I-Almat. NgoJanuwari 27. I-Kaztag-Inguqulelo yenxalenye yogcino lwepenshini yommi weRiphabhlikhi yaseKazakhstan, ngaphezulu kwe "Umbundusi wobuncinci" kulawulo lwetrasti yeenkampani zabucala ziya kuthatha
Iintsuku ezingama-30, ivakalisa i-Arhente yommiselo kunye nophuhliso lwentengiso yezemali (i-NRFFR) yeRiphabhlikhi yaseKazakhstan.
Umncedisi uya kukhetha kuLuhlu loLawulo loTyalo-mali lwe-ENPF (oluya kuvela kwiwebhusayithi ye-ENPF, xa imithetho yokusetyenziswa kwe-Pension Shovings-Kiztag) iya kubhala ingxelo kunye ne-ENPF kwi-ENPF, emva kokutshekisha ukuqokelelwa ngaphakathi kweentsuku ezingama-30. Intsalela yokonga ipenshini iya kuqhubeka iphantsi kolawulo lweBhanki kaZwelonke, - ilandela ulwazi olusasazwe ngoLwesithathu.
Umqobo wobuncinci obuphezulu "unokufumaneka kwiwebhusayithi ye-ENPF. Umzekelo, iminyaka engama-2021, yi-T8.71 yezigidi, iminyaka engama-30, iminyaka engama-40 ubudala - i-T3.42 yezigidi, iinyanga ezingama-59 ukuya kwi-T5 .56 yezigidi.
Guqula inxenye yolondolozo lwepenshini ngaphezulu komgangatho wokulawulwa kwentembeko kubaphathi babucala abanokuba negalelo abangafiki kwi-Agement Agements kunye neenkampani zeinshurensi yeinshurensi.
Ngokutsho kolwazi olulawula iiasethi ze-Pension kufuneka libe nelayisensi kunye namava, isixa esaneleyo sokulingana, umnini-zabelo kwaye singaphumli imigangatho yento kunye neemeko zokuziphatha ngendlela enganyanisekanga kwimarike yezokhuseleko (i-CB).
Ukuqokelelwa kwepenshini kudluliselwe kulawulo lwemfihlo lwabaphathi babucala bagcinwa kwinkqubo yepenshini kwaye basetyenziswa kwintlawulo yepenshini kwishedyuli. I-Depositor, engasayi kuphinda-phinde ngaphezulu konyaka, inokuguqulela ukuqokelelwa kwayo kwenye kwenye kwenye kwenye yenkampani elawulayo okanye ibuyele kwiofisi yeBhanki kaZwelonke, iboniswe kulwazi.
Iintsuku ezili-10 ngaphambi konyaka wokuthatha umhlala phantsi, ukuqokelelwa kolawulo lwabucala kubuyiselwa kwi-ENPF.
Kwakhona, ukudlulisela ukuqokelelwa kwayo kulawulo, umtyali-mali uyavumelana notyalo-mali lwenkampani yolawulo kwaye ucinge ngotyalo-mali, ngenxa yoko ayisiyo imali, kwaye ayisiyo inkampani yolawulo iqinisekisa ubuncinci benzuzo yenzuzo eyamkelwe kulawulo.
Ukuba umahluko ombi uphakama, umphathi kufuneka ubuyiselwe i-positor yayo ngendleko zemali yayo.
Izalathisi zobuncinci kunye nobunzima bokubuyiselwa kwee-asethi zepenshini ziya kubalwa ngenyanga nepapashwe kwiwebhusayithi yeBhanki kaZwelonke.
Umdla weediphozithi xa ukunxibelelana nenkampani yokulawula yabucala kuya kukhuselwa ngemvumelwano.
Ukuthathelwa ingqalelo, ii-asethi zabo zepenshini ezidluliselwe kulawulo lweTrasti ziya kuthi, ngokwe-Akhawunti ye-EFPF, kwi-akhawunti ye-EFPF, ivuliwe kwiBhanki yaseMgcini, elawula ukusetyenziswa kwabo ekujolise kuyo. Kananjalo, i-EPF iya kuqhubeka nokuthatha ingqalelo imali yepenshini kwi-stansosyssims yayo kwimeko yeeakhawunti zomhlala phantsi (ips) zeediphozithi. Ukumiswa okanye ukurhoxiswa kwelayisensi yenkampani yolawulo, i-asethi yomhlala-phantsi iya kubuyela kwi-akhawunti ye-costodile ye-ENPF kwiBhanki kaZwelonke.
I-Devietor yenxalenye yogcino lwepenshini iya kutshintshelwa kwirhafu yengeniso ngexesha lokutshintshela kulawulo lwangasese.
I-SEFFR igqibe uluhlu lwezixhobo zemali zokutyala imali kwiiasethi zePenshini ngabaphathi be-Kazakhstan kunye ne-Equertity Grouritys (NCB) ikhutshwe yiKazakhstani nakwimibutho yangaphandle Iibhanki zeRiphabhlikhi yaseKazakhstan nakwiibhanki ezingahlali. Imida yotyalo-mali kwii-asethi zomhlala-phantsi zisekiwe. Kwangelo xesha, isicwangciso sotyalo-mali sigqiba ekubeni yeyona nkampani yolawulo ngaphakathi kwesakhelo sotyalo-mali.
IKhomishini yaBalawuli ayidluli kwi-7.5% yotyalo-mali efunyenweyo kwaye igqitywe sisivumelwano phakathi kolawulo nakwi-ENPF.