Izidingo Zokugcina Ama-Akhawunti weMgcinimafa: Ungagcwalisa Kanjani Ama-oda Wokukhokha

Kulonyaka, imininingwane isishintshile ukuthi ikhokhele izinkokhelo eziphoqelekile. Osomabhizinisi abathile kanye nezinhlaka ezingokomthetho zokukhokha intela kanye namaphrimiyamu omshuwalense kudingeka agcwalise ama-oda wokukhokha ngendlela entsha. Uma ungahambisani nemithetho emisha, kufanele ukhokhe kabili, kepha usuvele unaka inhlawulo futhi ulungile. Sichaza ukuthi ungagcwalisa kanjani amawadi manje.

Kusuka ku-01/10 Usho kafushane ngomqondo wokuqamba okusha.

Onke amarisidi kwisabelomali kusukela manje kuqhubeke ukhonza uMgcinimafa, futhi uma ngokunembile, izindikimba zendawo yoMgcinimafa we-Federal (TOFK). Imali yesabelomali iyabhekwa kuma-akhawunti wemali, kanye nomgcinimafa, njenge-opharetha, isabalalisa lezi zimali. Uhulumeni, kubandakanya nezimali zentela nezomshuwalense, thola imali yama-akhawunti wemali. Ngakho-ke, umqondo we- "Cash Services" ungene esikhundleni "ngezinsizakalo zeMgcinimafa".

I-oda elisha lathulwa ekugcwalisekeni komgomo wobumbano lwe-CASS. Imali ifakwa kwi-akhawunti eyodwa yesabelomali, futhi isatshalaliswa kuyo. Kufanele isheshise ukugeleza kwemali kwisabelomali futhi yenza lula ukusatshalaliswa kwawo.

Ngakho-ke, kusukela ngo-2021, okufunwayo kwama-akhawunti wemali wamgcinimafa we-Federal kanye nemininingwane yama-akhawunti ayingxenye ye-akhawunti yemali enobunye (ama-EKS) ashintshile.

I-Treasure Score ihlukile ekwakhekeni kwebhange le-akhawunti. Enye i-akhawunti yoMgcinimafa ihlala iqala ngo-0. Ithebula lokuhambisana nama-akhawunti amasha asebhange lomgcinimafa angabukwa kuwebhusayithi yoMgcinimafa waseRussia. Leli thebula lizoba wusizo kuwe lapho ugcwalisa ama-oda wokukhokha.

Ngokusho komyalo wemali wangoMgcinimafa waseRussia wakhulelwa 13.05.2020 No. 20n, zonke izinhlangano zesabelomali ezivela ku-2021 kufanele zibe ama-akhawunti avulekile eTofk. Ngokuvumelana nalokhu, ama-akhawunti avulwa engxenyeni yebhange eliphakathi kweRussia Federation noma ezikhungweni zezikweletu azovalwa. Mayelana nosuku lokuvalwa kwezikweletu ezindala Masikhulume Kamuva. Uma ngokushesha ufuna ukufunda ngesikhathi sokuvala, bheka ingxenye ye-penultise yendatshana.

Lapho ukhokhelwa ukukhokha intela noma umshuwalense premium, thatha inkokhelo ejwayelekile futhi ubheke ngokucophelela ku-4 (ikholomu):

1. Izidingo 13 - Ibhange Lamukelayo. Lapha kubalulekile ukucacisa igama lebhange nangobunikazi "//" igama lehhovisi likaMgcinimafa we-Federal (UFC).

2. Izicelo 14 - Beach of the Bank Abemukelwe. Ikhodi ekhomba izoba entsha.

3. Ama-Props 15 - I-akhawunti yebhange le-Bank Mussional (Akhawunti EnguMgcinimafa Oyedwa). Kuze kube ngu-2021, le igrafu ayigcwaliswanga nhlobo.

4. Izicelo 17 - Inombolo ye-Account Account (inombolo ye-akhawunti yoMgcinimafa). Izoqala ngo-0. Phambilini ikhombisa inombolo yasebhange, eyaqala ngo-40101.

Ukucaca, chaza ngokwesibonelo.

Usomabhizinisi u-Andrei usebenza eSt Petersburg futhi ufuna ukukhokha intela eyengeziwe yenani. U-Andrei uyazi ukuthi imininingwane ngemininingwane emisha yama-akhawunti wemali ayi-annex kwincwadi ye-FTS kusuka ku-08.10.2020. Ekuqaleni, uvula itafula ngemininingwane futhi athole ku-Ufk eSt. Petersburg.

