I-MetallinevestBank yethula izinhlelo ezimbili ezintsha zokubolekwa kwemali:
? "Isikweletu Ngokuthengwa Kwezakhiwo Ezingezona Zokuhlala (Pantry)"
? "Isikweletu sokuthengwa komshini-isikhala"
Izimo zemalimboleko:
Rate - kusuka ku-8.7% ngonyaka.
☑️ umnikelo wobuncane bokuqala kusuka ku-20%.
Isikhathi sokubolekwa kwemali ver - kusuka ngonyaka owodwa kuya kweminyaka engama-30.
Inani lesikweletu - kusuka kuma-ruble ayizinkulungwane ezingama-500. kufika kuma-ruble ayizigidi eziyi-2,5.
Kungenzeka ukuthi ucabangele uhlelo lokusebenza lwemibhalo emi-2 - zonke izigaba zababolekisi
☑️ Inhloso yemalimboleko:
- Ukutholwa kwemoto okuhloselwe ukubekwa kwemoto, etholakala:
- Ezakhiweni ezihlukile - izakhiwo zegalaji;
- Ezakhiweni ezisebenzayo;
- Ezakhiweni zasefulethini;
- Ukutholwa kwezakhiwo okungezona zokuhlala (pantry), ezisendaweni efulethini ngezinkontileka zokutholwa (DDU, Qupt, DKP).
iminyaka yobudala bombolekisi / iphethwe iminyaka engu-18 kuye kwangama-70;
☑️ Ukubolekisa nokucibishela amakamelo ngaphandle kokukhokhiswa;
☑️ Amathuba okuheha njengabaqeqeshi ababambisene futhi agcizelele (kufika kwabangu-3 abaqeqeshi) - abafowabo nodadewabo abasebenza ngokugcwele / odade abagcwele, owashade naye (- ", abazali bomshadeli bawo nabanye abantu abangazinayizi zihlobo ;
☑️ Okuhlangenwe nakho endaweni yokugcina yomsebenzi kusuka ezinyangeni ezi-4 (ukuhlelwa kabusha komqashi noma ukuguqulwa kwendawo entsha yokusebenza ngokuhunyushwa ngalesi sikhathi kuvunyelwe). Isipiliyoni somsebenzi esivamile kusuka ezinyangeni ezi-6.
☑️ Ukubalwa kwemali ngemali engenayo yesikhathi (ephezulu 3);
☑️ Ukucatshangelwa kwemibhalo emi-2 nomnikelo wokuqala kusuka ku-10% kuzo zonke izigaba zababolekisi;
☑️ IP nganoma yiluphi uhlobo lokubika, ngokuya ngokulondolozwa kwemisebenzi yekhefu izinyanga eziyi-12;
Abanini bebhizinisi abanengxenye yokubamba iqhaza kwebhizinisi kuze kube yi-51% bangabukwa njengabasebenzi, ngaphandle kokuhlinzeka ngamadokhumenti ebhizinisi;
☑️ Ukukhokha / imali engenayo ye-60%;
☑️ Ekuhlolweni kwe-solvency akubheki izindleko zamakhadi wesikweletu ngomkhawulo wama-ruble ayizinkulungwane ezingama-200;
☑️ Ukucatshangelwa kwezicelo zemibuzo yamanye amabhange;
☑️ umnikelo wokuqala kusuka ku-10% lapho uthenga ifulethi cishe zonke izigaba zababolekisi;
Ukuqonda izindleko zokuthengwa kwezakhiwo ezithengiswayo ngenani lemalimboleko;
I-Addment addment evela kuJur. Abantu kanye nepiz. Abantu (kuze kufike ezikhathini ze-3x kufaka phakathi ukuthengiselana kwamakhasimende)
☑️ Amathuba okuthenga amafulethi emalini mboleko yamanye amabhange;
☑️ Ukuthengiselana phakathi kwezihlobo.
Yini okunye okufanele uyifunde: Njengasemithini eyi-10 ukuthola umlando wesikweletu ngokwayo izizathu zokwehliswa kwesilinganiso sesikweletu. Izizathu ezi-7 eziphezulu zinciphisa imalimboleko noma inkokhelo yokukhokha kusenesikhathi?