Siyaqhubeka nokutshela umlando wabaseBelarusians abanqoba ubunzima bezomnotho. Namuhla sizokhuluma nge-Dmitry, eyayikhona ngemuva kwemizamo eminingana engaphumelelanga yokuthola umsebenzi, inomshayeli wamaloli emazweni ase-EU nomndeni wakhe.
Ukulahleka komsebenzi namathuba amashaU-Olga noDmitry bahlala eBobrusk, uneminyaka engama-33, uneminyaka engama-37. Emndenini, izingane ezintathu, wonke amantombazane. Omncane akaneminyaka emithathu ubudala. Manje u-Olga usekwenzeni ingane, ubhala i-Myfin.by.
UDmitry eminyakeni edlule waba nomsebenzi omuhle kakhulu, imali enhle futhi enethemba elivinjelwe elibheke ikusasa lezezimali. Ngesizathu esithile, konke kwashintsha kakhulu. Ngaphandle kokuthola, uDmitry akazange ahlale, kepha angikwazanga ukuthola indawo enhle. Ngizame zonke izinketho: Kusuka kumshayeli we-minibus kuya eRemobeus eRemobeus esikoleni sezifundo, kuthengiswe ubisi futhi wabuzwa, wabhaliswa yinto ethile). Lapho umndeni ubulinde ingane yesithathu, washintsha ngamandla emsebenzini, kwesinye isikhathi kwakuthathwa kabili ngokushesha, kepha kwakungekho mali eyanele.
Ekugcineni, kwadingeka ngiqhubeke namaloli ekuqaleni komaloli ekuqaleni kweMoscow, khona-ke eYurophu. Izinyanga eziyisithupha ezedlule - entshonalanga yezwekazi, ebheke oLwandle i-Atlantic Ocean.
I-Dmitry imayelana ne-2/3 yaso sonke isikhathi isichitha ekhaya. Imvamisa ukugibela umndeni kubiza kakhulu noma kudala. U-Olga unamacala nezingane EMINYE: Izibulo liya esikoleni, eliphakathi nendawo engadini, omncane kunabo bonke.
Mayelana nendlela yokuphilaEmuva "eminyakeni engamaTwilsk" no-Olga, noDmitry babenokuthambekela kokusindisa nokubheka konke kumaKopecks. Lapho kufika izikhathi ezinzima - kwakuyisidingo. Ngokushesha, indlela yokuphila yashintsha kakhulu, inzuzo yezingane isencane kakhulu ukuba "ukulanda umthetho", futhi abashadikazi babephelele "
Nayi eminye imivimbo ekhanyayo "kwizithombe zezezimali" zamaqhawe ethu:
Phakathi kokuthenga kuya esitolo kuphela ngesinkwa, ubisi nezinye izivinini, okuhlukile ukufika kwezivakashi (ukuhamba ngokuvakasha).
Izingubo zashintshwa ukuze zithenge i-CUDAR nakwesibili. Siqale ngokusesha i -ughdown ngabadala kwizikhangiso, bese befuna izinto ezisezingeni eliphakeme ezingeniswa ezingeniswe ezingakwazi ukuthenga ezintsha ngenxa yentengo noma ukusweleka komnikelo wendawo. Bathathe izingane eziningi. Ngaphezu kwalokho, amantombazane amathathu afakwa ngokwemvelo ngomunye nomunye.
Manje u-Olga wabhekana nale makethe yezindaba ezisetshenzisiwe. Kepha okwesibili okwesibili, abakashiywanga: izingubo zangaphansi, izinto ezincane ezihlukile nezinto ziqinile "ngaphansi kosayizi" bathenga abasha. Kodwa-ke, kule nguqulo, imali eyongiwe ibaluleke kakhulu. Ngaphezu kwalokho, umndeni onezingane ezintathu awuzange unqikaze ukuthatha izingubo nezicathulo ezivela ezihlotsheni nabangane. Ngenxa yalokho, abantu abadala nezingane "bagcwele" kangcono kunenqwaba yabanye.
Amaqhawe ethu akha (ngokuxhaswa kombuso) efulethini, kepha ngisho nenani elikhulu lokuqeda liyadingeka. Kodwa-ke, impendulo eyinhloko 'yodaba lwezindlu' kwakuyindlu engu-5 km ukusuka edolobheni. Inqubo yokuthenga i-plot, isesha i-log cabin, ama-supers, amahloni, njll. Kwakude kakhulu futhi kunzima. Okwamanje, indlu akuyona indawo yokuhlala, kepha ifakwe "odongeni / ophahleni / ngewindi / iwindi, akukho lutho."
