Ukususela ebuntwaneni, 'senkqubo "kuqala ukuthobela, emva koko yiya kufunda, ke ukuze uchithe ubomi bakho bonke. Kwaye xa sibe ngabantu abaqolileyo, sixhomekeke ngokuqinileyo emsebenzini ukuba iba yinto eyoyikisayo ukuba ilahlekelwe. Ndiza kukuxelela ngezinto ezintathu ezilula ezingenakuxhomekeka emsebenzini kwaye zithathe umhlala phantsi kwangoko.
1. Sukuthatha iimali mboleko kunye nemali mboleko.
Eli cebiso lelona libonakalayo. Ndimxelela wonke umntu oqala ukuba ziiprojekthi zokudityaniswa, okanye xa ucebisa abemi kwintlalo-ntle yezemali.
Isizathu sokuba abantu bandiphumele, kodwa emva kwexesha nje elifutshane bahamba ematyaleni- kum imfihlakalo. Kuyacaca ukubawa kwaye umnqweno owona mzuzwana uqhekezwa.
Nangona kunjalo, ukuba ufuna ukususa uloyiko lokuphulukana nomsebenzi, ke musani ukulingana kumatyala. Ngaphandle kwabo, ukuhlala kweli lizwe kuya kuba lula kakhulu.
2. Ukusebenza inkcitho kuphela kwinkxaso yobomi kunye nezinto ezinkulu.
Ndikucebisa ukuba uqhele ukuphila kuphela ukutya, izindlu, irhafu kunye nenkcitho yemali. Yonke enye into inokulinda.
Phantsi kwenkcitho enkulu, ndithetha impilo-kubalulekile ukuyilandela, iMfundo-kufanele ukuba iqhubeke kwaye akunakwenzeka ukuba iphume, abantwana - ukuba unayo. Ezinye iindleko ezininzi zinokufakwa kwikomkhulu. Cinga ngokwakho eyona nto ibaluleke kakhulu.
Inkcitho enkulu ayibandakanyi iiwotshi, iiPhones, iimoto kunye nezinye ii-humps, eziphuma kuphela kwimali ngaphandle kwakho ngaphandle kokubuyisela nantoni na ngembuyekezo.
Ndifune ukuba nemoto ye-BMW ixesha elide kakhulu. Ndaze ndayithenga, kodwa kunyaka endithengiswayo ndaqhuba kwiLada. Sukuhleka, bahlobo! Kwaye oko, kwaye enye ithuthwa ngokugqibeleleyo, kodwa umahluko wentente unobangela kakhulu ukuba ucinga.
3. Khathalela utyalomali.
Inengeniso eguqukayo! Ikuvumela ukuba ubuyiselwe kumhlala phantsi kwaye nokuba ngumsebenzi osebenzayo ukufumana inzuzo eqinileyo kumvuzo.
Ke kutheni ungatyala malini imali yakho kwizixhobo zengeniso? Ngaba woyika ukubeka umngcipheko okanye ungazi ukuba ungayenza njani?
Kule meko, ndiyicebisa kwikamva elikufuphi ukuthenga iincwadi kutyalo-mali kwaye ndisondela ngokufunda kwalo mbandela.