Eminyakeni embalwa edlule, bambalwa abantu abangacabanga ukuthi ungahlala kanjani esizamweni somuntu siqu kusuka kwi-Intanethi bese uqhubeka nebhizinisi noma umeme umuntu kunethiwekhi ukuthi asiza ngemisebenzi yasendlini. Namuhla, izigidi zalokhu okwenziwayo kwenzeka nsuku zonke. Kepha kunobunzima bokuqinisekiswa kobunikazi bezazi. Banondla ukungathembani okukhawulela ukungena kwemali ebanzi ngempela kwezinsizakalo eziku-inthanethi.
Isibonelo, umndeni usebenzisa ipulatifomu yedijithali yokuphetha isivumelwano nomhlengikazi, ukunakekela isihlobo esele. Ngokunokwenzeka, umndeni uzobhekana nobunzima ekuqinisekiseni ubunikazi nobuqiniso beziqu zomfakisicelo. Akunakwenzeka ukuthi kuqinisekiswe ukuthi kufanele kuqinisekiswe ukuthi uchwepheshe otholile kunethiwekhi, lowo okunikeza yona ukuthi wanikeza idatha yangempela yomuntu siqu kwiplatifomu ye-inthanethi.
Ubunikazi beDijithali: Funda onlineInguquko yedijithali yaletha naye hhayi nje kuphela, kodwa futhi nezindlela ezintsha zokukhwabanisa, ukwebiwa kwemininingwane yomuntu kanye nemibhalo yokusetshenziswa kwayo okungekho emthethweni. Ezehlakalo ezihambisanayo ezihambisana ne-cybersecurity, zaba usongo oluhlokoyo futhi oluqhubekayo ekubeni nobumfihlo bemininingwane yomuntu siqu, ukusongela izindlela eziyisisekelo zokuzethemba komphakathi.
Ukwehlisa ubungozi futhi wandise ukuzethemba kwabasebenzisi benhlangano, isimo sokuhlonza kanye nokutholwa komazisi wedijithali kungezwa ezinqubweni zebhizinisi zomuntu wangempela. Kodwa-ke, lezi zinqubo zenza ukuthi zenze isethi ethile yezenzo ezenziwe kabusha nge-episode ngayinye entsha yokuxhumana. Ngasikhathi sinye, uchungechunge lwezingozi ezihambisana nobumfihlo bemininingwane enikeziwe yethulwe.
Imibuzo iya ngokuya isebenza njengoba amafomethi wedijithali amamodeli webhizinisi emnothweni azoba yinto evamile. Abantu nezinhlangano baphoqeleka ukuthi bathembele imininingwane mayelana nabalingani. Ukuze uthole lokhu, badinga indlela ethembekile, ethembekile nephephile yokuhlonza endaweni yedijithali.
Isidingo sokuxazulula inkinga yobunikazi bedijithali bakhuphuka yingcindezi yokulawula kanye nomphakathi. Ngokuphikisana nesizinda senqubekela phambili yezobuchwepheshe, abasebenzisi kanye neziphathimandla zokulawula zidinga abantu ukuthola ukulawula okubanzi kokuphathwa kwabo kwedatha.
Isikhathi sesifikileKungani ubunikazi bedijithali bubaluleke kangaka namuhla, lapho ibhizinisi lidingeka kakhulu ukuthi lishintshe emisebenzini eyisisekelo ngesikhathi sokushintshwa kwezinzuzo zomnotho wedijithali? Kungani kufanele kube ukubekwa phambili?
Inhlangano ngayinye namuhla inamakhono athile okukhomba kanye nezindlela. Kodwa-ke, zonke ziyinkimbinkimbi, zihlakazekile futhi zivame ukungazenzeki lutho ngisho nangaphakathi kwenkampani eyodwa. Abathengi balindele izinqubo zokuqinisekisa komuntu siqu ezingenamthungo ze-inthanethi ngekhanda elincane.
Namuhla kufanele bahlangene nenombolo engakaze ibonwe kwabahlinzeki bezinsizakalo, ngamunye wawo odinga ukuqinisekiswa njalo nokubuya okuningi ku-ID yayo, isicelo sedatha yomuntu siqu, njll. Ukuhambisa isicelo somsebenzi, abafakizicelo badinga ukuhambisa amadokhumenti aqinisekisa imfundo yabo ukuze ahlole ukuthi yibaphi abaqashi abangahle benzeke. Abasebenzi okungenzeka kuzodingeka baphindele le nqubo nabaqashi abaningi.
