Amakhasimende athintekayo ajwayele ukubhekelwa kimi ngokulahleka kwekhadi lasebhange futhi abuze ngokuphuthumayo ukunikeza izeluleko ngezenzo ezengeziwe. Njengoba ngamunye wethu angangena ebubini kangako, nganquma ukunikeza izeluleko zokuthi ngiphume kanjani esimweni esifanayo ngaphandle kokulahlekelwa.
Qiniseka ukuthi ulahlekelwe ngempela ikhadi lakho
Imvamisa kuba nezimo lapho umuntu engalahlekelwa yikhadi, kodwa ngenxa yanoma yisiphi isizathu saqala ukubala kanjalo. Isibonelo, ungahle ukhohlwe ikhadi ekhaya noma emsebenzini futhi akukho okusongeli lutho, kepha ucabanga ukuthi uyilahlekelwe esitimeleni noma webiwe nhlobo. Izindaba ezinjalo zenzekayo nalabo abasebenza ngokucophelela kumakhadi abo futhi bazigcine esikhwameni noma kwenye indawo ethembekile. Ngakho-ke, thatha umthetho wokungagqoki amakhadi ephaketheni lakho, khona-ke ngeke kungabazeki ngokunyamalala.Izinyathelo ezengeziwe zichazwa kusuka emcabangweni wokuthi leli khadi lisahlelekile, futhi alikhohliwe.
Zama ukudlulisa imali ekhadini kwenye i-akhawunti.
Ukulahleka kwekhadi akuholeli ekukhiya okuzenzakalelayo, ngakho-ke uma ukwazi ukufinyelela ebhange leselula, ungaya kuwo bese ucela ukuhunyushwa kwayo yonke imali ekhadini kuya kwenye i-akhawunti. Le nqubo inencazelo ecacile - Uma kwenzeka ivimba ikhadi nokuphindaphinda kwalo okulandelayo ulahlekelwa yisikhathi esiningi, futhi awukwazi ukusebenzisa imali. Ngakho-ke, ukuhumusha kuzokusindisa ekuvimbeleni imali ngekhadi.
Oda imali yokuphinda
Ngemuva kokudlulisela wonke amathuluzi kusuka ekhadini lakho kuya endaweni ephephile, ukhiye ikhadi bese uthintana nebhange ngohlelo lokusebenza lweRission. Ayikho enye indlela yokubuyisela ikhadi lakho. Ungazami ukuthola ikhadi lakho, ngoba idatha esele isivele ihlehliswe futhi noma ngabe ibuyela kuwe, umhlaseli uzokwazi ukwenza izinkokhelo zawo nje azi ukuthi inamba nekhodi ye-CVV.Okufanele ukwenze uma ikhodi ye-PIN yabhalwa ebalazweni
Ezimweni ezinjalo, ungafisa ukwazi ukubhekana nesimangaliso, ngonembeza kanye nokuhlonishwa kwalabo abatholwe, ngoba uma izimpuphuna zakho zenzeka ngokheshi nge-ATM, khona-ke amabhange nezinhlangano eziqinisa umthetho zisazobe zidubule imali yakho . Ngakho-ke, ungalokothi ubhale ikhodi ebalazweni. Futhi yeluleke ukungabethethele ukubethela phansi futhi ungabhali ngesimo samachashazi. Inketho engcono kakhulu ukugcina ikhodi ye-PIN ekhanda.
Okufanele ukwenze uma unganaso isikhathi sokuvimba imephu, futhi othile akhokhele ukuthenga kokuxhumana
Esimweni esinjalo, kufanele uqale uxhumane namaphoyisa bese uchaza ngokuningiliziwe lesi sigameko. Ukuhlukunyezwa okuvela kumakhadi asebhange kubhekisele esigabeni secala lamacala ethuna, ngakho-ke amaphoyisa athatha uphenyo ngalesi sehlakalo. Angikucebisi ukuthi uvimbe ikhadi ngemuva kokuxhumana namaphoyisa. Kufanele futhi usho umsebenzi okukuphothula. Iqiniso ngukuthi owonile cishe azoqhubeka nokubhala imali ekhadini lakho, futhi ngalesi sikhathi amaphoyisa kufanele alandele kahle amaphoyinti okubhala futhi afune umsolwa.
Ngemuva kokwenza izinkokhelo eziningana, kuvela ukuthi omunye wabo wawenziwa ngaphansi kwamalensi amakhamera wokubhekwa. Lapho nje leli qiniso lifakiwe, izigebengu ezisolwa zizobala futhi ziboshwe. Ngemuva kwalokho, ungavimba ikhadi, uhumushe ibhalansi yemali evela kuyo (uma kungekho okunye) futhi uhlanganyele ekuphindiseni.
Ngokuzayo, kuzodingeka uchithe amandla amaningi nesikhathi sokubuyisa imali yethu ngokubuyisa kwezigebengu. Kukhona inketho lapho ukubuya kwezimali zakho ngeke uzilinde. Ama-nuances kanye nezinketho ezingenzeka zidlula ngaphesheya kokulandisa okukulesi sihloko.