Chaka chatha, misonkho inaukitsidwa ku Russia kwa "wolemera", nzika zambiri zamagetsi zomwe zimayamikiridwa. Komabe, sikelo yoyipa yomwe imagwiritsidwa ntchito munthawi ya penshoni: Mu mawu ochepa, ndalama zochepa zomwe anthu amapereka ndalama kuposa anthu otukuka. Ndichoncho chifukwa chiyani? Ndipo kodi muyenera kusintha dongosolo lino? Izi zidauzidwa ndi akatswiri "Moscow Komelomolyu".
Mwalamulo, onse olemba anzawo ntchito amalipira antchito 30% mwanjira ya ndalama za inshuwaransi. Ndalama izi zimapitilira penshoni, amayi amachoka ndikupereka mankhwala okha. Nthawi yomweyo pali malipiro a denga. Mwachitsanzo, ngati munthu alandila ma ruble oposa theka ndi theka pachaka, zopereka ku thumba la penshoni (FFR) limachepetsedwa - mpaka 10% ya malipiro.
Evgeny besbardis kafukufuku wa Evgeny Bestgeny Bestardis akulongosola kuti malire ngati amenewo alipo kuti asakhale ndi udindo wosafunikira ku PFD kwa anthu omwe ali ndi "Super Amachepetsa". Komabe, olemba anzawo ntchito amalipira ndalama zowonjezera chifukwa cha ogwira ntchito omwe amalipira kwambiri.
Koma zolipira izi sizimapanga ufulu wina wowonjezera pa penshoni. Ndipo PFR amagwiritsa ntchito ndalamazi kuti abise zoperewera zokha ndikugawana pakati pa anthu onse pano, "katswiri adalongosola. Kodi olemba anzawo ntchito amalipira ndalama ziti?Ndiyetu kuti kuchokera ku njira zazikulu, nzika zotetezedwa zimakhala zochepa kwambiri, koma sizikhudza penshoni yawo yamtsogolo.
VICE-nduna ya United University yazachuma pansi pa boma la Russian Federation, Alexander Saflovov adafotokoza kuti njira yofikira penshoni ya penshoni idapangidwa ndi nduna yayikulu ya Ankady Drvovovich.
"Amakhulupirira kuti redlessyo imachepetsa kudekha kwa makampani ochokera ku ndalama za inshuwaransi. Pakadali pano, zovuta ndikuti palibe nkhani ngati izi padziko lapansi kulikonse. Dongosolo la inshuwaransi limakhazikitsidwa pamfundo yodziunjikirayo. Sofces atero. "Zaka zingapo zapitazo, zilonda za State Duma kuchokera kuphwando la Russia lomwe lidagwirizana ndi kuthekera kwa resution. Anadzipereka kuti apange izi m'malo mowonjezera m'badwo wopuma. Olembawo azomwe adayamba kuwerengetsa kuti zitha kubweretsa ma ruble owonjezera 600 biliyoni ku bajeti. Koma mu boma, lingaliro limakanidwa. Anzake oyesedwa bwino omwe amaganiziridwa, zitha kubweretsa chisamaliro mu mthunzi.
Malinga ndi Sophophone, pali njira yosinthira - yowonjezera yosalala, chifukwa zimachitika ndi msonkho wa ndalama. Mwachitsanzo, onjezerani ndalama zowonjezera za inshuwaransi kuchokera pa 10% mpaka 12 - 15%. Idzaperekanso ndalama zowonjezera ku bajeti, koma osagwa pamabizinesi, katswiri adalongosola.