Kwenzeka into eyaxelelwa kwiingcali ezahlukeneyo malunga namanqanaba ahlukeneyo. Njengoko nonke niyazi, urhulumente kufuneka ancede abo bantu bafuna kuqala. Umzekelo, i-standar capital inokunikwa, ebonelelwa luluhlu oluthile lwabemi. Kodwa namhlanje, kwanamhlanje, uMongameli uyaqonda ukuba i-pharus enkulu iyafumaneka ngalo mbandela. Njengoko sele uyiqondayo, kule nto iya kuba malunga nokuqaliswa kwamakhadi okutya.
Kumbandela wamakhadi okutya, ukuphathwa gadalala kunokwenzeka. Kodwa ukuba sithetha ngale projekthi, akukho nto ihlazo. Ukuba i-West Incoko malunga ne-United States, emva koko kweli lizwe, amakhadi anje asetyenziswa ixesha elide kakhulu, kwaye kufanelekile ukuba baqonde ukuba bathandwa kakhulu kubantu abaqhelekileyo. Njengoko i-statstics Show, izigidi zabantu baseMelika bafumana uncedo kuRhulumente ngohlobo lwamakhadi okutya.
ERussia, kwagqitywa kwelokuba kulungiswe amaxabiso ezona mveliso zibalulekileyo. Nangona kunjalo, uqoqosho, izisombululo ezinjalo, ingozi inokubizwa ngokuba zintle. Ukuba ufaka amaxabiso aqinileyo, ke isisombululo eso sinokwenzakala kakhulu uqoqosho. Kodwa ukuba sithetha ngamakhadi kwiqela elithile labantu, olu khetho lungaphezulu kokomkelekileyo. I-Vladimir Vladimirovich uSpin ngokwakhe wanika imisebenzi kwimibutho efanelekileyo ukwenza umbuzo ngamakhadi.
Yintoni isibonelelo seebhanki?
Ngokwemvelo, sele uqikelela ukuba iipateni ezihambelanayo ziya kuziswa. Umzekelo, eMelika, akanakuthengwa kwiifolokhwe ezithile zeempahla. Ukuthengwa kweentlobo ngeentlobo zezidlo ezahlukeneyo zezifune, iziyobisi kunye nempahla yezoqoqosho ayinakwenzeka.
Alithandabuzeki elokuba umzabalazo wokwenyani phakathi kweebhanki uza kuphila ngomba wamakhadi anjalo. Ngoba? Ewe, yonke into ilula:
- Banethuba lokufumana isiseko esitsha sabathengi, esithi, ngokoqikelelo olukhawulezileyo, baya kuba ngaphezulu kwesigidi sabantu.
- Zonke iintlobo zengeniso eyongezelelweyo. Ngokuqinisekileyo, xa kubalwa iimveliso, inqaku ngalinye lokurhweba liya kufumana ikhomishini ethile. Uninzi olunokwenzeka, luya kuphantsi komgangatho, nangona kunjalo, kubalulekile ukuba lukho.
- Kwiiakhawunti ziya kuhlala ziyintsalela ezithile. Eyona nto inokwenzeka, imali iya 'kuza "kwikhadi eliphambili. Akunakulindeleka ukuba abamkeli baya kuba nakho ukusebenzisa yonke imali ngaxeshanye. Ukuba uyakholelwa kwiibhanki, emva koko iiakhawunti ziya kuhlala ziyi-30% yokuqokelelwa. Ngenxa yoko, ukusuka kwibhiliyoni enye (ngenyanga), iBhanki inokuthembela kwibhalansi yezigidi ezingama-300 zezigidi.
Inokuba yintoni ucwangco?
Okwangoku, eRussia, abantu abazizigidi ezingama-20 abathathwa njengehlwempu. Ukuba nkqu nemeko ka-2000 nganye inokuthi kudweliswe kwinani ngalinye, ke isixa seendleko kuhlahlo-lwabiwo mali ziya kuba ziibhiliyoni ezingama-40 ngenyanga.Sisiphi isigqibo?
Ngokubanzi, ukugcina amakhadi engumbono olungileyo. Owona mbuzo ubalulekileyo kukuba kuya kuba nako ukuyisebenzisa ngokupheleleyo? Wonke umntu uyazi kakuhle ukuba eRussia ikwindawo yokugqibela kukho ubunzima.