I-VTB isungule inkqubo yemali mboleko entsha ". Ngokudibeneyo ne-inshurensi yemoto, ukubheja ukuze lonke ixesha lemali mboleko kuya kuba yi-5.5% ngonyaka. Inkqubo iyafumaneka kubathengi xa usenza isicelo kwiwebhusayithi yeBhanki.
Abathengi baya kuba nakho ukuthenga imoto entsha okanye esetyenzisiweyo evela kumthengisi, kodwa eyona meko iphambili ekufumaneni imali mboleko nge-5.5% kukukhutshwa kwesicelo kwiwebhusayithi ye-VTB. Ukwenza oku, yiya kwi-"yemali mboleko yemali", khetha inkqubo "egqwesileyo" kwaye ugcwalise iphepha lemibuzo.
Njengenxalenye yesiphakamiso, umthengi kufuneka akhutshwe kuphela i-inshurensi yemoto. Ngokukodwa, kunokwenzeka ukuba uyila inkqubo "ye-DIDIAE", enamaxesha aliqela kune-casco egcweleyo, kodwa kwangaxeshanye ikhusela imoto ivela emngciphekweni wokucheba kunye nomonakalo opheleleyo. Ireyithi ilungisiwe kwaye imanyene njengakukhetha imoto entsha, kunye nemayile.
"Enye yezinto eziphambili ze-VTB yidijithali yokuthenga kwemoto. Sisomeleze kakhulu izikhundla zabo kweli khondo, ukuqalisa imali mboleko ye-Auto kwiBhanki yeSoftware ekuqaleni konyaka. Namhlanje sinika inkqubo ekhethekileyo egxininisayo kwinqanaba elincitshisiweyo xa usenza isicelo kule ndawo - ukwala iinkonzo ezongezelelweyo zenkonzo, sishiye i-inshurensi ye-inshurensi. Oku kusivumele ukuba sinikele ukubheja kwi-5.5%, eye yaba sezantsi kwimarike. Kwisiqingatha sokuqala sonyaka esiceba ukwenza ukuba sikwazi ukufumana imali mboleko ye-ofisini, ngaphandle kokundwendwela i-ofisi, kunye nokusungulwa kweenkonzo zethu ezitsha zedijithali, le nkqubo iza kuvumela ukuba abathengi basebenzise iinkonzo zebhanki kwi-Intanethi kwaye Yenza imeko eqinileyo kwifomathi yokuthenga yedijithali yedijithali. Silindele ukuba kwi-VTB, isabelo sezicelo ze-Intanethi ukuphela kwalo nyaka siza kufikelela kwisithathu senani labo elipheleleyo, "uIvan Zhitarev ugqabaze kwintloko yemali mboleko yemali ye-VTB.
Imali mboleko yemoto kwi-VTB inokukhutshwa ukuya kwiminyaka emi-5 ngegalelo lokuqala kwi-20% nakwamaxwebhu amabini, ngaphandle kwesiqinisekiso sengeniso kunye nomsebenzi. Isixa esinokubakho semali mboleko sinokwahluka kwaye sandise ukuya kuthi ga kwi-7 yezigidi ruble. Obolekayo kuya kufuneka ukuba abonelele kwipasipoti kunye noxwebhu lwesibini ukukhetha kuyo. Ungasebenzisa ithuba lesicelo esitsha kude kube ngu-Epreli 30, 2021.
I-VTB yenye yeenkokeli zemali mboleko yemoto. NgoJanuwari nangoFebruwari 2021, iBhanki ikhuphe ngaphezulu kwamawaka ali-14 amawaka kwixabiso elingaphezulu kwe-15 lamawaka ezigidi, eli-20% nangaphezulu kwe-60% malunga nexesha elinye kunyaka ophelileyo. Umthamo wephothifoliyo ngoMatshi 1 ugqithisile kwi-117 yezigidi zeebhiliyoni.