Imakethi yezezimali eRussia ilinde ukutshintsha kwenkqubo yokwamkelwa-I-Central Bank yayilinde utshintsho kwiindlela zelayisensi zabathathi-nxaxheba. Ngoku imigaqo inzima kwaye ihlala iphindaphindwe, ngakumbi xa kufikwa ekukhupha ilayisensi kwimisebenzi efanayo, eyenza ubunzima kunye nomlawuli. Iindlela zokuhlengahlengisa zinikezelwa kwingxoxo yoluntu lwabasebenzi kwingxelo ekhethekileyo yeBhanki yaseRussia. Abathathi-nxaxheba betafile ejikelezileyo "ukuphuculwa kokwamkelwa kwimakethi yezemali ekwabelane ngezimvo zabo kwizindululo. Amathuba amatsha abathathi-nxaxheba "(Ihlelwe liBhunga leCCI ye-Russian Federation yeMigaqo-nkqubo yezeMali kunye neZiko loTyalo-mali, iYunivesithi yeZimali phantsi korhulumente we-Russian Federation kunye neqonga likazwelonke. I-Vladimer Gamza, usihlalo weBhunga le-TPP le-Russian Federation ye-Russian kunye neMizi-mveliso yeSebe leMfundo i-Abramova, iNtloko yeSebe lezeziMali yeSebe leMfundo, zenziwa ngeemodareyitha. Sixela ngamaxesha ashushuyo kwingxoxo.
Iindlela zokwamkelwa kwabaFinland kuya kufuneka zitshintshe ecaleni ukuba azikwazanga ukususwa, okungenani ukususwa kweemfuno ezingeyomfuneko, abathathi-nxaxheba betafile yomjikelo bavuma. Kwacaca kakhulu ukuba kwaba kukuqala kwe-megaremuculator eyayimelwe yibhanki esembindini, ekhumbuza i-boris Rubitdov, iNtloko yeSebe leBhanki kunye neemarike zemali zeyunivesithi yezemali.
Kukho izithintelo kwimisebenzi yokudibanisa imisebenzi esondele kakhulu kumxholo wezoqoqosho kwaye, njengoko amava angaphandle abonisa, abanokuba kwinqanaba elilawulayo.
Ukuhamba kweBhanki yeRussia ukuya kulwalamano kunye nokucwangciswa okuya kulinika ithuba lokungasebenzisi iinzame ezinkulu zokufumana iilayisensi ezongeziweyo, kucacisiwe yintloko yombutho wezemali kaZwelonke kaZablotsky. Emva kwayo yonke loo nto, ukufumana ilayirithi yelayisensi eyongezelelweyo nokuba imisebenzi efanayo ibangela ingqokelela yamaxwebhu amakhulu, ngokulandelelana, iindleko zabasebenzi kunye neendleko zemali ziyakhula.
I-Rubutskov iphinde yakhumbula ukuba iRussia inciphisa inani labathathi-nxaxheba kwimakethi yezemali. Kwaye ukuba uyakwazi ukwenza lula inkqubo yokungena kwintengiso yamaziko amatsha, ngokuqinisekileyo iya kuba ilungile.
Amaqela abangela imibuzoIngxelo iphakamisa ukuxoxa ngemodeli yokunikwa kwemvume yokwamkelwa kwintengiso yabathathi-nxaxheba ngohlobo lwezinto ezemisebenzi. Kwaye le ndlela abathathi-nxaxheba kwingxoxo ixhaswe.
Inkxaso ifumene umbono wokumiselwa kwiwebhusayithi yeBhanki yeBhanki yaseRussia ", ethi kwi-Intanethi ye-Intanethi ibonelela ngeemfuno zemfuneko yokwamkelwa. Kodwa imigaqo-siseko yokusebenza kwamaziko ezemali ngohlobo lomsebenzi olwabelwe amathandabuzo (babalwa 8, kubandakanywa imisebenzi yebhanki, i-inshurensi, ulawulo lweempahla, njl. Njl.).
Ngenxa yoko, ukubakho kweqela elithi "ibhanki" nge "Microcredit" uKarin Adamov, uSekela Mlawuli wezemali kwiZimali eziManyeneyo kunye neeprojekthi zesicwangciso seqela. Uye wanikela ingqalelo kwinto yokuba iqela lokulamla lidibanisa imisebenzi yamashishini ahlukeneyo.
Akufanele uchase imvume kunye nesaziso sokufikelela kubathathi-nxaxheba kwimakethi yezemali: Zombini kufuneka zibekho kwimarike, uBoris Rubtsov uyakholelwa. Ngenyani yokuba ukunyamezelana kufuneka kudityaniswe, uNatalia Anena, uNjingalwazi kwiYunivesithi yeZemfundo, uyavuma.
I-SRO: Ngaba ndidinga amalungelo angakumbiAbathathi-nxaxheba baxoxa nokuthetha ukuba kungenzeka ukuba banike ilungelo lokubonelela ngeprofayili yentengiso ye-SRO. Emva kwayo yonke loo nto, ngokutsho kweVladimir uGaza, uSihlalo weBhunga leRussia Federation ye-Russian Federation ye-Russian Federation yemali nezonotyalo-mali, i-SRO System ye-Russia iye yakhula kakhulu. Nangona kunjalo, ngelixa imibutho ayinamsebenzi, amandla, iphawulwe nguZablotsky; Ukujika okunjalo akulunganga ukuba ilungele ibhanki esembindini.
Kwixesha elide, ukuthengisa ngokwakho kungazihlengahlengisa, utshilo uAlexander Tyganov, kwaye ibhanki yaseRussia kule meko inokugcina ukusebenza kwe-SRO. Mhlawumbi bekuya kuba kuhle ukuba ibhanki yaseRussia yalawula i-SRO ngezobuchule ngokuthe ngcembe, yaphawula uAnnena. Uye wanikela ingqalelo ngoku akukho siseko sifunekayo sokuphunyezwa komsebenzi omtsha.
Ngendlela ngononopheloUninzi lwamathandabuzo kubangele ukubakho kokwamkelwa kwintengiso okanye ukwala kwiBhanki yaseRussia kwisiseko somgwebo (xa isigqibo senziwa kwisiseko semiphumo kuphela, kodwa ithathela ingqalelo iziphumo ze Imisebenzi kunye nezinye iimpawu ezifanelekileyo zomfaki-sicelo. - Ed.).
Uye waphawula ukuba iimfuno zenkqubo yokuhlalutya isigwebo esikhutshelweyo zifuna ingxoxo eyongezelelweyo.
Ithunyelwe ngu: Olga Blinova