Ochwepheshe bathola ukuthi eminyakeni embalwa edlule, isikhathi esiphakathi semalimboleko, izakhamizi zezinhloko-dolobha nesifunda sezikhuphukile. Abantu bathatha imali ebanjiswa isikhathi eside, ngoba kulokhu akudingeki baqinisekise imali ephezulu.
Ngokusho kochwepheshe, ngonyaka owedlule enhloko-dolobha yezwe nasesifundeni saseMoscow, isilinganiso esiphakathi semalimboleko yezindlu esihlotshisiwe saba yiminyaka eyi-17.6. Noma ngemuva kwamanani okunciphisa, izakhamizi azilwela ukusheshe zikhokhe ngokushesha imalimboleko ezihlotshisiwe, eziphawulwe ekukhishweni kwabezindaba ze-MIEL Realtor Company, etholakala ku-RBC.
AmaRealtors ahlaziywa ukuthengiselana okwenziwa yinkampani ngesikhathi sika-2014-2020. Ngalesi sikhathi, ukwanda kwelinye ithemu elinikezwe amakhasimende ukuthola izindlu eMoscow kanye nesihloko semalimboleko yemali mboleko bekuyiminyaka engu-2.6. Eminyakeni emithathu ngaphambili, le nkomba yayineminyaka engu-16,5 ubudala, kanti eminyakeni engu-7 edlule - eminyakeni eyi-15 edlule. Lokhu kungukubalwa kochwepheshe be-MiEL.
Njengoba idatha kaCyan, esikhathini sika-2009 - 2020, kwaba nokwanda okulandelayo ngokwesilinganiso esivunyelwe enhlokodolobha imalimboleko yempahla ebanjiswayo: Kuze kube yiminyaka eyi-19,4 edlule kusukela eminyakeni engu-19,3 edlule kwangaphambilini Iminyaka engu-6.25. Ngokuqondene nenani lemalimboleko eliphakathi ngesikhathi esibekiwe, kulokhu landa, ngokulandelana, ngamahlandla ayi-2,8 (kufinyelela uphawu lwama-ruble ayizigidi ezingama-5.52) kanye nezikhathi eziyi-1,74 ama-ruble).
Ngokwemininingwane yezibalo, uFrank RG, ngoJanuwari walo nyaka, isilinganiso esiphakathi semalimboleko yempahla ekhishwe esifundazweni saseRussia sasiyiminyaka eyi-18,8. Ngo-2018, inkomba efanayo yayineminyaka engu-16 ubudala.
"Lapho ababolekisi belula izinsuku zokubolekwa kwemali abakhokhelwayo, ngaleyo ndlela bazama ukunciphisa umthwalo wabo wesikweletu," bachaza umhlaziyi. Isizathu salolu ngqimba obonayo ngokuqhathaniswa nemiphumela ephansi yamaRussia.
"Imvamisa ababolekisi bakhetha isikhathi eside ukuthola inani elikhudlwana elinemali efanayo. Ngokwezinga elithile kungaboshelwa ekukhuphukeni kwezindleko zezindlu. Mayelana nalokhu, ngisho nathi inani elize lifike kuma-ruble angama-5,000,000 athathwa yizakhamizi iminyaka engama-20 nangaphezulu. Ukuze enze imalimboleko enjalo iminyaka eyi-10, imali engenayo yanyanga zonke kufanele ibe ngama-ruble angama-120,000, kanti iminyaka engama-30 ruble - "kusho u-Alexander Moskatov, ophethe isikhundla sokuphatha uMqondisi uMiel.
Ochwepheshe "UMiel" baphinde badonsela ukunaka eqinisweni lokuthi izakhamizi zale ndawo kanye nenhloko-dolobha, zokwenza imali mboleko yemalimboleko, zithambekele ekubolekeni isikhathi eside ngisho nama-ruble aphansi (aze afike ku-5,000,000 ama-ruble) wesamba sawo. Amaphesenti angama-27 ababolekisi ababolekisi abanosayizi onjalo akhethwe yisikhathi sokukhokha kwayo eminyakeni eyi-15-20, amaphesenti angama-21 - ukusuka eminyakeni eyi-10 kuye kweli-15. Ngokukhokha imalimboleko yeminyaka engu-5 noma ngaphambili, amaphesenti ama-3 ababolekisi abahlolisisiwe babalwa.
Njengoba kuphawuliwe, isabelomali esivame kakhulu sokubanjiswa kwemali eMoscow futhi isihloko se-Federation singama-ruble angama-5,000,000 nangaphansi, kepha kunokwanda kancane kancane kwisabelo semalimboleko ebaluleke kakhulu.
Ngonyaka owedlule, amaphesenti angama-58 okuvunyelwa okuphelele eMiel abhalwe ngemalimboleko ama-ruble ayizigidi ezi-5, ngenani lama-ruble ayizigidi eziyi-10-5 - amaphesenti angama-38 ezicelo. Izinkomba ezihambisanayo ngo-2019 zimi ngalendlela elandelayo: Amaphesenti angama-62 namaphesenti angama-32. Inkampani ichaza ukwanda kwesabelo semalimboleko emikhulu yokunciphisa amanani.
Ngokusho kukaRosrestra, eMoscow, kukhona ukwanda kokuthengiselana kwempahla enezindlu ezintsha maqondana nohlelo lwezwe lwempahla ekhethwayo ngaphansi konyaka ka-6.5 ngonyaka. Iningi layo yonke ithonya lalolu hlelo lalikwindla nasebusika. Ngakho-ke, kulezi zinyanga ezine ezedlule zonyaka owedlule, kwakukhona imalimboleko eyengeziwe ezakhiweni ezintsha, kunokuba ezinyangeni eziyi-8 zokuqala.