Namhlanje, imeko yokuzisebenzisa ayisiyosithintelo sokubhaliswa kwemali mboleko yemali mboleko. Malunga nendlela yokufumana imali mboleko yezindlu kubantu abafumana ngokuzimeleyo, sathetha nentloko yebhanki ye-GAKTATEATERGGR SVETLAY svetlana.
- Yeyiphi ipesenti yezicelo zokubambisa zivela ekuzisebenzeleni?
- Kwiinyanga ezimbini zokuqala ezingama-2021, isabelo sezicelo zemali mboleko kwiBhanki yokuzisebenzela kwingingqi ye-SVDLovSk ifikelela kwi-2%. Ingangaphezulu kwe-1.5-2 izihlandlo, kodwa rhoqo uzisebenzele ungazi ukuba zingenza iimali mboleko zezindlu njenge-IP okanye ngabemi basebenza ngokuqesha.
Ukususela ekuqaleni kukaFebruwari 2021, phantse amawaka angama-51 ozibhiyozelwe kwingingqi yeSverdlovsk. Ngokomndilili, ukunyuka kuphantse babe ngama-4 amawaka abantu ngenyanga. Ke ngoko, ukubaluleka kwemali mboleko yolu luhlu lwabemi baya kukhula.
Siqikelela ukuba ukuphela kuka-2021, isabelo solungiso kwimboleko mali yokuzisebenzela inokukhula ukuya kwi-4-5% yeyonke.
-Uhlala kuwo amashishini amaninzi ahlala exakeke ngababolekisi abanokubakho?
-Ukuziqaphela kwethu, uninzi lwazo ngokwakho, olulufuna ukucwangcisa umrhumo, ababandakanyekayo kwinqwelo-mafutha kunye nokuhambisa, ukuhanjiswa, ukulungiswa, ukufumana imirhumo, ukufumana imirhumo yabaqeqeshi kunye nabaqeqeshi . Ithandwa kwakhona ngamagumbi erente kunye nendawo yeofisi yerente, intengiso kwiimveliso zempahla.
- Kutheni le bhanki inika imali yokubambisana kwabasebenzi abazisebenzeleyo?
- Ngokubanzi, iibhanki ziyathandabuza ukusebenza ngokuziqesha. Esona sizathu sinzima ngokungqinisisa ngemali esemthethweni yengeniso. Kwimeko apho abemi basebenza kwingqesho, kunye nemvumelwano yengqesho, umvuzo unokuqinisekiswa ngereferensi 2-i-NDFL okanye ngohlobo lwebhanki. Umvuzo wabo uhlala uzinzile. Kodwa ingeniso yokuziqesha ayibonakali kangako kwaye inokutshintsha ukusuka kwinyanga ukuya kwinyanga.
Kodwa kwi-Get Pink, ubhaliso njengesixhobo esingasebenziyo ayisiyosithintelo ekufumaneni umrhumo. Sikhupha udidi olunje ngemali mboleko yabemi phantsi kweenkqubo ezisemgangathweni, kunye nenqanaba elincinci le-8.84% ngonyaka. Ukubhaliswa "kubambizeli babantwana" nge-5.49% ngonyaka kunokwenzeka. Umrhumo wokuqala wabasebenzela ubuncinci ngama-30% eendleko zezindlu.
- Ngawaphi amaxwebhu ekufuneka elungiselelwe ngokwakho ukuze azisebenzele ukuze aqonde umvuzo wakho kwiBhanki?
Inkqubo yokungenisa isicelo kumqeshwa wokuqesha kunye nommi oziphetheyo owahlukileyo kuthi kuphela ngephakheji yamaxwebhu. Endaweni yezatifikethi kunye neekopi zerekhodi yengqesho, eqinisekisa uMqeshi, ozisebenzeleyo kufuneka abonelele amaxwebhu kwirhafu. Esi sisiqinisekiso sokubhaliswa komntu njengomrhafi we-Nap (KD 1122035) kunye nesatifikethi selizwe lokubala (ingeniso) kwi-Nap (CBD 1122036).
Ndiqaphela ukuba izicelo ezizezodwa zithathelwa ingqalelo kwi-bhanki epheleleyo, ke ngoko iindawo ezibekiweyo zinokuba lixesha elincinci kunokuba zihlala ziyinxalenye yeyure, kwaye malunga nosuku. Amava omsebenzi njengoko esebenzela kufuneka abe neenyanga ezi-6 ubuncinci. Inqanaba lokufumana umvuzo kunye nexesha lomsebenzi wenqanaba lomsebenzi libalulekile.
Ewe, imbali yembali yamatyala. Masithi kukho ababolekisi ababini abanamanqanaba afanayo aqinisekisiweyo. Omnye wabo uzisebenzele kwimbali entle yamatyala, kwaye omnye umqeshwa oqeshekileyo oye wavumela ukulibaziseka okuphindaphindiweyo, amathuba okuvuma imali mboleko ekuqaleni kuya kuba ngaphezulu kakhulu.
Ngenisa isicelo semali mboleko yezindlu.