VTB launched a new car loan program "Excellent bet". In combination with car insurance, the bet for the entire loan period will be 5.5% per annum. The program is available for customers when making an application on the Bank's website.
Customers will be able to purchase a new or used car from the dealer, but the main condition for obtaining a loan at a rate of 5.5% is the issuance of the application through the VTB website. To do this, go to the "Car loan" section, choose the "Excellent bet" credit program and fill out the questionnaire.
As part of the proposal, the client needs to be issued only the car insurance. In particular, it is possible to design the "Blessau" program, which is several times cheaper than full CASCO, but at the same time protects the car from the risk of hijacking and total damage. The rate is fixed and united as when choosing a new car, and with mileage.
"One of the priorities of VTB is the digitalization of the car purchase. We significantly strengthened their positions in this direction, launching auto loan in a mobile bank at the beginning of the year. Today we present a special program with an emphasis at a reduced rate when making an application on the site - refusing additional service services, we have left only the insurance of collateral. This allowed us to offer a bet of 5.5%, which became one of the lowest on the market. In the first half of the year we plan to make it possible to get an auto loan on online, without visiting the office, so along with the launch of our new digital services, this program will allow clients more actively using the bank online services and form a steady trend on a fully digital car purchase format. We expect that in VTB, the share of online applications by the end of this year will reach a third of their total number, "Ivan Zhigarev commented on the head of the department of car loans VTB.
Car loan in VTB can be issued for up to 5 years with an initial contribution from 20% and in two documents, without confirmation of income and employment. The possible amount of the loan may vary and maximize up to 7 million rubles. The borrower will need to provide a passport and a second document to choose from. You can take advantage of the new offer until April 30, 2021.
VTB is one of the leaders of car loans. In January and February 2021, the Bank issued more than 14 thousand loans in the amount of over 15 billion rubles, which is 20% more in terms of number and more than 60% in terms of the same period last year. The volume of the portfolio on March 1 exceeded 117 billion rubles.