UGenady Salycha, uSihlalo weBhodi yeBhange "Freeca Finance", ikakhulukazi ngebhange.ru:
Yini ezothinta izifundo zemali ngoMashi?
Emavikini asanda kwedlula, ukuthembela kwamandla ashukumisayo wama-ruble kusuka ku-oyili kwaqinisa kakhulu, futhi, ngokusobala, sizobheka ukuqiniswa okubushelelezi kwemali yaseRussia, okuzokwehliswa kwezingcaphuno zezinto zokusetshenziswa. Isithiyo esiyinhloko kulezi zikhundla ezimfushane zabantu abangahlali, kusukela ngasekupheleni kukaJanuwari ukubeka ikakhulukazi ukumelana ne-ruble ngenxa yokukhathazeka kwempi ye-EU kanye neRussia Federation. Ukukhula kwamafutha kungenzeka kwehlise ijubane ngoMashi ngenxa yokuphela kwamakhaza, kanye nokuvuselelwa kwe-Prey e-United States naseSaudi Arabia. Kepha ngasikhathi sinye, impikiswano eyinhloko ngaphakathi kwe-EU ngalesi simo ngokuboshwa kwabaphikisi nabasekeli babo eRussia kuhlelwe ngoMashi.Inani lentengo kudola ukulungiselela?
Esimweni esiyisisekelo, i-dollar izokwenza buthaka i-inertia ku-ruble, ibamba ngokwanda kwamafutha, asevele enze. Uma umgqomo ubambe ngaphezulu kwama-60, futhi angaphezu kuka-65, khona-ke maphakathi noMashi sizokwazi ukubona idola 72, ngasekupheleni kwenyanga - ngo-70. Ngokufanele, i-euro izolwela ebangeni lama-85 -87. Ezimweni ezithile, lapho ubungozi bobunulupho lunqoba khona, noma uwoyela uzodlala ngaphansi kwama-60, i-dollar izobuyela ebangeni lama-75-77, ne-Euro 91-93.
Izindleko zoshintsho lwe-ruble maqondana nezindleko zezimali zamanye amazwe asathuthuka?Uma sikhuluma ngemali ethengiswa kakhulu yamazwe asathuthuka - yuan, khona-ke maqondana ne-ruble, kushintsha ngezinga elifanayo nedola. Ama-oscillations uqobo emali yaseChina ehlobene nemali yase-US ayinamihlelekile, ngoba i-China People's Bank hard ibamba umbhangqwana emgodini omncane wamagugu. Enyangeni, kuguquka ngaphakathi kwe-1%, futhi uma i-ruble ngokwayo iqinile ngokumelene nedola, khona-ke uYuan ngalesi sikhathi ukhombisa ushintsho ku-Russian Federation.
Uma sithatha imali yamanye amazwe angomakhelwane: i-tenge, i-hryvnia, i-ruble yaseBelarusian, khona-ke iye incike ekuhlanganisweni kwezinto ezibonakalayo phesheya, ngakho-ke icishe yavumelaniswa - ngaphandle kokuthi kunento emangalisayo ezweni elithile, njengoba kwenzeka ngo-Agasti eBelarus. Ngaphandle kwe-oscillations yalezi zimali kudola maqondana ne-ruble, zishintsha kungakapheli inyanga nge-1-2%, okungukuthi, + -70 kopecks ngaphandle komkhuba owabelwe kahle. Ngamanye amagama: Isu layo lemali kufanele linamathele eduze kombhangqwana oyisisekelo we-USD / rub. Uma kunesidingo sokungezwa kwiphothifoliyo ye-Euro noma yamaphaphu (izindleko, ngokulandelana ku-EU noma nge-WB).
Ingabe kufanelekile ukuthenga amadola nama-euro ngoMashi?
Ngehora unyaka noma ezimbili, imali ingathengwa manje. Idola maqondana ne-ruble lingaphansi kwamanani alo aphakathi kwezinyanga eziningi. Ngaphansi kwezimo zamanje, inkambo engezansi kwe-74.3, ukuthengwa kwemali yaseMelika kulungisiwe - uma ungahleleli ukuyithengisa emasontweni azayo. Kodwa-ke, unikezwe isibikezelo esiyisisekelo sokuqiniswa kwe-ruble - kukhona okungenzeka ukuthi ngoMashi kuzokwazi ukuthenga imali eshibhile - kuze kube ngu-70 ngedola ngalinye, ukonga kanjalo nama-ruble angama-4,000 athenge izinkulungwane zemali eyodwa. Nge-Euro, ukuqondaniswa kuyafana: isifundo esingezansi 90.4 sesivele sithakazelisa ukuthengwa kwesikhathi eside (manje i-euro ingu-89.8).
Esimweni esifushane (ngeso ehlobo-ekwindla) kukhona ithuba lokulungisa inkambo enenzuzo eyengeziwe. Kodwa-ke, njengokuhlala njalo, kufanele ukwenze ukubhuka: Kungcono kakhulu ukubheka imali yokutshala imali noma ukuyothenga phesheya ngokuqinile, okuthenga njalo ehle, okunjalo, ngezikhathi ezinjalo njengamanje. Isilinganiso sokuthenga esijwayelekile ngonyaka owedlule (uma uthengiwe idola kanye ngenyanga, ngaphandle kokuyeka kusengaphambili) kube ngu-72.2 kuphela. Kushibhile kune-74 yamanje.