I-sberbank (i-sberfood kunye ne-sbertips) kunye ne-tinkoff (i-Cherick) ineenkonzo zazo. I-Russia esemgangathweni ye-Russia ikhula inkonzo yentlawulo engenamali ngokubambisana ne-visa.
Kwiibhanki, ukuqhubekeka kwengcebiso yenye imveliso yokutsala umthengi kwiinkonzo zabo ezisisiseko, umsunguli we "piping" yinkonzo yi-Evgeny Zagorukhiko. "Rhoqo sihlala kwiibhanki xa abaphathi bedinwa yinyani yokuba iinkonzo zebhanki zimisela iibhanki kunye neendwendwe zazo," watsho.
Intlawulo ye-intanethi ye-tipping licandelo elithembisayo elikhula ngokuyintloko ngenxa yokwaliwa kwamaRussia ngemali, bacacisa abathathi-nxaxheba kwintengiso yeVC.ru. Ukongeza, ukuthintelwa kwe-rospotrebnadzor kwi-ukubandakanywa kweengcebiso kwiakhawunti isuse amaziko ukuba akhangele iindlela ezintsha zokukhuthaza abasebenzi.
Nangona kunjalo, akukho luvavanyo olufanayo lwentengiso:
- I-Cartipyes - Intombazana "Tinkaoff", ethi iphuhlise i-Dartips, ivavanya imakethi yeengcebiso ezingezizo imali kwi-120 yezigidigidi i-ruble ivela. Ngokomndilili, imakethi ye-Intanethi ikhula nge-15% ngonyaka, i-Co-iconger kunye ne-Ceo Vimplononov yatsho.
- Inkonzo yokuPhakathi ivavanya nje ivolumu yeengcebiso kwi-Horeca Sengment kwi
- Ngokuka-2tip, imakethi yengceba imalunga ne-130 yeebhiliyoni ngonyaka, apho isabelo sentlawulo engeyiyo imali ayidluli kwi-15% ().
- I-visa ayinayo idatha kwivolumu yentengiso. I-MasterCard ayiphendulanga kwisicelo.
- Abameli be-YTIPIP bakufumanisa kunzima ukuvavanya.
- Kwi-sberbank, khange aphendule kwisicelo. "I-Alfa Bhanki" ekuqaleni kwe-2020 iqikelele intengiso ye-TIP ngaphakathi
I-CAPS yeeNgxelo ze-Intanethi zisebenza njani kwaye izuze imali
Ngokwesiqhelo iinkonzo zentlawulo kwi-intanethi isekwe kwikhowudi ye-QR: Umamkeli udala ikhowudi kwiakhawunti yobuqu kwaye uyibonisa kwiscreen okanye kwi-prince (umzekelo, kwaye umthengi ubeka ikhowudi kwaye iwa kwiphepha lokuhlawula.
Ke sebenza, umzekelo, "Iingcebiso nje", "UNE-MONETTE", ii-Dartips ", 2tip, i-LTIP, i-ESCIPS kunye neqonga le-MasterCard.
Kukho ezinye iindlela zokuthatha iingcebiso:
- Kwinkonzo evela kwi-visa, umlindi ufumana isixa sengcebiso kwi-post, kwaye undwendwe lusebenza ikhadi lokuhlawula. IKhomishini yokuphuma kwemali imalunga ne-5%, ubungakanani bayo buchaza "umgangatho waseRussia" njengebhanki yebhanki.
- Ibhokisi ye-Inbox kunye neengcebiso + zokuqeshisa + i-teminali yokuqeshisa apho i-gure ikhupha khona isixa kwaye isebenza kwikhadi okanye i-smartphone nge-NFC. I-terment ye-timent isuka kwi-ruble isuka kwinyanga ezingama-2500 ngenyanga, ukusuka kwi-ruble eyi-1000 ngenyanga, ikwathatha iinkonzo kwi-8% ukusuka kwi-9% ukusuka kwi-10% ukuya kwi-20% ukuya kwi-20% ukuya kwi-20% ukuya kwi-20% ukuya kwi-20% ukuya kwi-20%.
- Amaziko aqhagamshelwe: 3700. Phakathi kwazo yi-Oltia Mario kunye neevenkile zokutyela zikaJohn, ubuhle basePapa, i-Alnan Aldo Coppola kunye negadi emhlophe, iMarriott kunye neHestert Hotels.
- Shiya iingcebiso: 135,000 Abasebenzisi ngenyanga.
- Fumana iingcebiso: 22,000 ngenyanga.
- Ixabiso eliphakathi leCit: Ii-ruble ezingama-200.
