Izindaba namazwana
Ngokwemiphumela yokuhweba kwayizolo izolo, izinkomba zesitoko zase-US zikhombise inkambiso emihle. Amandla athuthukile akhombisa amasheya ezinkampanini ze-semiconductor ezibhekene nesizinda sokugcina umbono omuhle wabatshalizimali amathuba emboni. Phakathi elikhulu izinkampani CAP ngemva Dynamics okusalele emuva kusukela ekuqaleni konyaka (izingozi yokuqinisa izinyathelo zokulawula) ku abaholi ukukhula babe Facebook (NASDAQ: FB) kanye ne-Google (NASDAQ: GOOGL) ngokumelene isizinda okulindele zimali 'ukubuyisela ukukhangisa imakethe kulo nyaka.Ekomitini lezezimali le-US Senate, izilaleli zenziwa ekulweni kukaJanet Yellen eposini lezezimali. Ngokwesitatimende sabanye baseSenato, ukhetho lwe-Yellen lungavunywa ngoLwesine. Ngesikhathi senkulumo, uJanet Yellen waphawula isidingo sezikhuthazo ezingeziwe zezimali ukusekela amabhizinisi amancane naphakathi nendawo, ohulumeni bezimali. Esezinhlelweni zokuzwa, uJeellen wathambisa ukwesaba kwamaSenera ngokukhula kwezikweletu zomphakathi, ephawula: "Kumazimo zamanani aphansi kakhulu, naphezu kweqiniso lokuthi inani lesikweletu likhule ngokuhlobene nomnotho, umthwalo wenzalo awukhuphuki. "
Izinkampani zase-US
I-General Motors (Nyse: GM) imemezele ukubambisana okuphethayo ngeMicrosoft Corporation (NASDAQ: MSFT) Cruise Division, ukuthuthukisa ubuchwepheshe obungafakwanga. Njengengxenye yokubambisana kwe-Cruise kuzosebenzisa ipulatifomu yefu ye-Azure. IMicrosoft izoba ngumtshalizimali emzuliswaneni olandelayo we-Cruise Capital Raund ku- $ 2 billion (ukuhlolwa kwe-cruise $ 30 billion). Amasheya aphendule ngokukhula okungu-9%, naphezu kokuntuleka kwezinzuzo zezezimali eziqondile.
Muva nje, amasheya we-general Motors akhombisa amandla amahle kakhulu (+ 20% kusukela ekuqaleni konyaka) hhayi kuphela ekubuyiselweni kokukhula kwezimoto, kodwa futhi ebuholini bezobuchwepheshe benkampani eyayinakwa ngabatshalizimali. Izincomo zokukhuthaza ze-General Motors zisebuseleni, ngoba intengo yamanje ($ 55) isivele idlule inani eliqondisiwe lama- $ 44.
I-Bank of America (Nyse: BAC) ishicilelwe imiphumela ye-4K20. Inzuzo ngesabelo ngakunye kwakungu- $ 0.6, okungu-11% ophakeme kunesimo sezulu esivumelanayo kanye ne-16% ephezulu kuye / k. I-ROE Bank ikhule ngo-120 BP K / K ngenxa yezindleko ezinzile zengozi kanye nezindleko zokusebenza ezicijile. I-Margin yamaphesenti iqinile kuye / K, njengabancintisana eduze.
Ukukhula kwezinkomba zebhalansi kungenye yezinto ezinhle kakhulu emkhakheni (amafa akhuphuka ngo-3% kuya / k, amadiphozithi - ngo-5.5%). Ngisaqiniseki ngokulinganisa okuqinile kwemiphumela yeBhange Lebhange leMelika le-4K20 lingathathi hlangothi. Naphezu kweqiniso lokuthi i-EPS edlula ukubikezela kwesivumelwano, imali engenayo yasebhange ayizange ifinyelele izibikezelo ngenxa yamandla abuthakathaka weKhomishini kanye neholo lokuhweba. Iphuzu elihle kwakuwukubuyiselwa okwengeziwe kwe-roe kuphela.
ICiti (Nyse: C) ibike ngo-2020 inzuzo ye-4Q20 Net yeBhangezo elitholakale ngaphambi kwamanani we-pre-billis futhi afinyelela ku- $ 4.6 billion e-EPS akhuphuke ngo- $ 4.6 billion e-APS edlula. Ukukhula kwenzuzo ku / k kuhlinzekwe ngenani lengozi ye-zero (iCiti ebuyiselwe igcinwe ngama- $ 46 million). Ama-Dynamics angenayo awafinyelelanga isibikezelo sokuvumelana. Uma i-margin ezinzile ixhasa imali engenayo, imali engenayo yekhomishini yawa ngo-12% ngenxa yokunciphisa imali engenayo ekuthengisweni nasekuvikelweni.
