Ukuphucula ixabiso- Ngaba isemthethweni? Sigqibe kwelokuba sizithengise ngokwakho, sikhethe oyithandayo, uvumile ngayo yonke into. Kwaye umthengisi uthi, Masikhankanya ixabiso kwikhontrakthi yentengiso engezantsi kweyoqobo.
Unamacala ajikelezileyo. Ukwenzela ntoni?Kodwa kutheni uxelele lo mthengisi.
Umthengisi unengeniso evela kwintengiso yendlu, ukuba kuthengisiwe ngaphezulu kokuthenga. Ukusuka kwingeniso enjalo, i.e. Ukusuka kumahluko phakathi kwexabiso lokuthenga nokuthengisa, kuya kufuneka uhlawule irhafu. I-NDFL 13%. Ifanele iqondwe ukuba kuvela irhafu rhoqo. Ngokwesiqendu 2 senqaku lama-21
Umhla wokugqibela wexesha okanye iminyaka emi-3 ithathwa ngamatyala xa kuphela izindlu ezithengiswayo okanye kwilifa lokuthengiswa kwezakhiwo elidlulayo, kodwa phantsi kwesivumelwano sasekhaya, okanye phantsi kwelungelo lobomi bonke indawo yokuhlala. Kodwa apha kukho izinto eziphazamisayo, malunga nayo ngezantsi nje. Okanye iminyaka emi-5 kuwo onke amanye amatyala. Ngendlela, iminyaka emi-5 iya kuba kwiimeko apho umthengisi anezinye izinto ezithengiswayo (isabelo) kwipropathi, efunyenwe ngaphambili kwiinyanga ezi-3 ngaphambi kwentengiselwano yangoku. Emva koko umthetho weminyaka emi-3 awusebenzi.
Oku kubandakanya, ngendlela, ukuthengiselana ngokutshintshiselana ngamagumbi phantsi kwenkqubo yokusebenza. Ukubalwa kwendlu entsha kuqala kukuqala kobunini bezindlu zakudala, ezinikezelwa esixekweni.
Kodwa, ukuba igumbi lokuthengiswa lithengisiwe ngaphambi komhla obekiweyo, iqala ukuxoxa malunga nokunyuka kwexabiso ...Umthengisi akafuni kuhlawula irhafu kwaye ke acela ukunciphisa ixabiso kwimvumelwano.
Umahluko wamaxabiso udla ngokukhutshwa ngesivumelwano okanye ukwamkelwa kwesiqhelo ngokudluliselwa kwemali "eyongezelelweyo".
️✔ Ngeebhanki zebhanki ngoku, kunjalo, zithathe iintengiselwano. Kwaye ayisiyiyo yonke loo nto. Kwangelo xesha, kwisivumelwano semali mboleko, injongo iya kuboniswa ngokufunyanwa kwezindlu kunye nezinto ezingafaniyo. Into esemoyeni enjalo.
Ngendlela, ezi bhanki zisebenza ngokusebenzisa uluhlu:
Kude kube nasiphi na isixa-iGazprombank, i-minbank, raiffeisinbank, rosbank ndlu (kodwa hayi kuzo zonke iiofisi), i-sberbank, i-stredbank, i-stlsburg.
Ukuya kuthi ga kwi-1 yezigidi rubles - ukuvulwa kwebhanki kunye ne-bzhf.
Kude kube yimali mboleko-yebhanki ye-AK, ibhanki epheleleyo, i-vTB, i-syfa-calsbank, i-ralgerbarback, i-ralnverbage) (okanye ukuya kuthi ga kwiipesenti ezingama-70
Sukujongela phantsi ixabiso-RSHB, iRussian Federation.
️ ️ Ukuba kukho inkxaso-mali kaRhulumente, ke ngokuthi kunye neyona nto iphantsi kuya kubakho iingxaki. Ukuba ngaphandle kwenkxaso-mali, emva koko iibhanki ziyavuma ukuthengiselana, kodwa kunye nenkxaso-mali, inkxaso-mali engasetyenziswanga ayiyi kuba ichanekile. Umzekelo, i-Pension Fund ingxowa-mali inokwala ukuguqulela ukuba intengiselwano ayincedi.
Gmela ️ ️ Inkxaso, umzekelo, kule nkqubo, usapho oluselula lusezantsi. Emva kwayo yonke loo nto, xa uhlawula imbuyekezo, ixabiso liqikelelwa kwisivumelwano sokuthenga. Ezo. Fumana imali encinci kunawe.
️️ Ukutshekishwa kwerhafu yepropathi yepesenti kwi-perbage nako kungalahleka, kuba Ngapha koko, iqaphela ayisiyo mboleko ekujolise kuyo, ayithengi kuphela. Kwaye ukuncitshiswa kunikezelwa kwimali mboleko ekujoliswe kuyo.
️ ️ Ukuba isivumelwano siya kucelwa umngeni okanye ngequbuliso umthengisi uza kutshintsha ingqondo kwinkqubo, emva koko intengiselwano inokupheliswa (emva kwenkundla, kwaye unokubuya kuphela kwimvumelwano phantsi kwesivumelwano. Imali ekufumaneni yenye inkundla kunye nobunye obunomthengisi.
Ewe, ewe, ukuba isivumelwano sidlulisela kwixabiso elingezorhwebo, ke iinkundla zihlala ziqwalaselwa ukuba awubonisi silumkiso, ugqirha wakhe kunye nokholo olufanelekileyo. Ngayo yonke imiphumo yoko.
Ke uRostra waqala ukunciphisa ukutshintsha kwentengiselwano esebenzisa uluhlu olungaphantsi komhlaba, ukunikela ingqalelo kumahluko kumaxabiso kwisivumelwano semali mboleko kunye nesivumelwano sokufumana. Dwelisa i-carousel.
Ubhaliso lunqunyanyisiwe. Njengamaqela aya kucacisa kwiRosserser, umahluko kumaxabiso akacacanga.
Ewe, ityala elinye, kodwa uyaqonda. Nasiphi na isiqalo kukho inkqubo ...