Ngemuva kwalokho u-Andrei uqala ukugcwalisa ukugoqa:

• Ikholomu 13 Ubhala igama elithi The Ball Bank kanye neHhovisi Lomgcinimafa we-Federal (UFC). Leli yibhange elisenyakatho nentshonalanga yeRussia // Ufk eSt Petersburg St. Petersburg.

• Ikholomu 14 Ibonisa i-bik yebhange lomamukeli (i-tfk bic). Ibhishi elisha likaPeter - 014010106.

• Kwikholamu 15 Yethula inani le-akhawunti yasebhange elifakiwe kwi-akhawunti yemali ehlanganisiwe. Lokhu ngu-401028109453700000055.

• Kukholamu 17 kukhombisa inombolo ebuyekeziwe ye-akhawunti yemali. Lokhu ngu-031006430000000027200.

Kubalulekile. Kukhona uphawu "//" phakathi kwegama lebhange kanye nokuphathwa koMgcinimafa we-Federal ngaphandle kwezikhala.

Lokhu kubukeka njengephethini yewadi egcwaliswe ngokuya ngemithetho emisha.

Konke lokho, akukho lutho olubi. Into esemqoka, qaphela izinombolo.

Njengomthetho ojwayelekile, kusukela ngoJanuwari 1 kuya ku-Ephreli 30 kwalo nyaka kunama-akhawunti amadala namasha. Ngalesi sikhathi, ungakhokhela imininingwane, bese umcebo wokukhokha uzokwamukela. Kusukela ngoMeyi 1, 2021, okuzosebenza imininingwane emisha kuphela yama-akhawunti wemali.

Uma, ngemuva kwesikhathi soshintsho, chaza imininingwane yakudala, inani lizowela izinkokhelo ezingacacile. Ngakho-ke, kuzodingeka ukuthi ubuye, futhi ukhokhe futhi, kepha vele enenhlawulo nezinhlawulo zokubambezeleka. Ukuthi ungayibuyisela kanjani imali entela, efundwe esihlokweni sethu "njengosomabhizinisi noma inhlangano ukubuyela ekuveleni intela."

Ngakho-ke ukuthi azikho izinkinga, qapha izinsuku zokuvalwa kwama-akhawunti amadala. Bavala ngezikhathi ezihlukile. Isibonelo, ama-akhawunti wangaphambilini wesikhwama sempesheni kanye nesikhwama somshuwalense wezenhlalo avaliwe ngo-26.04.2021, kanye nama-akhawunti wesiKhwama seTerritorial Fund ngemuva kwe-12.04.2021. Isheduli yokuvalwa kwama-akhawunti asebhange amadala angabukwa kuwebhusayithi yemali.

Kubalulekile. Isikhathi sokushintsha isikhathi asihlali sisebenza. Amanye amabhange akwamukela izinkokhelo ngemininingwane yakudala kanye, noma akazimukeli nhlobo. Kungcono ukucacisa imininingwane ebhange lakho futhi uvuselele uhlelo lokubalwa kwemali osebenza kulo.

I-Delobank manje yamukela izinkokhelo nokudala, nangemininingwane emisha. Lapho uthumela inkokhelo ngemininingwane yakudala, amakhasimende azobona ngokushesha ukuthi ama-akhawunti amasha avele. I-Delobank izokwamukela izinkokhelo zemininingwane efanayo kuze kube yilapho uMgcinimafa uzovala ama-akhawunti wesabelomali adala.

Kafushane ngento esemqoka

1. Kusukela ngoJanuwari 1, 2021, izimfuno zokulwa kwama-Treasure zishintshile. Ngakho-ke, inkokhelo ekukhokhweni kwentela neminikelo kumele ibe ukugcwalisa ngokuya ngemithetho emisha.

2. Imininingwane emisha kumele ikhonjiswe kwikholamu 13 (igama laleli bandla le-Ibhange ne-UFK), ikholomu 14 (bik yebhange lezemamukeli), ikholomu 15 (i-akhawunti eyodwa yemali) nekholamu 17 (inombolo ye-akhawunti yemali). Imininingwane ingatholakala etafuleni lokuhambisana kwama-akhawunti webhange kanye ne-Treasure kuwebhusayithi yemali kanye naku-appendix ku-FTS Incwadi.

3. Kuze kube nguMeyi 1, ungagcwalisa amawadi okungenani kwabadala, okungenani ngemininingwane emisha. Kepha lo mthetho awusebenzi ngaso sonke isikhathi ukusebenza, ngakho-ke kungcono ukucacisa imininingwane ebhange lakho.

4. Uma ngemuva kukaMeyi 1 ukukhokha endala, imali izowela izinkokhelo ezingachazwanga. Kuzofanele siphinde sikhokhe futhi, kepha sesivele sicabangele inhlawulo nenhlawulo yokubambezeleka.