Ngo-2021, abahlali baseRussia baya kuqala ukuhlawula irhafu entsha kwiidipozithi zebhanki. Iza kubalwa njani irhafu, kwaye yeyiphi imali ekufuneka ihlawulwe, kwaye kunokwenzeka ukuba ufumane isaphulelo-ngakumbi kwinto.
NgokweMithetho yakudala, oko kukuthi, ngaphambi kweJanuwari 1, 2021, irhafu yeedipozithi yaya kwi-Ofisi kaNondyebo kuphela kuphela ukuba igqithile kwixabiso eliphambili lebhanki (CB) kunye neepesenti ezi-5. Irhafu yama-35% yahlawulwa ngokuthe ngqo kule nto igqithileyo. Ngale nto, ukuba umntu akangomhlali, oko kukuthi, hlawula irhafu kwelinye ilizwe, ireyithi yayingama-30% kuphela. Kufuneka kuqatshelwe ukuba umhlali unokuthathwa njengelowo wayekwiintsuku ezili-183 kwiinyanga ezili-12 emva koko.
Nangona kunjalo, ngeminikelo enjalo, irhafu ayisebenzi, malunga nenqanaba lebhanki ephakathi ye-4.25%, isiseko serhafu siqala nge-9,25% nangaphezulu. Ngoku iibhanki azinamdla onjalo kwiidipozithi azisanikeli, kwaye ke ngoko kwabanini berhafu abangenakuhlawula.
Yintoni eza kutshintsha?Ukubheja kwatshintshwa, esela isiseko serhafu. Ngoku iya kuba yinto efanayo yabantu eyamkelwe ngabahlali, nakwabangenakubanga nakho. Le yi-13% ye-nfl. Kwangelo xesha, umthetho "kunye ne-5" ayisasebenzi.
Ukufumana ingeniso yenzala kwidipozithi, urhulumente wazise isixa semali engahambelaniyo, ebalwa ngolu hlobo lulandelayo: Iqondo eliphambili lebhanki ephakathi ngoJanuwari 1 iphindaphindwe ngesixa sezigidi ezili-1. Ukuba isixa sedipozithi siyizigidi ezili-1 zezigidi iiruble, okanye ngaphantsi, irhafu ayimfuneko.
Umzekelo woBalo: nge-1 kaJanuwari, 2021, inani eliphambili li-4.25% ngonyaka. Kuthetha ukuba irhafu iya kuhlawuliswa kwigalelo, elingaphezulu kwe-1 yezigidi ezingama-42.5 kwi-ruble yamawaka.
Masithi une-1.1 yezigidi kwiakhawunti yakho, kuthetha isiseko serhafu - i-13% yengeniso oyifumanayo kwi-57.5 yamawaka ruble. Ukuba ipesenti yegalelo lakho li-5% ngonyaka, emva koko irhafu ohlawulayo iya kuba yi-372 rubles 77.5.5 amawaka kwi-5%).
Kufanelekile ukukhumbula ukuba ukuba umbutho wezemali ubonelela ngexabiso lenzala elingaphezulu kwamanqanaba aphambili ebhankini ephakathi, umvuzo wezixhobo ezinjalo unokudlula kwinani elingenakufikelelwa.
Kwinkonzo yeRhafu ye-Federal (FTS), kuyaqatshelwa ukuba irhafu kwidiphozithi kuya kufuneka ihlawule ngokuzimeleyo, kodwa isibhengezo asisiyomfuneko. Oku kuyakuthatha ibhanki apho igalelo lenziwe khona. Ukuba kuyavela ukuba ingeniso igqithile kwisiseko esingafikeleliyo, irhafu iya kuqaphela.
Qaphela ukuba kunyaka olandelayo, imithetho emitsha ayizukuhlawula irhafu, njengoko ihlawuliswa kunyaka ophelileyo. Oko kukuthi, kuba i-2021 kuya kufuneka ihlawule kuphela ngo-2022.