I-metrineverbank ikhupha iinkqubo ezimbini zemali mboleko:
? "Ikhredithi yokuthengwa kwezakhiwo ezingahlali (Pantry)"
? "Ikhredithi yokuthengwa komatshini"
Iimeko zeMali mboleko:
Ireyithi-ukusuka kwi-8.7% ngonyaka.
Owona mrhumo uphambili ukusuka kwi-20%.
Ixesha lemali mboleko-ukusuka kunyaka ukuya kwiminyaka engama-30.
☑️ Isixa setyala-ukusuka kwi-500 yamawaka ruble. ukuya kwi-2.5 yezigidi ruble.
Kuyenzeka ukuba uqwalasele isicelo samaxwebhu ama-2 - onke amaxwebhu onke amacandelo ababolekisi
Injongo yemali mboleko:
-Ukuzifumana isithuthi esenzelwe ukubekwa kwemoto, ibekwe:
-ezakhiwo ezahlukileyo - iGarage ispanies;
-imibala emininzi;
- Kwizakhiwo zegumbi;
- Ukufunyanwa kwendawo engeyiyo yokuhlala (i-Pantry), ekwindawo yokwakhiwa kwendlu ngokuqukumbela iimvumelwano zokufumana (DD, Dupt, DKP).
Ubudala bobolekayo / bhala ukusuka kwiminyaka eli-18 ukuya kwangama-70;
☑️ ukubolekisa kunye nokuvunyelwa kwamagumbi ngaphandle kwentlawulo;
☑️ Ukutsalwa kokutsala njengabaqeqeshi kwaye kugxininiswa (ukuya kuthi ga kwi-3 Co-Coachas) -Nganyangeka ngokupheleleyo / hayi abantakwabo noodadewethu abagqibeleleyo, ", abazali beqabane lomlingane ;
☑️ Amava kwindawo yokugqibela yomsebenzi ukusuka kwiinyanga ezi-4 (ukuhlengahlengiswa komqeshi okanye utshintsho kwindawo entsha yomsebenzi kwi-odolo ngeli xesha kuvunyelwe). Amava omsebenzi aqhelekileyo ukusuka kwiinyanga ezi-6.
☑️ I-Accounting yeNgeniso yeXesha eliSebenziyo (i-3);
☑️ Ukuqwalaselwa kwamaxwebhu ama-2 ngegalelo lokuqala ukusuka kwi-10% kuwo onke amanqanaba ababoleki;
☑️ IP ngayo nayiphi na indlela yokunika ingxelo, ngokuxhomekeke kulondolozo lwezinto ezenziwayo-nkqu nemisebenzi yeenyanga ezili-12;
☑️ Abanini beshishini abanesabelo sokuthatha inxaxheba kwishishini ukuya kuthi ga kwi-51% banokujongwa njengabasebenzi, ngaphandle kokubonelela ngamaxwebhu eshishini;
☑️ Intlawulo / ingeniso ye-60%;
☑️ Xa kuvavanywa i-solvency ayithathi ntweni amakhadi etyala ngomda ukuya kumawaka ama-200 angama-200;
Ukuqwalaselwa kwezicelo zephepha lemibuzo lezinye iibhanki;
☑️ Igalelo lokuqala elivela kwi-10% xa uthenga indlu phantse kuzo zonke iindidi zababoleki;
☑️ Ukuqonda iindleko zokuthenga izindlu nomhlaba kwisixa semali mboleko;
☑️ Isabelo seJur. Abantu kunye ne-piz. Abantu (ukuya kuthi ga kwi-3x amaxesha abandakanya ukuthengiselana komthengi)
☑️ Ithuba lokuthenga amagumbi kwimali mboleko yezinye iibhanki;
☑️ Intengiselwano phakathi kwezalamane.
Yintoni enye ekufuneka uyifunde: Njengakwimizuzu eli-10 ukufumana imbali yetyala ngokwayo izizathu zokuncitshiswa kwenqanaba lokuthenga ngetyala. Izizathu ezi-7 eziPhambili zinciphisa imali mboleko okanye intlawulo ukuze ihlawulwe kwangaphambili?