- Ikhomishini yesiphelo: Iipesenti ezi-5 zexabiso le-tip.
- Amaqabane adityanisiweyo: 800. phakathi kwabo - iLamoda, i-Get, iIgoods, i-Ginzela Proct Protals, iNethiwekhi yeBarberhop kunye neFrance.
- Shiya iingcebiso: Inkonzo ikuvumela ukuba uguqulele iingcebiso ngaphandle kobhaliso, ngoko akukho datha ngenani labathumeli.
- Fumana iingcebiso: 21,000 ngoJanuwari 2021.
- Ixabiso eliphakathi le-tipov: 163 i-ruble ngoJanuwari 2021.
- IKhomishini yesiphelo: Iipesenti ezi-5 zabamkeli - amakhadi eKhadi leTinkiOff, ukuya kuthi ga kwi-10% yabathengi bezinye iibhanki.
- Amaziko adityanisiweyo: 500. Phakathi kwazo - Inethiwekhi ye-Borbeprie ye-Gracerie, iiresityu ezivela kwiqela le-Noviot, kunye neehotele zeMarriott kunye namaziko okuqina e-X. IQela Elilawulayo 2Tip Ageev liqaphele ukuba abanini bamaziko banokunxibelelana ngeenkonzo ezininzi, ukuze uluhlu lwabathengi lunokuqhagamshela.
- Shiya iingcebiso: 8000-9000 abasebenzisi ngenyanga ..
- Fumana iingcebiso malunga ne-11,000 ngenyanga ..
- Ixabiso eliphakathi leCEBISO: 300-4400 rubles.
- Ikhomishini: Iipesenti ezi-5 zeengcebiso ezifunyenweyo.
- Amaqabane adityanisiweyo: 460, esebenzisa i-1400 yentlawulo.
- Shiya iingcebiso: Ngaphezulu kwe-8,000 yabasebenzisi ngenyanga.
- Fumana iingcebiso: Ayibekwanga idatha.
- Ixabiso eliphakathi leCEBISO: 142 I-rubles.
- Ikhomishini: Ukusuka kwi-5% yokuphuma ekhadini.
- Amaziko adityanisiweyo: 200. Phakane kwi-Tobergun, i-Salons entle ye-FEN, izityalo kunye nabahlobo behostele. Ngokutsho kommeli wenkonzo, bazama ukunxibelelanisa iyeza iyeza, kodwa "khange bahambe."
- Shiya iingcebiso: malunga ne-15,000 ngenyanga.
- Fumana iingcebiso: 700 ngenyanga.
- Ixabiso eliphakathi le-tic: i-140 ruble.
- Ikhomishini: I-10% okanye i-7% yenethiwekhi ngaphezulu kwamaziko amathathu. "Ngoku sifuna ukunikezela iindwendwe zamaziko ukuba zithathe iKhomishini yethu yethu - xa idlulisela umthengi ukuba ikwazi ukubona iKhomishini kwaye inyuse iingcebiso malunga nale mali," ummeli we-YTIP ekwabelwana ngayo.
Abameli be "No-Monette" kunye "ne-sberfood" (i-sberfood "(i-sberfood kunye neSBertips) ayiphendulanga kwiileta vc.ru. I-MasterCard ayiboneleli ngamagqabantshintshi ngexesha lokubhala inqaku.
Yintoni ethintela ukuphuculwa kweenkonzo ze-thip
Olona phulo lokuthatha inxaxheba kwimakethi luphambili ii-stereotypes zamaziko olawulo kunye nabalindi.
Kubanini, ukudibanisa inkqubo ye-intanethi ayingomsebenzi ophambili, bahlala bezama ukuhlehlisa unxibelelwano, utshilo ummeli we-YTIP.
Abalindi ababhidayo iKhomishini kwaye bakhathaza umbuzo ukuba ngaba irhafu evela kwiingcebiso ezifunyenwe kwiNkonzo ye-Intanethi ayizukufumana irhafu. Ngenxa yoko, bayakholelwa ukuba banokufumana ngaphezulu ukuba bathatha imali okanye batshintshele ekhadini.
Ukukhula, kukho nokungabikho komdla kumaziko ngokwawo ekukhuthazeni iingcebiso ezingezizo imali phakathi kweendwendwe, utshilo i-agav ukusuka kwi-2tip. Enye yezi ndlela kukuprintwa kweKhowudi yeQR kwitshekhi yangaphambili, kodwa ayibonakali njengokwezithuba zentengiso kwiziko ngokwalo, wachaza.
#ip
Umthombo