Ngokufanayo, ukudalwa kwenkampani entsha kubandakanya ukubamba iqhaza kwezinhlaka zombuso eziqinisekisa amadokhumenti amaningi; Ngokwesilinganiso, le nqubo ithatha kusuka ezinyangeni ezimbili kuya kweziyisithupha. Ngaphezu kwalokho, inqubo ivame ukwenziwa ngesandla. Izindleko ezingaba khona ezihambisana nokucutshungulwa okude kwezinhlelo zokusebenza, ngokuhlola okuphindaphindiwe kwesethi efanayo nezinqubo zephepha ngesandla, zibalulekile kuzo zombili izinhlangothi.
Inani lebhizinisi ekudingisweniUkusatshalaliswa kwemikhawulo ngobhubhane lwe-Covil-19 kukhuthaze ukusheshisa ukuguqulwa kwezixazululo zedijithali - ukubekezelela ukuphepha kwemingcele yedijithali - Ukuqinisekisa ukuphepha futhi ngaleyo ndlela kukhule ukuzethemba kwemisebenzi yedijithali - kubaluleke kakhulu. Ngokusho kochwepheshe, izinqubo ezilungiselelwe kahle ubunikazi bedijithali kulo lonke umnotho bungakha izindleko ezingezekile enanini kusuka ku-3% kuya ku-6% we-GDP.
I-50% yale volumu izofezwa ngabantu abathile, elinye lama-50% kumabhizinisi nalohulumeni. Ngakho-ke, izinqubo zokuqinisekisa ze-Digital ezisezingeni eliphakeme zinganciphisa izindleko zebhizinisi lapho zikhipha idatha kumakhasimende amasha ngo-90%. Izizwe eziningi nezinhlangano zomhlaba wonke sezivele zitshale imali kulokhu.
Njengesibonelo samathuba okusebenzisa ukuqinisekiswa komthungo kwe-ID yedijithali, iphrojekthi ye-KTDI Pilot ingalethwa. Leli ikhadi le-TransBoundary Digitary Digital Card esebenzisa ama-blockchas kanye nedatha ye-biometric esekelwa ezingeni lohulumeni. I-KTDI ivumela uhambo lwe-Cross-Border ngaphandle kokwethula amadokhumenti omzimba, asheshisa ukudlula kwabagibeli ngokulawulwa kwezindiza, athuthukise izinga lenkonzo yamakhasimende futhi avumela iziphathimandla ukuthi zigxile izinsiza ezinqunyelwe ezingcupheni zokuphepha ezibucayi. Emkhakheni wezindiza emhlabeni wonke, lolu hlelo kanye nama-analog alo lungasindisa cishe ama- $ 150 billion ngenxa yokusheshisa futhi wenze lula inqubo yokuwela umngcele. Namuhla, ipulatifomu isivele ihlolwe nguhulumeni waseCanada kanye ne-KLM Airline e-Amsterdam Schiphol Airport.
Umthamo wokubambisana: Ibhizinisi, Izakhamizi, IsimoNjengamanje, yi-26.2% kuphela yamapulatifomu we-inthanethi adinga abasebenzisi abasha bokuqinisekisa umazisi ngokunikeza amadokhumenti. Esikhathini esiningi, izinsizakalo ezinamathela, izinhlobo ezahlukahlukene zokulethwa kanye nokulethwa kwamatekisi, ngokususelwa ekucabangeni kwethemba eliyisisekelo kubasebenzisi lapho isiphetho sokukhokhelwa lapho isiphetho sokukhokhelwa.
Ukuhlinzeka ngezixazululo ezithembekile zokuqinisekisa ukuzethemba ebudlelwaneni bezomnotho kuthuthukisa ulwazi lomsebenzisi, okuholela ekwandeni kokuthembela nokwanda kwenani lezomnotho. Namuhla, ukulahlekelwa kokuzethemba okuvela kumthengi kubiza kakhulu ama- $ 2.5 trillion brand ngenxa yokufuduka kubaqhudelana.
