"Onse adzalipira": Kodi uyenera kupereka ndalama zingati kuti mupereke zopereka kubanki?

Anonim

Mu 2021, msonkho wokhala ndi madongosolo adayambitsidwa ku Russia. Sadzalera okhawo okhawo omwe amasunga ma ruble oposa ma ruble 1 miliyoni pa kusungidwa, akatswiri amachenjeza. Kubwezeretsanso kuteteza boma komanso pakachitika kuti kuchuluka kwa zoperekazo ndizochepa, "zotsutsana ndi zowona" zimafalikira.

Chilichonse chimadalira momwe ndalama zonse zimathandizira pachaka. Nthawi zina, "

Kodi Penshoni Samalipira Misozi?

Lamulo limati misonkho imakakamizidwa kulipira zonse, ngakhale magulu a nzika omwe ali ndi nthawi zina. Awa ndi otayidwa, komanso olumala, ndi mabanja akuluakulu.

Pakadali pano, ndikofunikira kukumbukira kuti ndalama zomwe zili pamakaunti a ruble sizingakhomeredwe, zomwe chaka chonse sichikhala chimodzi choposa 1% pachaka (mwachitsanzo, malipiro pa exro) amalipiritsa.

Kodi misonkho ingalipire mpaka liti?

Mnzanu wa ku CCMG kuona ku Russia ndi Cuts dongot Subniek adalongosola kuti chidwi chomwe chalandilidwa Disembala 31, 2020 limaphatikizidwa, ndipo chidwi cholandiridwa ndi malamulo atsopano.

"Ndiye kuti, uyenera kulipira msonkho wapamwini, ngakhale mutalowa pangano la ndalama mu 2020 kapena m'mbuyomu, ngakhale lamulo loti azikhometsa ndalama," anatero.

Kuphatikiza apo, msonkho wa zopereka udzakhala wokakamizidwa ngati nthawi yakale yochokera ku mabanki imodzi kapena zingapo adalandira ndalama zomwe sizinatheke. Zochepa izi zimawerengedwa motere: Chuma chochokera ku ma ruble 1 miliyoni pamlingo wofunikira kwambiri ku banki ya ku Russia, yomwe imagwiranso ntchito pachaka 1 cha chaka chimenecho, pomwe bank idayikira chidwi pa akaunti.

Ndalama zomwe sizingalembedwe mu 2021?

Chiwerengero chachikulu cha banki yapakati pa Januware 1, 2021 yakhazikitsidwa pa 4.25%. Zimakhala zoti zisungike siziyenera kulipira 13% ngati ma ruble zikwi makumi asanu ndi 42.5 chaka chino.

Ndani amasankha kuchuluka kwa msonkho?

Izi zimachitika ndi msonkho wa Federal, womwe umakakamizidwa kudziwitsa woyang'anirayo kuti ayenera kulipira msonkho. Kenako nzika imafunikira kutchula kuchuluka kwa akaunti ya FTS. Nthawi yolipira yapachaka ili isanafike Disembala 1, ndiye kuti, msonkho wa ndalama zomwe zapezeka m'chaka chaka chamawa chidzalipira mpaka pa Disembala 1, 2022.

Kodi kuchuluka kwa malipiro kuwerengedwa bwanji?

Choyamba, a FN Office adafotokozera mwachidule njira yomwe imapezeka m'mabanki onse komwe madongosolo anali. Kenako ndalama zambiri zimachepetsa pang'ono. Ndipo kuchokera ku ndalama zotsalazo kulipidwa 13%.

Kodi msonkho pamalipiro ndi ndalama bwanji?

Opaleshoni iyi imangochitika: Ndalama zothandizira zimamasuliridwa mu ma ruble ovomerezeka ku banki ya Russian Federation pa tsiku lolandila, kenako ndi chiwembu chocheperako. Mwa njira, mwini ndalamayo amasunga ndalama amatha kupanga phindu chifukwa cha kukula kwa ndalama zakunja. Nthawi yomweyo, ziyenera kukumbukiridwe kuti kusiyana pakati pa ndalama kumawerengedwa mu akauntiyo, komwenso kumabwezeretsanso ruble pamlingo wosinthana kwina, ndalama zomwe zimasungidwa sizikuganiziridwa. Popeza madongosolo omwe ndalama amakhala ndi mitengo yotsika kwambiri, kuchuluka kwa 40-60 madola zikwizingwe amachokera msonkho.

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