Kungani amathiphu okungezona imali eRussia - Imakethe Yezigidigidi, ephazamisa ama-stereotypes

Yini ethokozisayo ezinkonzweni ezinjalo nokuthi kungani amabhange azithenga noma eqala.

Ama-terminals amathiphu +

Kungani amabhange ekhokhwa nge-inthanethi yezeluleko ze-inthanethi nokuthi malini kule makethe

NgoFebhuwari 15, 2021, i-Forbes, ngokubhekisele emithonjeni, yathi maduze nenkathi ye-Alfa-Bank izothenga insizakalo ye-Netmontnet, lapho izivakashi ezikhungweni zingashiya izeluleko ezivela kumakhadi. Abamele inkampani abaphawula ngokuthengiselana okungenzeka, yize umnikazi ongumnikazi "uGeorgy Vysotsky uthe insizakalo ilungiselela ukuthengiselana kwezintshalelo kanye nezinhlelo zokuyivala kuze kube sekupheleni kukaFebhuwari.

I-Alpha Bank akuwona owokuqala wamabhange aseRussia azama ukuhumusha amathiphu ngefomethi engeyona imali. I-Sberbank (Sberfood ne-SBERTIPS) ne-Tinkoff (Cloudtips) zinezinsizakalo zazo. I-Russian Standard Bank ithuthukisa insizakalo yezinkokhelo ezingenamsebenzi ngokubambisana neVisa.

Okwenziwa amabhange, ukucubungula ithiphu kungenye umkhiqizo ukuheha iklayenti kwizinsizakalo zawo eziyisisekelo, umsunguli wenkonzo ye- "TIPPPIPPPIPPE Mavely" yi-Evgeny Zagorukhiko. "Imvamisa sisuka emabhange lapho abaphathi bekhathala ngeqiniso lokuthi izinsizakalo zasebhange ziphoqa amabhange nezivakashi zazo," kuphawula.

Ukukhokhwa kwe-Intanethi kokuphapha kuyingxenye ethembisayo ekhula ngokuyinhloko ngenxa yokwenqatshwa kwamaRussia kusuka ku-Cash, bachaza abahlanganyeli bemakethe ye-VC.RU. Ngaphezu kwalokho, ukwenqatshelwa kwe-ROSPOTREBNADZOR ekufakweni kwamathiphu ku-akhawunti kugqugquzele izikhungo ukubheka izindlela ezintsha zokugqugquzelwa kwabasebenzi.

Kodwa-ke, akukho ukuhlola okufanayo kwale makethe:

• I-CloudPaymentmentmentments - Indodakazi "Tinkoff", ethuthukisa amafu, ihlola imakethe yamathiphu okungewona imali ngama-ruble ayizigidi eziyizinkulungwane ezingama-120 ngonyaka, cishe ama-ruble angama-40 ama-ruble eza ukunikela. Ngokwesilinganiso, imakethe ye-inthanethi ye-inthanethi ikhula ngo-15% ngonyaka, umsunguli we-CEO kanye ne-CEO CloudPayments Dmitry Spiridonov.
• Insizakalo yokuphamba umane ihlole ivolumu yezeluleko engxenyeni yeHoreca in
• Ngokusho kwe-2tip, imakethe yamathiphu imanyusa ama-ruble ayizigidi eziyizinkulungwane ezingama-130 ngonyaka, okwabelana ngakho izinkokhelo ezingezona imali akwedluleli ngo-15% ().
• I-Visa ayinayo idatha yevolumu yemakethe. I-MasterCard ayizange iphendule esicelweni.
• Abamele ama-YTIps bakuthola kunzima ukuhlola.
• ESberbank, akazange aphendule esicelweni. "I-Alfa Bank" ekuqaleni kuka-2020 kulinganiselwa emakethe yethiphu in

Isebenza kanjani amasevisi we-inthanethi futhi uhola imali kanjani

Imvamisa izinsizakalo zokukhokhwa kwe-inthanethi zamathiphu eziku-inthanethi zisuselwa kwikhodi ye-QR: Umamukeli wakha ikhodi kwi-akhawunti yomuntu siqu futhi akhombise esikrinini se-smartphone noma amaphrinta (ngokwesibonelo, ku-Prete), futhi iklayenti liskena ikhodi futhi iwa ekhasini lokukhokha.

Ngakho-ke sebenza, ngokwesibonelo, "amathiphu nje", "Akekho-i-monette", amafu, ama-2tips, ytips kanye ne-mastercard nepulatifomu ehlanganyelwe.

Kunezinye izindlela zokuthatha izeluleko:

• Enkonzweni evela ku-visa, isikhonzi sithola inani le-TIP kwi-POS ukuphela, futhi isivakashi sisebenzisa ikhadi ukuthi likhokhe. Ikhomishini yokuphuma kwemali icishe ibe ngu-5%, usayizi wawo uchaza "indinganiso yaseRussia" njengebhange elilinganayo.
• I-TipBox nezeluleko + Izikhungo zokuqashisa lapho isivakashi sethula khona inani futhi sisebenzisa ikhadi noma i-smartphone ne-NFC. I-Tipbox terminal Rental isuka kuma-ruble angama-2500 ngenyanga, amathiphu + - kusuka kuma-ruble ayi-1000 ngenyanga, futhi thatha izinsizakalo kwiKhomishini: Ithiphu + lisuka ku-10% lisuka ku-10% liye ku-20% liye ku-20% laya ku-20%.

