Kungani kungcono ukutshala imali ngempesheni yesikhathi esizayo, futhi hhayi ithemba ngezingane

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Kungani kungcono ukutshala imali ngempesheni yesikhathi esizayo, futhi hhayi ithemba ngezingane 20615_1

Ngemuva kokushicilelwa kwezindatshana eziningi ezindabeni zesayensi nakwezomnotho ekulondolozeni impesheni, i-squall of Crics yawa kimi. Abantu abathukutheliswa futhi bebengaqondi ukuthi kungani bemba imali futhi bazipheshele kokuthile. Abaningi bathi bayakungabaza ukuthi bazophila ngokuguga okujulile, kanti abanye abathengi abakhonondayo bangakhohlisa futhi bahambe nanoma yini. Kodwa-ke, izaba ezivame kakhulu zazenziwe ngekhanda ezinganeni, zithi, ziyandla futhi zisekele abazali bazo endabeni.

Kulesi sihloko, ngizokutshela ukuthi kungani imicabango enjalo ingamanga nokuthi kungani kungafanele uthembele ezinganeni zethu.

1. Isizathu esiyinhloko akunakwenzeka ukuba nokuzethemba inhlala-kahle yengane yengane.

Bonke abazali bakholelwa ukuthi ingane yabo nakanjani izoceba futhi iphumelele. Yebo, uma kunjalo, kepha izibalo zikhombisa ukuthi ukuphumelela kwabazali kungahlali kuhlangana nempumelelo yezimali zezingane zabo. Ngokuvamile okuphambene nako: Abazali basebenza emthukutheleni womuntu, futhi izingane zingenzi lutho futhi zishise impilo. Iminyaka ne-unicume ekhulayo ayikaze azi izisekelo zemali. Kuyavela ukuthi ingane enjalo izoba yimpilo yokuncika konke futhi ngeke isaze isize.

2. Ingane yakho izoba nezingane zayo.

Ingane izokwazi ukusiza abazali kuphela uma enganazo izingane. Eqinisweni, abazali abathatha umhlalaphansi bavame ukuhlangana nesikhathi sabazukulu bakhe. Iqiniso ngukuthi intsha yanamuhla ixazululwa ngokuzala izingane eminyakeni evuthiwe kahle (iminyaka engama-30 kuya kwengama-40). Kuyavela ukuthi isikhathi sempesheni sihambisana nesikhathi sokuvela kwabazukulu. Ngalesi simo, abasebasha bazotshala imali kubazukulu babo, hhayi kubazali asebekhulile, ngakho-ke akufanelekele ukubasiza kubo.

3. Ingane ingahle ibe nobunzima ekutholeni umsebenzi noma yena uqobo.

Umhlaba ushintsha ngokushesha okukhulu ukuthi abantu abanaso isikhathi sokwakha kabusha. Ukuxhumana nabantu abaningi, mina ngokwami ​​ngokwami ​​uqobo ngibona ukuthi abantu abadala (imvamisa beneminyaka engaphezu kwengu-40) ngeke banqume ngokukhethwa komsebenzi futhi bafune ukubizwa kwabo isikhathi eside. Ukuxoxa isikhathi eside ngezikhundla zokuqala, ukungakwazi ukukhula noma uthando lomsebenzi okhokhelwa kancane kuzoncishiswa ku-zero amathuba okusiza abahola kwabazali.

4. Ingane ingakhubazeka.

Ngenxa yezimo zokusebenza ezingezinhle, amathuba okukhubazeka futhi, ngokufanele, ukwehla okungathi sína kwemali engenayo kuyanda kakhulu. Ngeke ngifune ukukubona lokhu, kepha izinga lomuthi waseRussia lisaphansi impela, kanye nezindaba ezivela esigabeni "kusihlwa ngangilele embhedeni, futhi angizange ngilalele kaningi. Ngokwenqatshelwa kokwenqatshwa komshuwalense wokuphila, leli qiniso liholela eqinisweni lokuthi ngisho nenhlala-kahle esungulwe ingangena kunoma yisiphi isikhathi, futhi lapho futhi, futhi lapho futhi, khona futhi, lapho futhi, khona futhi, lapho futhi, khona futhi, lapho futhi, futhi lapho futhi, khona futhi, lapho sikhuluma ngesidingo sokubala kuphela.

5. Ungaphanga ubuhlobo nengane.

Njengoba bonke abantu benomlingiswa ohlukile, banethemba lokuqonda okungu-100% ezinganeni zabo. Kuyadingeka njalo ukuvumela amathuba okuxabana nezingane zakho futhi azokwenqaba ukuhlinzeka ngokusekelwa kwezezimali ngemuva kwalokho. Ngaphezu kwalokho, izingane zivame ukuqongelela ukucasuka ekuzalweni uqobo, bese isikhathi eside ukuze sizikhumbule.

Okuphumayo.

Kufanele kuqondwe ukuthi izingane akuyona ibhizinisi, hhayi impahla hhayi ukuqala. Okokuqala, izingane zingukuqhubeka kohlobo oluthile, isidingo somzimba, ithuluzi lokwakha injabulo eqotho. Ukuze wehlise isikhathi sakho sokuguga nempesheni, kuyadingeka ukudala iphothifoliyo kusuka kumathuluzi ahlukahlukene wezezimali, ukonga kanye nezimpahla. Ukutshalwa kwezimali okunekhono kuzosiza ukuqiniseka ngekhwalithi, ukwenziwa kwemali kanye nokwenza inzuzo yephothifoliyo, okusho ukuthi kuhle ukuzizwa ekuthatheni umhlalaphansi.

Uma ngasizathu simbe angikwazi noma ungazi ukuthi ungahlanganisa kanjani iphothifoliyo enjalo, ngincoma ukuthi kufanele ngiqale ngokufunda ukufunda nokubhala kanye nemigomo yokusebenzisana kwamasheya. Kunoma yimuphi umsebenzi owudinga isikhathi, isipiliyoni nolwazi, ngakho-ke phambilini uqala ukwenza ubungane nezezimali, ngokushesha uqala ukuhlehlisa umhlalaphansi wakho, kuzoba ngcono kuwe.

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