Kwiminyaka emihlanu, inani lemali ezandleni zabemi banokukhula nge-19.4%. Imozulu enjalo yapapashwa yibhanki ephakathi yeRussia, iingxelo zeRBC.
Ngowama-2026, ezandleni zabemi kuya kubakho okungenani i-13.6-16 i-rublery ruble, ibalile ibhanki ephakathi. Oku kukhula kuya kuba nzima ngenxa ye "Cash Paradox", ibhiyozela apho. Le nkqubo iphawuleka ngokulandelayo: Umthamo weebhanki kunye neengqekembe ezandleni zabemi kunye nezamashishini ngaxeshanye ngokukhula kwemali, uthe uSekela-Sihlalo we-Central Alekseev.
Kunyaka ophelileyo, ngokuchasene nemvelaphi yengxaki ebangelwa yiCoronavirus, ukuphuma kwemali kufikelele kwingxelo iminyaka elishumi, kwaye izinga lokukhula liphezulu kuneminyaka embalwa edlulileyo.
Njengoko i-alekseye yaphawula, ezinye zezi zinto ziya kuthi zibuyele kwirejista yebhanki yebhanki yebhanki, kodwa ke iphuma ngaphandle kwaye kwiminyaka emihlanu yemali iya kuba ngaphezulu.
Ngokutsho kukaSekela-Sihlalo we-Central Bank, ukufezekiswa komda ophezulu okanye ongezantsi koluhlu lwemozulu kuya kuxhomekeka kwisantya sokubuyiselwa koqoqosho kwaye isebenza njani imali kwiibhanki .
"Inkuthazo yokubuyisa imali iya kuba kukunyuka kweedipozithi kunye nokuhlawula amaxabiso, njengoko abemi bafuna ukufumana umvuzo omkhulu," u-Alexdeev. Ngaba abantu baseRussia baya kunyusa imali kwiibhanki?Ngokutsho kuMlawuli weBarthings ye-Bhanki, uKonstantin Borodulin, onokubakho, imeko ephakathi yebhanki ye-Central iya kuzaliseka. Ukukhula kweebhanki ezandleni zabemi kuya kuba negalelo ekuqaliseni kwerhafu yengeniso yomntu kwinzala kwiidipozithi ezinkulu, kunye nokwandiswa kwamandla enkonzo yerhafu, efumene ukufikelela kwimveliso yebhanki.
Ngo-Matshi, i-Central Bank iphakamise ireyithi ephambili ngamanqaku ayi-0,25-ukusuka kwi-4.25 ukuya kwi-4.5%. Ezinye iingcali ziqinisekile ukuba inzuzo yemirhumo yabantu ziya kukhula.
Ngokwentloko yeziko lokuphuhliswa kwesicwangciso esiliqili seGazromba Susin, oku kuyakwenzeka ukuba ibhanki esembindi iya kuphakamisa inqanaba eliphambili kwinqanaba le-5-6%.
"Kodwa kuya kuba luhlengahlengiso lwasekhaya, oluya kuthi kuphela umda wokukhula kwemali, kodwa ungazibuyise kwakhona," utshilo.Ngokutsho kwe-suswein, ukubuya kwemali kwinkqubo kuya kuxhomekeka ekubeni ishishini liya kufuna ukuba ilungu le-Whitewash liguqulwe kwindawo engwevu ngexesha lebhulukhwe ngexesha le-pinemic.