Ngemuva kokuba iziphathimandla zaseChina ziqinise ingcindezi eqenjini le-ANT, i-Alibaba Fintex-Division Jack Ma, amakhasimende angaphambili ohlelo lokukhokha lwe-Alipay (engena iqembu le-ANT) aqale ukuya ezimpondweni zawo. Lokhu kungadala igagasi lokungakhokhi kwemali mboleko ekhona, kubhala izikhathi zezezimali.
I-Alipay uhlelo lokukhokha olukhulu kakhulu lwaseShayina. Bangaphezu kwezigidi ezingama-500 amaklayenti abakhishwe ngemalimboleko yalo kusukela ngoJuni 2019 kuya kuJuni 2020. Ivolumu yemalimboleko evelele ekhishwe yiqembu le-ANT, maphakathi nonyaka odlule lifinyelele ku-2.2 Trillion Yuan.
Amapulatifomu ayisithupha abolekisa ama-intanethi abike, abhekana nokuhlinzwa komsebenzi ngemuva kokukhanselwa kweqembu le-ITO ANT. Umphathi waseJiedai Dawang utshele leli phephandaba ukuthi banesicelo semalimboleko yesithathu okwesithathu. Ngokusho kwakhe, ngasikhathi sinye iqembu lezintuthwane linciphise ukusebenza kwemali mboleko.
Amanani emalimboleko abaqhudelana iqembu le-Ant bakha ama-25-35%, ngenkathi uJack Ma - 18% anawo, amanothi Ft. I-Ant ikakhulukazi yayingumlandeli phakathi kwamabhange nababolekisi kanye nemalimboleko yokufinyelela ngaphandle kwezimali zabo, kepha basebenzise ama-algorithms ukunciphisa amakhasimende namabhange awo ozakwethu. Kwazinhlelo zokuphatha izintuthwane zokuphatha kanye nezinhlelo zokuhlonza ubungozi, yingakho ziphoqelelwa ukusetha amanani amakhulu wemalimboleko.
Ezimweni ezinjalo, ababolekisi bazobe bephula izibopho zemalimboleko kakhudlwana, okuyi-Economist Economist bo Zhuang evela enkampanini yokubonisana TS Lombard. "Ubungozi bezikweletu ekubolekeni kwabathengi bakhuphuke ngemuva kobhubhane lweCoronavirus," kusho uFief Chief Bank Hangod Seng eHong Kong Dan Wong. - Inkinga ibaluleke kakhulu kubabolekisi abancane nabaphansi. "
NgoNovemba, iqembu lezintuthwane lihlele ukubamba okukhulu emlandweni we-IPO. Kodwa-ke, abaphathi bakaChina bavimbela inkampani ukuthi bangene ekushintsheni kwesitoko futhi yaqala uphenyo lokulwa nokubhala ku-Alibaba. Izinyanga eziningana, abaphathi abaphezulu beqembu le-Antos kanye namaShayina balandisa ngempumelelo eyengeziwe yenkampani. I-Bloomberg ebhekisisa imithombo ebhale ukuthi bavuma ukudala inkampani ehlukile yokubamba, ezophatha ukwahlukana okudinga amalayisense emisebenzi yezezimali.