Isikhwama Sempesheni ye-VTB sidonsele ama-ruble e-ruble angaphezu kuka-2.7 ama-ruble angaphezu kwamathathu angu-2020 ngaphansi kwezinhlelo zokuhlinzekelwa kwempesheni (ama-NGOs) eziteshini zasebhange ze-VTB, ezingekho ngaphezulu kwemiphumela yesikhathi esifanayo sika-2019 . Isibalo sezivumelwano eziphethayo nabantu abathile bakhuphuke cishe ngamawaka ayi-12.
Ekota yesine yonyaka owedlule, ukuthengiswa kwezinhlelo zokuthatha umhlalaphansi ngokuzithandela kwakusezigabeni zeprimiyamu nokuthengisa. Lezi zinhlelo zivumela abathengi ukuthi bazimele bakha impesheni yabo yesikhathi esizayo yesikhathi esizayo: Ukuthola usayizi kanye nesikhathi seminikelo, isikhathi kanye nemvamisa yezinkokhelo zayo. Ukuqongelelwa kwi-akhawunti yempesheni kutshalwa yizisekelo futhi kulethe imali kwikhasimende. Imininingwane ye-akhawunti ihlala itholakala kwi-akhawunti yomuntu siqu kuwebhusayithi yesiKhwama.
Isheke elijwayelekile engxenyeni ye-premium yakhula ngo-6.63% uma kuqhathaniswa nesikhathi esifanayo sika-2019 futhi kube ngama-ruble ayizinkulungwane ezingama-595. Engxenyeni yezitolo, amaphuzu aphakathi afinyelela kuma-ruble angaphezu kwezinkulungwane eziyi-133.
"Igalelo elikhulu kwimiphumela yekota edlule yethule umkhiqizo omusha, esiphakamise amaklayenti we-Retail VTB. Siqale ukusebenza kule ndlela muva nje - leli phrojekthi lethulwe ngoSepthemba nyakenye, kodwa kulezi zinyanga ezintathu ezedlule abantu baphetha izinkontileka nathi kule ngxenye. Izakhamizi zibonisa intshisekelo ethe xaxa ekwakhekeni okuzimele kwenhlokodolobha yazo yempesheni, ngakho-ke sihlela ukuthuthukisa lo mkhiqizo ngokuqhubekayo, "iLarisa Gorchakovskaya ibeke amazwana eLarisa, e-CEO ye-VTB Pension Fund.
"UTuyaki uya ngokuya ecabanga ngokwakheka okuzimele kokulungiswa okwengeziwe kwempesheni. Ezinyangeni ezi-3 ezedlule ezingama-2020, amaklayenti ethu akhiphe izinkontileka eziyi-158 ama-ruble ayizigidi ezingama-50, futhi lesi sibalo sikhula sisuka kwikota siye kwikota, "kusho uSvetlana ManychKov, umphathi we-tula esifundeni saseTula, uMphathi wePhini eliphakeme.
Isikhwama Sempesheni ye-VTB singomunye wabaholi bemakethe yempesheni engeyona eyombuso. Isilinganiso sesikhwama esivela ku-Expert RA Agency sibanjelwe njalo ezingeni leRuaaa, okungukuhlola okuphezulu kokuzilongela izikweletu nokuqina kwezezimali.