From February 16, VTB reduced the loan rates in cash and refinancing by 0.4 percentage points. When placing an online application on the site.
The minimum rate, taking into account the discount and, when making the insurance program, will now be 6% per annum. The offer is valid until April 30, 2021.
Along with the reduction of bets on VTB loans, also optimized the service of online applications on the site. Now customers receive a decision online, as well as immediately full information on the details of the approved loan: the maximum approved limit, time, monthly payment, interest rate, taking into account the discount. The new functionality allows you to significantly save the client's time, because earlier for the details of the approved loan, customers appealed to the office. Getting Cash Borrower will be able to in the department for previously approved conditions, or adjust the amount within the approved limit without re-submitting the application.
"Today, every third cash loan customers are already issued online. Within the framework of our strategy, we strive to make digital services are even more convenient and more profitable for customers, so you additionally reduce cash loans and refinancing rates when applying for the website. I am sure that our offer will be able to support the growth of demand for loans - because in January we have increased the volume of issuing 1.5 times. The population returns to consumer activity, characteristic of the pandemic, and reduced loan rates will help to make it with the maximum benefit, "said Evgeny Blagoin, the head of the management of" Consumer lending "VTB.
Cash loan can be obtained in VTB from 50 thousand to 5 million rubles for any purpose and a period of up to seven years. The refinancing program will allow you to unite several loans from other banks in one and repay the debt in other credit institutions, as well as obtain additional money to 5 million rubles for any purpose. The minimum rate is 6.4% per annum when making an insurance program. Application for these loans Customers can also in the mobile VTB application online, in the contact center or VTB office.
In January, VTB clients issued more than 97 thousand cash loans in the amount of over 87 billion rubles. The amount of issuance is almost 1.5 times higher than the result of January last year. The Russians returned to active lending: a serious increase began in another 4 quarter of 2020, when sales of customs increased by 40%.