Imiphumela nokubikezela kusuka ku-Absolut Bank: Ukunciphisa amanani, ama-digitalization kanye nokubanjiswa kwempahla

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Imiphumela nokubikezela kusuka ku-Absolut Bank: Ukunciphisa amanani, ama-digitalization kanye nokubanjiswa kwempahla 15911_1
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Izitayela ezibalulekile 2020

Ukuthambekela ukunciphisa amanani. Ngo-2020, i-Central Bank yanciphisa inani elibalulekile okokuqala - inkomba eyinhloko yesimo semakethe yezezimali - kuze kufike ku-4.25%. Ukulandela, amanani emalimboleko kanye nama-deposits ancipha kancane kancane. Izinga lokubolekwa kwemali eliphakathi lifinyelele kunani eliphansi lerekhodi - 7.3% ngonyaka. Azikho izimfuneko zamazinga okunciphisa okuphezulu kakhulu ezinyangeni ezintathu zokuqala zango-2021. Umlawuli ukhulume kaningi ukuthi kuzofeza inqubomgomo yesikweletu ethambile ngo-2021, futhi ngenxa yalokho izinguquko ezibukhali akunakwenzeka.

Amabhange wokuzifaka we-Selced "aphoqelelwe" asheshize ngesakhiwo esikude somsebenzi. Ku-inthanethi kwaqala ukuhambisa ngenkuthalo imikhiqizo eminingi yasebhange nezinsizakalo ezazitholakala ngaphambili kuphela. Ngiphawula ukuthi ebhange le-Abslobut, umkhuba wokuthuthukiswa kwezinsizakalo zedijithali waphawulwa emuva ngonyaka we-2018. Ngokungafani nabahlanganyeli bemakethe abaningi, ukuzivumelanisa nezimo eziphuthumayo kwifomethi yezemisebenzi yedijithali bekungadingeki. Absolute ngisho ngaleso sikhathi yenza ukubheja ku-digitalization kuzo zonke izindawo ezibalulekile zebhizinisi - ngokuya ngecebo layo lobuchwepheshe "ubuholi bobuchwepheshe ngokubambisana". Sibikezela lokho ngo-2021, ukuguqulwa kwedijithali yebhizinisi lasebhange kuzoqhubeka. "I-Relback" ku-inthanethi ngeke yenzeke.

Emkhakheni wezokukhokhelwa, "inguquko" kwakuwukuqedwa kwamakhomishini kuwo wonke amabhange axhumeke ohlelweni lwezinkokhelo ezisheshayo (SBP). Ibhange elihluke ngokuphelele, phakathi kokuqala, khansela ikhomishini yokudluliselwa kwi-SBP. Ngaphezu kwalokho, asinamkhawulo ophezulu ngenani lokukhokha kwamahhala. Kuyinto elula kulawo makhasimende ahumusha imali ngokusebenzisa i-bump ngezinkokhelo zanyanga zonke kanye nokukhokhwa kusenesikhathi kwempahla ebanjiswayo. NgoDisemba, isabelo sokudluliselwa ngokusebenzisa i-cap to absout bank kufinyelelwe ama-50% ezinkokhelo ze-P2P eziphelele futhi ziyaqhubeka nokukhula. Lesi ngesinye sezinsizakalo ezikhula ngokushesha ebhange.

Imicimbi ebalulekile ngo-2020

Ukuthuthukisa izimo ngokuya ngezinhlelo ezijwayelekile zokubolekwa kwemali. Okokuqala, i-Absolut Bank yanciphisa ukubheja ngokuya ngezinhlelo ezijwayelekile zokubolekwa kwemali ziye ku-7.84% ngonyaka. Okwesibili, sinciphise usayizi omncane wokunikela kokuqala ku-10% wezindleko zefulethi. Okwesithathu, izinsizakalo zethu eziku-inthanethi zivumele iningi lemisebenzi ngefomethi elikude futhi linciphise isikhathi sokufinyelela kokuthengiselana ngosuku olungu-1.

I-Absolute Bank yethule umnikelo omusha - "Advance". Isici esiyinhloko sale disphoshini - ukukhokhwa kwenzalo akuyona ukuphela, kepha ekuqaleni kwalelo gama ngaphansi kwenkontileka, ngosuku olufanayo noma okulandelayo. E-Absolut Bank e-Yekaterinburg "kusengaphambili" kwaba ngumnikelo othandwa kakhulu ngoDisemba.

I-Absolute Bank ilethe imali ebanjiswayo ezingeni elisha - Transcontinental. Ihhovisi lethu le-yekaterinburg liqale lenza isivumelwano sezezimali esiku-inthanethi nababolekisi ababekwa elinye izwekazi. Ngosizo lwesivumelwano sedijithali, umbhangqwana oshadile, ukuba seCanada, etholakala empahleni yempahla ebanjiswayo e-Yekaterinburg yendabuko. Ibhange eliphelele lichithe lokhu kuthengiselana kwedijithali ukude kusuka ekuqaleni kuze kube sekupheleni.

Funda kabanzi ngemiphumela ka-2020 futhi ekubikezelweni kwe-2021, ungafunda esihlokweni sethu "imiphumela 2020".

Funda kabanzi