Izinkomba ezibalulekile ze-non-Cash Tip Service "Amathiphu nje"

• Izikhungo ezixhunyiwe: 3700. Phakathi kwazo kukhona ama-Osteria Mario kanye nama-Papa John izindawo zokudlela zikaJohn, ama-salon ubuhle aldo Coppola kanye nengadi emhlophe, ama-marriott ne-hyatt amahhotela.
• Shiya amathiphu: Abasebenzisi abayi-135,000 ngenyanga.
• Thola izeluleko: 22,000 ngenyanga.
• Inani elijwayelekile lethiphu: Ama-ruble angama-200.
• Ikhomishini yesiphetho: 5% yenani le-Tippet.

Amafu.

• Abalingani abaxhunyiwe: 800. Phakathi kwabo - i-lamoda, i-Gett, ama-Igood, ama-Ginza Project zokudlela, amanethiwekhi we-barberhop kanye neFrance.
• Shiya amathiphu: Insizakalo ikuvumela ukuthi uhumushe amathiphu ngaphandle kokubhalisa, ngakho-ke akukho datha ngenani labathumeli.
• Thola izeluleko: 21,000 ngoJanuwari 2021.
• Inani elijwayelekile le-Tipov: Ama-ruble angama-163 ngoJanuwari 2021.
• Ikhomishini yesiphetho: ama-5% abamukeli - Abaphethe amakhadi e-Tinkoff, aze afike ku-10% kumakhasimende amanye amabhange.

2tip.

• Izikhungo ezixhunyiwe: 500. Umlingani olawula umlingani wesi-2TIP Roman Ageev waphawula ukuthi abanikazi bezikhungo bangaxhuma izinsizakalo eziningana, ngakho-ke uhlu lwamakhasimende lungahlangana.
• Shiya amathiphu: 8000-9000 abasebenzisi ngenyanga ..
• Thola izeluleko: cishe 11,000 ngenyanga ..
• Inani elijwayelekile lethiphu: ama-ruble angama-300-400.
• Ikhomishini: I-5% yamathiphu atholakele.

I-Visa ne-Russian Standard

• Abalingani abaxhunyiwe: 460, esebenzisa ama-terminals okukhokha angu-1400.
• Shiya amathiphu: Bangaphezu kuka-8,000 abasebenzisi ngenyanga.
• Thola amathiphu: AKUFUNI Idatha eyabiwe.
• Inani elijwayelekile lethiphu: ama-ruble angama-142.
• Ikhomishini: Kusuka ku-5% kokuphuma ekhadini.

I-YTIPS.

• Izikhungo ezixhunyiwe: 200. Ngokusho kommeleli wesevisi, bazama ukuxhuma amakhemisi, kodwa "abahambanga."
• Shiya amathiphu: cishe ama-15,000 ngenyanga.
• Thola izeluleko: 700 ngenyanga.
• Inani elijwayelekile lethiphu: ama-ruble angu-140.
• Ikhomishini: I-10% noma i-7% yamanethiwekhi ezingaphezu kwezikhundla ezintathu. "Manje sifuna ukunikela ngezivakashi zalezi zikhungo ukuthi zizothatha ikhomishini - lapho kudluliswa ikhasimende kuzokwazi ukubona ikhomishini futhi kwandise amathiphu kuleli nani, kubeka umkhaza," ummeleli we-YTIPS ahlanganyela.

Abamele "Akekho-I-MANTTE" kanye ne- "Sberfood" (Sberfood and Sbeltips) azange baphendule ezincwadini ze-VC.RU. I-MasterCard ayinikezanga ukuphawula ngesikhathi sokubhala inothi.

Okuvimbela ukuthuthukiswa kwezinsizakalo ze-Tip Chip ezingezona imali

Abahlanganyeli bemakethe abakhulu ababambiqhaza babiza ama-stereotypes wezikhungo zokuphatha kanye nabalindi.

Kwabanikazi, ukuxhuma uhlelo lwe-inthanethi akulona umsebenzi obalulekile, bavame ukuzama ukuhlehlisa ukuxhumana, kusho abamele ama-YTIP.

Abalindi badida iKhomishini futhi bakhathaze umbuzo wokuthi izintela ezivela kumathiphu atholwe ngensizakalo ye-inthanethi ngeke yini akhokhe intela. Ngenxa yalokhu, bakholelwa ukuthi bangathola okuningi uma bethatha imali enethayishi noma badlulise ekhadini.

Ukukhula, kukhona nokuntuleka kwenzalo ezikhungweni ngokwazo ekuthuthukiseni amathiphu okungewona imali phakathi kwezivakashi, kusho u-Aleev kusuka ku-2tip. Enye yalezi zindlela ukuphrinta kwekhodi ye-QR ekuhlolweni kokuqala, kepha akubonakali njengezikhala zokukhangisa esikhungweni uqobo, wachaza.

#tip

Umthombo