Iingcali zebhanki ye-RGS ziqhuba uphando ngexesha lokukhetha abaphambili kubanini bemoto. Ijika ukuba uninzi lwabaphenduli (56%) Ukucwangcisa ukuthengwa kwemoto kucwangcisa ukusebenzisa imali yetyala. I-44% ye-44 yabaphenduli ifuna ukuthenga imoto kwimali ekhoyo.
Kuloo hlolo abathathi-nxaxheba abaceba ukusebenzisa imali ebolekwe, i-36% basebenzisa imali yetyala. I-5% yazo iya kujika ibhanki kwimali mboleko yemoto, kwaye i-12% eseleyo iya kuthatha ithuba lemali mboleko yabathengi. Ukuthenga imoto ngetyala ngokupheleleyo. Kwangelo xesha, kuphela i-20% yesicwangciso sabaphenduli: Yeyiphi i-14% ekhutshwe yimali mboleko yemoto, kunye ne-6% yemali mboleko yemali.
Qaphela ukuba abathathi-nxaxheba abancinci abathatha inxaxheba kwiminyaka eli-18 ukuya kwengama-30 (i-24%) balungiselelwe ngakumbi ukupheliswa kwemali mboleko kwinani elifundileyo lomatshini ofunyenweyo (iipesenti ezili-13 zabaphenduli kudidi 56+). Kwangelo xesha, amadoda amaninzi rhoqo kunabafazi (i-49% ngokuchasene ne-40%) bacwangcisa ukuthenga imoto ngeendleko zabo.
Uninzi lwabaphenduli bafuna ukuthatha imali mboleko ukuya kuthi ga kwi-500,000 yee-rubles - iipesenti ezingama-59 zabathengi bakhetha impendulo. Imali mboleko kwixabiso le-ruble eyi-500,000 kwi-ruble ruble yokukhupha umntu wesithathu wabaphenduli (33%), i-3% ye-ruble i-ruble ebhankini nakwi-1,5 yezigidi I-rubles.
Amadoda akulungele ukuzoba imali mboleko ngaphaya kwabasetyhini. Kwaye abantu abancinci (iminyaka eli-18 ukuya kwengama-30) banomdla wokuthatha imali kwi-rubles kwi-500,000,000.
Xa ujongene neMigaqo yeMali-mboleko yabaphenduli, ireyithi ephantsi (i-79%) ibaluleke kakhulu, ukunqongophala (i-46%) kunye nemfuno enyanzelekileyo yoyilo lwe-casco kunye nenye i-inshurensi (40%).
Okubangela umdla kukuba, kwithuba leminyaka eli-18 ukuya kwengama-30, ukunqongophala kwegalelo lokuqala kunye neemfuno zeinshurensi (i-26%) zibaluleke kakhulu, kubantu baseRussia, abangama-385), kwaye Kwabaphendulwayo nge-31 ukuya kwi-65 iminyaka yobudala-isibambiso sokungabikho. Ithuba lokungayenzi i-casco yeyona nto ibalulekileyo kumadoda (45%), ukunqongophala kwegalelo lokuqala - kubafazi (20%).