2020 Waba isivivinyo seCiti, kanye nakuwo wonke umkhakha we-Global Banking. Inzuzo ye-Net yebhange yehle ngo-41% ngenxa yenani lokukhuphuka kwengozi, elalingu-2.3% emiphumeleni engama-2020 (ngaphezu kwezikhathi ezi-2 eziphakeme kune-G / G). Ngihlola imiphumela yebhange elingesihle ngokulinganayo. Ama-Dynamics abuthakathaka angabatshalizimali abanentshisekelo abadumazayo. Noma kunjalo, kufanelekile ukuba uqonde okuhle okuningana: I-NIM iyekile ukwehla kwe- / K, izindleko zengozi ziye zaba ngu-zero, okubonisa ukwaneliseka (ngisho nokuphindaphindeka kwezindawo ezigcinile ngesikhathi senhlekelele). Lokhu kuzoba nomthelela omuhle ekuzuzeni kwebhange ku-1p21.
I-Delta Air Lines (NYSE: DAL) ihlinzeke ngezitatimende zezezimali ze-4K20. Imali engenayo idlulele okulindelwe kwesimo sezulu esivumelana ngama- $ 380 wezigidi futhi ibine- $ 3.97 billion (yehla ngo-65.3% y / y). Isici somthwalo sendiza sasise-42%, sibi kakhulu kunokuvumelana ngo-49,2%. Inani elikhona le-mestrn lalisezingeni le-36.57 billion (ukwehla kwe-44% y / y) ngokumelene nokulindelwe kwezigidi ezingama-33.45. NgoDisemba, ukuhlanganiswa kwezimali kusukela ngesikhathi sokuphumula kwezindiza nezindiza eziphansi kwakungu- $ 12 wezigidi ngosuku, lapho isidingo sezinkomba zihle kakhulu ngenxa yobhubhane.
Ekuhlanganiseni konyaka wokuthengisa kufinyelele ku- $ 10.8 billion, okungu-66% ngaphansi kunonyaka owedlule. Izindleko zokusebenza zehla ngo-40% futhi zibe ngama- $ 10,8 billion. Imali engenayo evela ekuthuthweni kwabagibeli yehle ngo-70%. Abaphathi babikezela ukwehla kwemali engenayo ngekota yokuqala ngo-60-65% uma kuqhathaniswa nekota yokuqala ka-2019, kepha kulindeleke ukuthi ibuyise imoto ebaluleke kakhulu engxenyeni yesibili ka-2021.
Ngokuvamile, ukubikwa akuthathi hlangothi. Okubi kusuka kokungaphansi kunalokho obekulindelwe ngaphambili, izindiza zithathwe ukwehla kwezindleko zokusebenza kanye nokwehla kwe-combistion yemali kuya ku- $ 12 million ngosuku. Kusuka kokuhle, kungaphawulwa ukuthi inkampani ihlela ukufeza iphuzu lekhefu ngokugeleza kwemali ku-3K21. Abaphathi baphinde bamemezele ngokushesha kunalokho obekulindelwe ngaphambili, babuyisela izindiza zebhizinisi eminyakeni ezayo.
Kuyaqapheleka isu lokunciphisa izindleko, lapho ngemuva kokuphela kobhubhane luzokwazi ukuletha inkampani ekuqhathaniseni ngezinkomba kubhubhane, kodwa ngombono wami, kusenesikhathi kakhulu ukuthi ungakhuluma ngakho, ngalokho I-1k21 akulindelekile ukuthi ithuthukise kakhulu izinkomba (uma iqhathaniswa ne-4K20) ngenxa yokukhula okunamandla kwesilinganiso sezehlakalo se-Covion-19 e-US nangesici sonyaka.
Ngokubuyiselwa kokuhamba kwebhizinisi, nginokungabaza ngesitatimende sabaphathi, futhi, ngokwezilinganiso zami, ngo-2027, okuvela ekuhambeni kwebhizinisi kuzoba yi-90% yenkomba yango-2019 kuphela. Kukhona ukuhanjiswa kwama-liquidity kuma-akhawunti ($ 16.7 billion), okususa ngokwengxenye ngokukhathazeka ngensizakalo enkulu yezikweletu (ekuhlanganiseni ngezibopho zempesheni ngama- $ 38 billion) kanye nokugcina izindleko zamanje zenkampani ebhubhane. Ngokusho kokubika, ngikhulisa intengo eqondisiwe kusuka ku- $ 32.1 kuya ku- $ 36.6 Ku-Horimon 1 ngonyaka ngokusebenzisa ngempumelelo isu lokunciphisa izindleko, kepha ngasikhathi sinye ngiqinisekisa ukuncoma okuvezwa kokutshalwa kwezimali unyaka 1, ngoba ngiyakukholwa lokho Ezingcaphuni zamanje ubungozi bokuvuselelwa okude komsebenzi wendiza abanakwa.
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