I-VTB yethule uhlelo olusha lwemalimboleko yemoto "ukubheja okuhle kakhulu". Ngokuhambisana nomshuwalense wemoto, ukubheja kwaso sonke isikhathi semalimboleko kuzoba ngo-5.5% ngonyaka. Uhlelo lutholakala kumakhasimende lapho enza isicelo kwiwebhusayithi yasebhange.
Amakhasimende azokwazi ukuthenga imoto entsha noma esetshenzisiwe evela kumthengisi, kepha isimo esiyinhloko sokuthola imalimboleko ngesilinganiso se-5.5% ukukhishwa kohlelo lokusebenza ngewebhusayithi ye-VTB. Ukuze wenze lokhu, iya esigabeni "semalimboleko yemoto", khetha uhlelo "lokubheja okuhle kakhulu" bese ugcwalisa uhlu lwemibuzo.
Njengengxenye yesiphakamiso, iklayenti lidinga ukukhishwa ngumshuwalense wemoto kuphela. Ikakhulu, kungenzeka ukuklama uhlelo lwe- "Blandisa", olushibhile kaningi kune-CASCO egcwele, kepha ngasikhathi sinye livikela imoto engozini yokuduna kanye nomonakalo ophelele. Izinga lihleliwe futhi lihlangene nalapho ukhetha imoto entsha, futhi nge-mileage.
"Enye yezinto ezibaluleke kakhulu ze-VTB yidijithali yokuthenga kwemoto. Siqinisa kakhulu izikhundla zabo kule ndlela, ziqala imali mboleko ye-auto ebhange leselula ekuqaleni konyaka. Namuhla sethula uhlelo olukhethekile ngokugcizelelwa ngesilinganiso esincishisiwe lapho enza isicelo esizeni - ukwenqaba izinsizakalo zensizakalo eyengeziwe, sishiye kuphela umshuwalense wokubumbana. Lokhu kwasivumela ukuthi sinikeze ukubheja kwe-5.5%, eyaba ngomunye wabaphansi kakhulu emakethe. Engxenyeni yokuqala yonyaka sihlela ukwenza ukuthi sikwazi ukuthola imali mboleko ye-inthanethi, ngaphandle kokuvakashela izinsizakalo zethu ezintsha zedijithali, lolu hlelo luzovumela amaklayenti asebenzisa kakhulu izinsizakalo zebhange online kanye yakha ukuthambekela okuqinile ngefomethi yokuthenga yedijithali ephelele. Silindele ukuthi e-VTB, isabelo sezicelo eziku-inthanethi ngasekupheleni kwalo nyaka sizofinyelela ingxenye yesithathu yenombolo yabo ephelele, "u-Ivan Zilarov waphawula ekhanda loMnyango Wezimoto Obolekayo.
Imalimboleko yemoto e-VTB ingakhishwa kuze kube yiminyaka engu-5 ngomnikelo wokuqala kusuka ku-20% nakumadokhumenti amabili, ngaphandle kokuqinisekiswa kwemali engenayo kanye nokuqashwa. Inani elingenzeka lemalimboleko lingahluka futhi likhulise ama-ruble afinyelela ezigidini eziyi-7. Obolekayo uzodinga ukuhlinzeka ngepasipoti kanye nedokhumenti yesibili ongakhetha kuzo. Ungasebenzisa ngokunenzuzo ukunikezwa okusha kuze kube ngu-Ephreli 30, 2021.
I-VTB ingenye yabaholi bemalimboleko yemoto. NgoJanuwari nangoFebhuwari 2021, iBhangengodla likhiphe imali mboleko engaphezu kwezinkulungwane eziyi-14 ngenani lama-ruble angaphezu kwezigidi eziyizinkulungwane ezingama-15, okungu-20% ngaphezulu ngokwezinombolo nangaphezulu kwama-60% ngokwesikhathi esifanayo. Ivolumu yephothifoliyo ngoMashi 1 idlule ama-ruble ayizigidi eziyizinkulungwane ezingama-117.