Akukho ukuzijabulisa okubizayo okuvela emndenini isikhathi eside. Ulwandle alubonanga iminyaka eminingi, eholidini layeka ukugibela isikhathi eside ngaphambi kobhubhane. Izindawo zokudlela ziqala ukubamba iqhaza emidlalweni yezengqondo. EBobruisk, lokhu yilokhu: "Braver", "Sherlock". By the way, amaqhawe ethu ahlanganyele kaninginingi futhi anqobile kuma-quizzes emsakazweni. Okushibhile okunjalo, kodwa okuhloniphekile.
Ekuphathweni kwesabelomaliU-Olga noDmitry, naphezu kwebhizinisi nokunemba, izindleko azilungisiwe manje. Kungaphezu kokuzama okukodwa, kwavela ukuthi kube nzima futhi ngokwethusayo, kuyadingeka ukuthi kubhekwe njalo ukunakwa, ukumaka zonke izenzo.
Ngakho-ke, izindleko azirekhodi, kepha zikhawulelwe kusengaphambili ngenani eliphakeme elihlosiwe. Isibonelo, ngoba i-Kindergarten yendodakazi ephakathi ibeka ama-ruble angama-50. (Kancane kancane, kepha uzungeleze phambili), ukuze umbuthano wengane wakudala - ama-ruble angama-20. Ngenyanga ezayo bahlehlisa ama-ruble angama-75. (nge-margin) yalezi zindleko. Kwezinye izindawo. Uma kunolwazi mayelana nokwanda kwamanani - ukuhlehlisa okuningi. Imali esele iwela esigabeni esithi "Ezinye izindleko", ezihlala zibalulekile. Ukuchitha isikhathi esisodwa kuhlela kusengaphambili isikhathi.
Ukuze kucacelwe, sabelana ngayo yonke imali nezindleko izinyanga. Lokhu akusho ukuthi njalo ngenyanga kuchithwa kulezi zinhloso kulezi zinhloso, kodwa ngokuvamile, konke kunjalo.
Ingeniso Dmitry ne-OlgaImali engenayo ka-Olga - Isibonelelo Sokunakekelwa Kwezingane: Kwakungama-ruble angama-488.96, ngoFebhuwari wasukuma ama-ruble angama-540.48. Kusekhona amanye amarisidi, ngenani lonyaka konke kwakhiwa ngama-ruble angama-6 355. noma ama-ruble angama-529,58. Isilinganiso senyanga.
Imali engenayo kaDmitry kunzima ukuyicabanga. Uhola cishe ama-1,200 - 1,300 Euro ezinyangeni zomsebenzi. Kepha ingxenye yesikhathi ichitha ekhaya, isikhathi esiningi iya emgaqweni (indiza ayindizeki, kuyabiza), kunezikhathi zokulindela okungakhokhelwa. Faka phakathi kwezindleko zomndeni lokho achitha eYurophu nakho ngokungalungile - amanye amanani, amanye amaqiniso. Ngakho-ke, sadlulisela ama-ruble lokho akulethela umndeni. Kwaphuma ama-ruble angama-35. ngonyaka.
Ukubalwa konyaka wokugcinaSacela ukwenza itafula elifana nalelo elisesihlokweni esiphathelene nomndeni we-gastarbaiter, ukuze uqhathanise kangcono.
Imali engenayo e-ruble
Lokhu akubanga izindleko zokwakha nokuhlelwa. Ngoba kulo nyaka umndeni uthathe isinqumo sokusindisa kuphela ngalezi zinhloso. Kepha kwesinye isikhathi "ezinye izindleko" ziphuma
: Sisebenzise ukulungisa i-Dmitry ukuthi siphume, sichithwe ekwakhiweni kwemibhalo ehlukene, bekungasetshenziswanga okungalindelekile, kukhona okungalungiswa.
Uyini umphumela?Ngobuningi kuvela ukuthi sithole ukuthi umndeni waseBelarusian ongavamile, okuyimali eyanele. Sekwanele ngokweqile futhi njalo. Phila ngo-1/3 weholo labo. Ngasizathu simbe, kukholelwa ukuthi indlu izophothulwa kunoma iyiphi inkinga. Uma kungenjalo lapha endaweni ethile. Ngendlela, uDmitry usevele wakhipha imvume yokuhlala umsebenzi.