Ni irihe tegeko rishya ryahinduye bijyanye n'ibikorwa by'abantu bafite konti za banki hamwe no kungurana amafaranga?
Nta na kimwe.
NTA KINTU? Bati: Igenzura ryaraguye kandi ryiyandikisha ku mafaranga mu rwego rw'ibihumbi 600 cyangwa arenga.
Ibi bireba ibigo byemewe n'amategeko (ubucuruzi). Mu butegetsi buteganijwe, kuvanagurika no kwiyandikisha amafaranga kuri jurlitz mu rwego rw'amafaranga ibihumbi 600, mugihe kimaze kuboneka, mugihe kijyanye nibikorwa bifitanye isano nibikorwa byiki kigo cyemewe. Ibikorwa byamafaranga kuminota yabantu ntabwo bigenzurwa na itegeko.
No kuvunja amafaranga?
Ariko guhana amafaranga ku mafaranga mu gihugu cy'amafaranga 600 kandi ni ugengwa no kugenzura ku gahato. Ariko byari bimeze mbere, ubugororangingo bushya ntabwo.
By the way, kimwe ni ukugura umunyu kumafaranga yimpapuro cyangwa amafaranga mumurwa mukuru wemewe wumuryango.
600 amafaranga ibihumbi - ni igiterane kimwe cyangwa ibikorwa byose mugihe runaka?
Igiteranyo cy'iki gikorwa kimwe.
Nuburyo bwo gusobanukirwa "kugenzura itegeko"? Umuntu agomba kwemeza inkomoko y'amafaranga ye mugihe akora ibikorwa nkibi?
Ntabwo. Bivugwa gusa ayo makuru ku mabanki nkurikizwa asabwa kohereza kuri Rosfinning.
Nibyo, amabanki adashobora gusaba inyandiko zemeza inkomoko yumukiriya?
Gicurasi. Ariko ibi ntabwo bifitanye isano nu muryango wa Mables 600, Amabanki afite ibipimo byabo byibanga bashobora gutekereza kubikorwa biteye amakenga.
Igitekerezo
Ati: "Amategeko ya Banki afite uburenganzira bwo gusaba inyandiko ku nkomoko y'amafaranga yatanzwe na P.P. 1.1 p. Ubuhanzi 1. 7 mu mategeko ya federasiyo No 115-FZ. Amategeko ntabwo agaragaza agaciro k'ibikorwa, mugihe bigatuma banki isaba amakuru / inyandiko kumafaranga. Ibihe birimo ikigo cy'inguzanyo gishyira mu bikorwa iburyo bwashyizweho rwigenga mu mategeko yo kugenzura imbere. Serivisi ishinzwe itangazamakuru ya banki "ifunze" ndetse n'abakiriya ntibumenyekana. "
"Dukurikije igika cya 14 cy'ingingo ya 7, 115 - FZ, abakiriya bategekwa gutanga amashyirahamwe akora ibikorwa cyangwa akandi mutungo, amakuru akenewe kugirango asohoze ibisabwa n'amategeko yemewe n'amategeko. Umukiriya Uvrir Maleey Martyannov ati: "Iyo uhabwa icyifuzo cya banki, asabwa gutanga ibyangombwa byasabwe, umubare w'amafaranga ku gikorwa ntabwo afite agaciro."
Kandi ni izihe mpinduka zacagaho amategeko mashya?Mu magambo afatika, ubugororangingo ntabwo bufite byinshi. Kurugero, ibikorwa byose byumutungo utimukanwa wagabanijwe uteganijwe, umubare wibura amafaranga miliyoni 3 (kare - gusa-kohereza amafaranga yumutungo), kohereza amaposita mumwanya ibihumbi 100 hamwe nibikorwa byinshi byo gukodesha hamwe nibikorwa byinshi byubukode Mu rwego rw'ibihumbi 600 nibindi byinshi. Yarekuwe guhera kungurana ibisobanuro ku nyuguti nkuru. Iyo yishyuye imitako idafite amafaranga ("akoresheje uburyo bwa elegitoroniki yihariye"), byatangiye kwerekana pasiporo niba umubare wubuguzi uri munsi ya Rable 50 (kare - ibihumbi 100). Kandi, ibisobanuro byinshi bisobanurwa amategeko.