Ngo-2014, ngenxa yokucekelwa phansi eRussia, uhlelo lokukhokha lukazwelonke "Ukuthula" kwadalwa uma kwenzeka ezweni
Izinhlelo zokukhokha zamazwe omhlaba. Ukuntuleka kwethuba lokukhokha phesheya sekuseqedini elikhulu le-minus. Kodwa-ke, eminyakeni embalwa, amabhange aseRussia asungule ukukhishwa kwamakhadi e-coabejing. UPhintola uyachaza ukuthi lokhu kuxazulula kanjani izinkinga zeRussia, ezazivela phesheya zinepulasitiki
"Ukuthula"
.
Izinzuzo zamakhadi we-coabejigging
I-COBOBODSICS isho "ukuhlangana." Lokho wukuthi, ikhadi elingasebenza ngasikhathi sinye ezinhlelweni zokukhokha eziningana, ngokwesibonelo, "Ukuthula" ne-MasterCard. Idalelwe ukusetshenziswa kwasekhaya, ikhadi lasebhange lisebenzisana phesheya ngezinkokhelo namanye amakhadi ngaphakathi kohlelo lwe-MasterCard elethulwe emazweni angaphezu kwe-180 omhlaba.
Ukutholwa kwe-akhawunti kanye naseRussia, nakwamanye amazwe kuhlinzekwa ngokuzenzakalelayo, izenzo ezengeziwe ezivela kumsebenzisi azidingeki. Into esemqoka ukuthi i-akhawunti yayiyimali. Akudingekile ukuwahumushela imali yemali yezwe lokuhlala, ukuguqulwa kwenzeka ngokuzenzakalelayo, ngesilinganiso sohlelo lokukhokha.
Uzokhokhelwa ngokukhululekile ku-Cobage "World" yakho ngokusebenzisa noma yimaphi ama-ATMS, sebenzisa ama-ATMs yonke indawo, uhumushe imali kusuka ku-akhawunti kwi-akhawunti futhi wenze izinkokhelo eziku-inthanethi noma kuphi emhlabeni.
Ngubani abangane abanobungane
Kunezinhlelo eziningi zokukhokha emhlabeni, hhayi kuphela ezijwayelekile ezintathu (ama-mastercard, visa, world): China Union, JCB, American Express, Diners Club International nokunye.
Namuhla, amabhange amaningi ozakwethu "wezwe" (futhi manje angama-274) akhiqizwa amakhadi we-Mir-Maestro Coobejiggig. Lawa makhadi asebenza uhlelo lwe-MasterCard. Amamephu weCoobejiggig emabhange ahlukene anezinzuzo ezahlukahlukene.
Isibonelo, i-coabejing "Multicart" VTB "MIR-Maestro", ngaphandle kokuthi amathuba okukhokha phesheya, inezinketho eziningi. Ungayihlela mahhala, insiza yonyaka yamahhala ihlinzekelwe ikhadi. Ungathola ama-caches wokuthenga kuze kufike ku-1.5%, ama-caches kusuka kozakwethu kuze kube yi-15% ye-akhawunti ye-akhawunti efinyelela ku-4,5%. Isibonelo, "ukuhamba": Amabhonasi akhokhiswa ngendlela ye-mission engathengwa ngamathikithi endiza noma ujantshi. Ungakhetha inketho ethi "Obolekayo" futhi unciphise ukubheja kwimalimboleko ethathwe kwi-VTB. Inketho ethi "Investment" izovumela amaphuzu webhonasi ukuthenga ukuphepha ohlelweni lwe-VTB application. Inketho ingashintshwa kanye ngenyanga, kumahhala.
Ibhange lokuqala, elisungule ukukhishwa kwamakhadi we-coabejing "Mir-UnionPay", waba rosselkhozbank. Uhlelo lokukhokha lwe-UnionPay lwasungulwa eChina, kepha namuhla lolu hlelo lusebenze ngempumelelo emazweni angu-150 omhlaba nangokuphoqelela ngenkuthalo nabaholi bemakethe yamazwe aphesheya.
I-COBOBOBOYJIJIGIN I-World-UnionPay evela eRosselkhozBank iyikhadi lokudonswa kwemali elinikezwa yibhange lokukhululwa mahhala. Ikhadi lesondlo lishibhile - ama-ruble angama-200 ngonyaka. Futhi ukuthenga kumephu ungathola amaphuzu webhonasi ohlelweni lokwethembeka "Vintage". Kuwo wonke ama-ruble ayi-100 asetshenziswe - amaphoyinti webhonasi ayi-1.5. Kuliqiniso, ungachitha amabhonasi kuphela ezimpahleni ezethulwa kukhathalogi ekhethekile yenkokhelo. Kwamaminithi, ungaqamba igama elithi SMS elikhokhelwayo elikhokhelwayo: ama-ruble angama-59 ngenyanga.
IGazprombank ingeyokuqala eyenza umbhangqwana "Mir-JCB". I-JCB uhlelo lokukhokha olufakiwe kwabangu-5 abaphezulu emhlabeni. Abadali bakhe bangamaJapan. Amakhadi ohlelo athathwa emazweni angu-190.
I-Mir-JCB CoobeJing Card Gazprombank ilungele ukuhamba kahle ezungeze i-Asia, New Zealand, Australia. Izwe lelanga eliphumayo, kunephakeji elihlukile lezinzuzo, elibizwa ngokuthi "Siyakwamukela eJapan". Isibonelo, abanikazi bamakhadi we-Mir-JCB eGazprombank bangathenga ithikithi lebhasi enkabeni yedolobha ngesaphulelo samaphesenti angama-20 eTokyo Airport. Futhi ngekhadi laseRussia kukhona "owenziwe eJapan" wesaphulelo. Uzonikezwa izaphulelo zokudlela ze-cuisine yasendaweni, izitolo zezimpahla zaseJapan, abaqhubi bendawo abasebenza ngezindiza nezindiza. Kukhona okunikezwayo okukhethekile emephini kwamanye amazwe ase-Asia: I-Thailand, Hong Kong naseMacau, eSouth Korea, eSingapore. Amakhasimende "Mir-JCB" alindele ukunikezwa okukhethekile kwezinye izindawo zaseRussia, ngokwesibonelo, eYakutia naseSt. Petersburg.
Hlela i-Mir Coobejigging Card akunzima kakhudlwana kunanoma yiliphi elinye ikhadi lasebhange. Lokhu kungenziwa ehhovisi noma kuwebhusayithi yasebhange ngokugcwalisa uhlelo lokusebenza. Into esemqoka ukukhetha uhlobo olufanele kakhulu lwemephu nohlelo lokukhokha lokuhamba kwakho.
Umlobi wale ndatshana uzokubonga uma ubeka njengeqembu lethu ku-Facebook.