Ngo-2023, imizamo enjalo izosiza ekunciphiseni ukuphuma kwamakhasimende ngo-40% futhi kwandise ama-indices wenani lokuphila konke kweklayenti ngo-25%. Cishe ama-70% wevolumu yenani lezentengiso emnothweni wezwe eminyakeni eyishumi elandelayo azokwakhiwa ngamapulatifomu edijithali: kufaka phakathi lezo ezivele zinikeze ukufinyelela kokusetshenziswa okuhlangene kwezindlu, ukuthutha kanye nezinsiza zabasebenzi zabasebenzi besikhathi esithile.
Ncomo yenzuzoIzinkampani, ukuhlonza okuthembekile kwedijithali kungadala izimakethe ezintsha nezindawo zebhizinisi, kuthuthukise ikhwalithi yenkonzo yamakhasimende, futhi kunikeze ukuvikela ngokukhwabanisa lapho kuvikela ubumfihlo.
Ngokuqondene nabakhiqizi nabathengi, uhlelo lokuhlonza oluthembekile nolusebenzayo lungavula umhlaba wokuhweba online mayelana nokwakhiwa kwamakenze amasha, ukuthuthukiswa kwamaketanga okunikezela, ukubambisana, imikhiqizo, izinsizakalo kanye nesipiliyoni samakhasimende.
Ukulandelela okulungile kwedatha kamazisi emikhiqizweni nasezimpahla ngamaketafula okunikezela kuzosiza ukusungula umsuka wemikhiqizo futhi kwandise ukuqiniseka kwabathengi, ukukhulisa imali engenayo yabakhiqizi nokusiza ekulweni nokuhlukunyezwa okungamanga nokusebenza kwezingane.
Isibonelo, uma idatha ezigulini nakwimishini yezokwelapha ingakhonjwa ngokuthembekile futhi iqinisekiswe, futhi ukufinyelela okuku-inthanethi kuhlelwe ngokuphepha nokuziphatha, khona-ke ukukhonjwa kwedijithali, khona-ke ukubhekisisa kwedijithali kungabeka isisekelo segagasi elisha lokunakekelwa kwempilo.
Ukushintshana ngomthungo kwemininingwane yezokwelapha phakathi kwezinhlangano kuqala ukukhula ngaphakathi kohlaka lwezinhlelo zolwazi ezixhumene nokunakekelwa kwempilo futhi kungadala inzuzo engaba khona edlula i-1% ye-GDP - lokhu $ 205 billion.
Kuqale!Isicelo samuva nje se-ITSME eBelmi singasetshenziswa ukukhomba lapho sixhumana nge-inthanethi nezinhlangano ezingaphezu kwe-100 emikhakheni ehlukahlukene yezomnotho, kufaka phakathi izinsizakalo zezezimali, ukuxhumana ngocingo, izinsizakalo zomphakathi kanye nokunakekelwa kwempilo.
Izinhlelo zokuhlonza zedijithali, ezinjenge-bankid eSweden, zizosiza izinhlangano zinciphise izindleko ngokusebenzisa imininingwane eqinisekisiwe yangaphambi kokuqinisekiswa, okuzoba ngokonga ama- $ 60 wezigidi, lapho iBhange eliphakathi nendawo lichitha ku-KYC njalo ngonyaka. I-BankID njengamanje inezinto ezibalelwa ezigidini eziyi-8 (cishe i-100% yemakethe yezwe), enikeza uhlelo ithuba lokuqhuba ukuthengiselana okuqinisekisiwe ezimweni ezahlukahlukene zokusebenzisana kwama-counterpacties kumapulatifomu akwa-inthanethi. I-BexTrust Consortium, eyasungulwa amabhange amakhulu kanye nohulumeni weLuxembourg, isebenza ngendlela efanayo.
Ngokuvamile, kungenzeka ukuthi kwenzeke ukuthi ukuthuthukiswa kwezinhlelo zokuhlonza kanye nezindlela ezamukelwe ngumkhakha futhi okuqinisekiswe ezingeni lezindawo ezingenye yezindlela eziphambili zedijithali ngekhulu lama-21. Njengoba lezi zixazululo zizohlanganisa zonke izinkomba zomnotho ezifundeni ezintsha zomhlaba, inkampani izobhekana nokukhula okufana nokuhlonza, yona izovusa isidingo sezixazululo zokugcina lo mjikelezo wokuphila, kufaka phakathi Amadivayisi Womsebenzisi kanye nokuhambisa kusho.