Isithathu samahhala singenako ukulungiselela umbongozo, iingcali zithi. Ezona zizathu ziphambili: ukungabikho komsebenzi osemthethweni kunye nengeniso ephantsi. Iingcali zithi indlela ezinokuthi zifumane ngayo imali mboleko yezindlu.
"Abarhwebi, njengommiselo, basebenze phantsi kwesivumelwano esingxamisekileyo sengqesho okanye senziwe sizisebenzele. Kwimeko yokuqala, i-freelancer ayinakuqinisekisa umvuzo ozinzileyo kunye nomsebenzi obhaliweyo-oko kukuthi, uncedo lwe-2-vfl kunye nerekhodi kwingxelo yengqesho. Ngokuhambelana, inzima kakhulu ukufumana imvume kwimali mboleko, kwaye kwimeko yesisombululo esifanelekileyo, iibhanki zisebenzisa ukwanda kwe-calungelelane. Ukuzisebenzela okwangoku kuthathela ingqalelo iibhanki ezine. Kubo kukho iimeko zabo zoosomashishini, "izimvo ze-Mikhail Chernov, i-Co-uMeyili kunye noLawulo lwePhepha leNkonzo yokuNgenayo.
"Esona sisombululo se-freationr efuna ukukwazi ukufumana imali mboleko kukukhupha i-IP okanye ukuba uzisebenzele. Kwangelo xesha, ngaphambi kokufaka isicelo semali mboleko, i-IP kufuneka ibekhona ubuncinci ngonyaka, kwaye ngokweemfuno zezinye iibhanki - iminyaka emibini. Kuyimfuneko ukubonelela ngesatifikethi sobhaliso (kubhaliso lobhaliso) lomntu njengomrhafi (irhafu kwingeniso yobungcali) kunye nesatifikethi sendawo yokuhlala, ngelixa kufuneka enenyanga ezi-6 "Batsho abahlalutyi be-arhente ye-nearren".
Ngokutsho kwabaphandi benkampani yokubonisana i-PWC, i-64% ye-Russia Abakhenkethi baseRussia bafumana ngaphantsi kwamawaka angama-30 ruble ngenyanga, i-17% ukuya kumawaka ama-60 ama-ruble. Njengabahlalutyi beqikelela, ngonyaka wama-2025, inani labakhenkene liyanyuka ngamaxesha ama-2.
"Ezinye iibhanki zibonelela ngokubambisa imali kwi-freads kumaxwebhu amabini. Ngaphandle kwesiqinisekiso sengeniso. Kodwa kule meko, uxwebhu lwengqesho lwaseburhulumenteni luyafuneka okungenani ukuze ufumane umvuzo omncinci. Oko kukuthi, ukuchaza iqumrhu elisemthethweni njengomqeshi kusafuneka. Igalelo lokuqala lingama-30% ubuncinci. Kukho olunye ukhetho, i-freationr inokukhupha imali mboleko kunye nomntu onomvuzo ozinziweyo kunye nokungenela okwangoku kwingxelo yengqesho, "iingcali ze-Arhente ye-Arhente
Nangona kunjalo, njengoko iingcali ziqatshelwe, iqondo lenkqubo lenkqubo kumaxwebhu amabini kwinani leebhanki ngaphezulu kwe-1-2%. Kwangelo xesha kanye kwezinye iibhanki akukho nkxaso yelizwe.
