Iingcali ezichongiweyo kule minyaka imbalwa idlulileyo, ixesha eliphakathi lemali mboleko, abahlali bekomkhulu kunye nommandla benyukile. Abantu bathatha imali yokubambisa ixesha elide, kuba kule meko akufuneki baqinisekise umvuzo ophezulu.
Ngokweengcali, kunyaka ophelileyo kwikomkhulu lelizwe nakwingingqi ye-MOSCOW, okwesiqhelo kwi-overed yemali mboleko ehonjisiweyo ye-17.6. Nokuba kwimvelaphi yokuhlawula ukuncitshiswa, abemi abazabalanga ngokutsha ukuhlawula imali ehonjisiweyo, eqatshelwe kwinkampani yaseMuiel Recring Inkampani, efumaneka kwi-RBC.
Iingqondo zahlalutywa yintengiselwano ethi inkampani igqitywe kwixesha lika-2014 ukuya ku-2020. Ngeli xesha, ukwanda kwekota ekhutshelweyo ekufumaneni izindlu eMoscow kunye nomxholo we-pederation Pedereration yayineminyaka engama-2.6. Kwiminyaka emithathu ngaphambi koko, esi salathisi sasineminyaka eli-16,5 ubudala, yaye kwiminyaka eli-7 eyadlulayo - kwiminyaka eli-15 eyadlulayo. Ezinjalo ukubalwa kweengcali zeMiel.
Njengedatha yeCyan, kwithuba le-2020, kwabakho ukwanda okulandelayo kwikota evunyiweyo kwi-capital ye-MEDITER: de4 kwiminyaka yangaphambili Iminyaka emi-6.25. Ngokuphathelele isixa semali mboleko ngexesha elimiselweyo, kule meko inyuke, ngokwahlukeneyo, ngamaxesha angama-2,8 (efikelela kumanqaku ayi-5.52 (ukuya kuthi ga kwi-1.74 yezigidi rubles).
Ngokutsho kolwazi lweenkcukacha-manani, uFrank RG, ngoJanuwari walo nyaka, ixesha eliphakathi kwemali mboleko mali ekhutshwe kwi-Russian State yayiminyaka eli-18,88. Ngo-2018, isalathiso esilinganayo yayineminyaka eli-16 ubudala.
"Xa uborwower alwelisa imihla ngemihla yokubola, oko ke bazama ukunciphisa umthwalo wabo. Isizathu sale ngcali ibona umvuzo ophantsi kakhulu wamaRussia.
"Rhoqo kuboleka kufuna ixesha elide ukufumana inani elikhulu ngengeniso efanayo. Ukufikelela kwinqanaba elithile lunokubotshwa kukunyuka kweendleko zezindlu. Kule meko, nokuba yimali eya kuthi ga kwi-5000,000 ye-ruble ethathwe ngabemi kangangeminyaka engama-20 nangaphezulu. Ukwenza imali mboleko enjalo kangangesithuba seminyaka eli-10, umvuzo wenyanga kufuneka ubuneminyaka engama-120,000, ngelixa iminyaka engama-30, i-70,000 ye-ruble, eyathi i-Alexander Mospatov i-MOSMYAUV.
Iingcali "iMiel" zikwanikela ingqalelo kwinto yokuba abemi bommandla kunye nemali mboleko, besenza imboleko mali yemali mboleko, benyuka besezantsi kwe-rubles ephantsi. Iipesenti ezingama-27 zababolekisi ezinolwazi lwemali mboleko zikhethwe lithuba lentlawulo yayo kwiminyaka eli-15 ukuya kwengama-21, ukusuka kwiminyaka eli-10 ukuya kweli-15. Ngentlawulo yemali ebambisa iminyaka emi-5 okanye ngaphambili, kwiipesenti ezi-3 zooboleki bophononongo babalwa.
Njengoko kuphawuliwe, olona hlahlo-lwabiwo mali oluqhelekileyo lwe-moscow kunye nomxholo we-quederation yi-5,000,000 ye-ruble kwaye ngaphantsi, kodwa kukho ukunyuka ngokuthe ngcembe kwisabelo semali mboleko ebaluleke ngakumbi.
Kunyaka ophelileyo, ipesenti ezingama-58 zemvume epheleleyo kwi-MINUN ibalulekile kwimali mboleko kwi-5 yezigidi zeeruble, kwinani lezigidi ezingama-35 zezicelo. Iimpawu ezihambelana ngo-2019 zezi zilandelayo: Iipesenti ezingama-32 kunye neepesenti ezingama-32. Inkampani icacisa ukwanda kwesisabelo semali mboleko enkulu yokunciphisa amaxabiso.
Ngokuka-Rosrestra, eMoscow, kukho ukonyuka kwentengiselwano yemali mboleko kunye nezakhiwo ezitsha ngokunxulumene nenkqubo yombuso ongaphantsi kwe-6.5 pesenti ngonyaka. Uninzi lwazo zonke iimpembelelo zale nkqubo bekukwindla nobusika. Ke, kwiinyanga ezine ezidlulileyo kunyaka ophelileyo, bekukho iimali ezingaphezulu kwizakhiwo ezitsha, kunokuba zikwiinyanga ezisi-8 zokuqala.