Wonke umuntu onqume ukuqala ukutshala imali ubuzwa ngenani elidingekayo kulokhu. Umbuzo unangqondo, kepha impendulo kuyo incike ngohlobo lokutshala imali. Isibonelo, uma uthatha isinqumo sokutshala imali kwezakhiwo, kufanele ube nezibalo ezithandekayo zamashumi ezigidi zama-ruble. Ngaphandle kwalokho, ngeke ukwazi ukuzwa umphumela wezomnotho wokutshala imali.
Endabeni yokutshalwa kwemali esenzweni salesi simo, kumnandi kakhulu. Ungaqala ukutshala imali esitokisini kusuka kunoma yiliphi inani. Ngizonikeza isibonelo ukubalwa okulula. Ake sithi uthathe isinqumo sokutshala ama-ruble ayinkulungwane ngenyanga. Vumelana, leli inani elincane kakhulu. Ngemuva konyaka uzotshala imali ngenani lama-ruble ayizinkulungwane eziyi-12. Kodwa-ke, kuyadingeka ukukhumbula umphumela wephesenti eliyinkimbinkimbi.
Ngiqonde ukuntuleka kwamaphesenti acacile wesivuno. Imakethe yesitoko ihlukaniswa ngokuqina okuphezulu nokuvela kwesimo lapho ungathenga khona amasheya ashibhile, futhi athengise. Ngenxa yalokhu, uzothenga amasheya ngezindleko ezithile ezimaphakathi (kuzobe kungaphansi kwemakethe). Ngokwanda kwentengo yokuphromotha okuthengiwe, uzothola imali enkulu kuyo. Lokhu kungumphumela wephesenti eliyinkimbinkimbi. Lokho wukuthi, ukutshala imali eyizinkulungwane eziyi-12 ruble ngonyaka, ngeke athole izinzuzo kuphela, kepha futhi zizuze ngokwanda kwamanani amasheya athengiwe.
Inzalo ye-Snowball eyinkimbinkimbi iqala ukukhula ngokushesha lapho amasheya ephethwe ngumuntu oyedwa iminyaka. Ngemuva kweminyaka eyi-10 noma ngaphezulu, inzalo eyinkimbinkimbi izophakanyiswa ngamanani anjalo ukuthi kuzokwazi ukuqala ukuze uphile njengophasishi wemali engenayo eyodwa.
Ukukhuluma kafushane, ngokuqinisekile akunandaba ukuthi ululungele ukutshala imali malini. Into esemqoka ukukwenza njalo futhi ngokuqhubekayo. Uma iholo lakho likhuphuka, khona-ke inani labatshalizimali kufanele lenyuswe. Lokhu kuzovumela ukwandisa iphothifoliyo yokutshala imali futhi uthole imali enkulu.
Kodwa-ke, amasheya ezinye izinkampani ayabiza. Ngakho-ke, ngeke ukwazi njalo ukuqala ngokuthengwa kwamasheya. Ngizokhombisa amanye amathuluzi okutshala imali lapho umnyango khona eshibhile.
Isikhwama Sokutshala Komndeni (Fif)
Isebenza ngomgomo wokuhlanganisa imali. Esikhathini esizayo, imali dolobha itshaliwe kumathuluzi wesitoko ngokubona komphathi. Okungukuthi, wena, njengomtshalizimali, akudingeki nokuthi uqoqe iphothifoliyo futhi uqaphele ukuhambisana kwawo - konke kuzokwenziwa. Ubukhulu bokutshalwa kwezimali ku-Fif inquma usayizi wesabelo sakho futhi, ngokufanele, isabelo inzuzo.Ngakho-ke, ungatshala imali ngenani elincane, elinqunywe ukuholwa kwe-pifu. Kunobuso, umnyango wokuthi yiwo ama-ruble angama-100 kuphela, kodwa. Ngokuyisisekelo, kuyadingeka ukutshala okungenani inkulungwane.
Imali (amadola)
Ngiyakuthanda ukutshala imali ngohlobo lwemali. Lokhu kungenye yezimali ezinenzuzo kakhulu, ngoba ama-dollar awakaze ashibhile.
Njengamanje, ukuthenga imali, akudingekile ukuya ngisho nasebhange. Ungavula i-akhawunti yemali nge-Online Banking futhi uthenge idola lakho lokuqala lapho. Okungukuthi, uzodinga ukutshala imali ngaphansi kwama-ruble ayikhulu ukwenza utshalomali lwakho lokuqala.
Inqanyuliwe Izikweletu Zensimbi
Unethuba elihle lokuthenga isiliva noma igolide kunoma yiliphi inani elisesitokweni.
Manje uyabona ukuthi ukuze ube ngumtshalizimali nhlobo, akudingekile ukuba nezigidi noma amakhulu ezinkulungwane zama-ruble. Qala ngenani onalo. Khumbula ukuthi umuntu ocebile uhlala efuna ithuba lokuceba ngisho nangaphezulu. Futhi umuntu ompofu uhlala efuna izizathu zokuthi kungani empofu. Akufanele ubheke abampofu. Funa izindlela zokuceba. Ukuze wenze lokhu, mane utshale izindlela ezincane bese uqhuba inqubo yomsebenzi wephesenti eliyinkimbinkimbi.