One day a young man was addressed to me for a consultation, a little older than 30 years old, who lived and worked in Moscow. He had a dream to go on a tour (on a journey) to Prague, but he could not implement it, because he had a small salary.
I began to ask clarifying questions and found out that the guy worked as a system administrator in a small IT company and for this work he paid 30 thousand rubles per month.
As the guy lived alone, then this money was enough for him only to reduce the ends with the ends. He wore one sweater all year round, shirt and pants, and his shoes were keen and it was also 10 years old.
The guy was limited not only in clothes, but even in a meal - it constantly fastened with fast food, or chopped sandwiches. He almost did not see normal food, he never used the food and delivery of food.
And even with this approach, Moscow estates accounted for 28,000 rubles each month. It is clear that anything about what the Czech Republic did not go, because for the year only 24 thousand rubles could be postponed, which in dollars in general Mizere.
In such cases, the issue is solved by investment.
This means that with a salary of 30 thousand rubles you do not need to look for ways to save, postpone and collect investment portfolios. The first thing you have to do is find a good job, that is, to invest in yourself.
I went to the well-known website on the Internet consisting of two cruciform letters and, I walked into the search, the name of the specialty saw that the average salary in Moscow was 70 thousand rubles.
Then I asked the guy - how long has he changed the work for the last time? The guy replied that the change was not already 9 years old. Then I gave an expanded advice and explained to the client that there should be a permanent growth at work. If it was not about 2 years or more, then the place of work should be changed.
If the guy acted in my scheme, then I would earn under 200 thousand, and so alas. However, what I like the Aytishniki - they quickly wind on the mustache and begin to implement. Having settled on another job for 70 thousand rubles, the guy did not stop and continued the search for work.
He recently called me and congratulated me happy birthday. Between the case he told me that he earns more than 120 thousand rubles every month and already traveling around the world. In the near future, he intends to contact me for paid advice in order to assist in the assembly of the investment portfolio.