Astana. Janawari 21. IKazTag - Imithetho yokusebenzisa ingxenye yezimpesheni yokwenza ngcono izimo zezindlu ezivunyelwe eKazakhstan, imibiko ye-ejensi.
"Vumela imithetho ehambisana nayo ukuze isetshenziswe izinkokhelo zempesheni yesikhathi esisodwa ukwenza ngcono izimo zezindlu ngokuya ngeRiphabhulikhi yaseKazakhstan," umyalo woNgqongqoshe Wezimboni kanye NESIHLOKO SOKUXHUMANA KWAMAHHALA eBabuta Atamkulov ngoLwesine kusho.
Lo mbhalo usungula inqubo elandelayo ukusetshenziswa kwezinkokhelo zempesheni yesikhathi esisodwa ukwenza ngcono izimo zezindlu:
- Ukuze usebenzise izinkokhelo zempesheni yesikhathi esisodwa ukwenza ngcono izimo zezindlu, umenzi wesicelo uthola imininingwane ngokuzimela ngenani elitholakalayo lezinkokhelo zempesheni yesikhathi esisodwa, kufaka phakathi insiza ye-Intanethi ye-ENPF.
- Ofaka isicelo ngokusebenzisa i-EDS noma ngenye indlela eyenziwe nge-elekthronikhi yo-opharetha egunyaziwe igunyazelwa kwimithombo ye-Intanethi ye-Operation egunyaziwe futhi ivule i-akhawunti yayo lapho isebenza khona ukuvula i-akhawunti ekhethekile.
Ofaka isicelo angaphinde avule i-akhawunti ekhethekile ngendlela ehlukile eyasungulwa yidokhumenti yangaphakathi yo-opharetha ogunyaziwe.
Ngemuva kokuvula i-akhawunti ekhethekile, umenzi wesicelo ugcwalisa izitatimende ze-elekthronikhi emalini yempesheni yesikhathi esisodwa ukwenza ngcono izimo zezindlu ngenombolo yenombolo ye-akhawunti ekhethekile, inhloso yokusebenzisa, nenani elingabizi, elichaziwe Nge-Article 353-1 yeKhodi kaDisemba 25, 2017 "ngentela nokunye ukukhokha okubophayo kwisabelomali (ikhodi yentela)" kuqinisekiswe yi-EDS yomfakisicelo.
- Izinkokhelo zempesheni yesikhathi esisodwa zivunyelwe ukuthi zisetshenziselwe izinhloso ezilandelayo zokwenza ngcono izimo zezindlu endaweni yeRiphabhulikhi yaseKazakhstan ngokuya ngomthetho weRiphabhlikhi yaseKazakhstan:
1) Ukubalwa okugcwele kokuthengiselana okuhlobene nembango okuhlobene nokutholwa kwezindawo zokuhlala ezindlini ngaphansi kwezinkontileka zokuthengisa, ngaphansi kwezinkontileka zokubamba iqhaza kwezokudla ekwakhiweni kwezindlu phambi kwesiqinisekiso Ngokuhambisana nomthetho wokubamba iqhaza kokulingana ekwakhiweni kwezindlu noma ngesiphetho sesivumelwano sokwabelana esakhiweni esisefulethini ngokuya ngokwakhiwa kwendawo yokuhlala (kanye nokwakhiwa kwesakhiwo somuntu ngamunye (kufaka phakathi ukutholwa wesakhiwo sezwe ngokuqokwa okuhlosiwe - izindlu ngazinye noma umkhawulo womkhawulo wabantu);
2) Ukwenza umnikelo wokuqala ukuthola imalimboleko yezindlu ebanjiswayo yokuthengwa kwezindlu kanye (noma) nokuhlala ngokulungiswa kwesivumelwano semalimboleko eyodwa yasebhange, ukukhokha okuyingxenye noma okugcwele kwesikweletu sokuthola izindlu kanye (noma) nokuhlanzwa kokulungiswa ngaphakathi Inkontileka eyodwa yemalimboleko yasebhange, ukuhambisa imali mboleko yezindlu zempahla ebanjiswayo;
3) Ukwemukela, ukukhokha okunengxenye noma okuphelele kwesikweletu, ukucwilisa imalimboleko yezindlu ebanjiswayo yokuthenga izindlu kanye (noma) nezindawo zokuhlanza ngaphansi kwesivumelwano semalimboleko eyodwa yasebhange, okubandakanya nokutholwa komhlaba ngenhloso ehlosiwe - Ukwakhiwa kwezindlu ngazinye noma ukulima komuntu siqu) ohlelweni lwezokwakha zokwakha;
4) Ukutholwa kwezindawo zokuhlala ohlangothini lokuxhasa ngemali i-Islamic Bank, okuyingxenye, ukukhokha okugcwele kwesikweletu ngohlaka lokuxhasa ngemali ebhange lamaSulumane lokutholwa kwezindlu;
5) Ukukhokhiswa okuyingxenye noma okuphelele kwesikweletu ngaphansi kwezivumelwano zokuqashisa isikhathi eside zokuqashisa kanye nelungelo lokuhlengwa kunikezwe ngaphakathi kohlaka lwezinhlelo zezindlu nezinkinga zezinkinga.
- Izinkokhelo zempesheni yesikhathi esisodwa zisetshenziswa inani elingenamkhawulo lezikhathi lapho lihambisana nezidingo ezisungulwe isigaba 1 se-Article 30, isigaba 1-1 se-Article 32 soMthetho, ngaphakathi izinhloso ezichazwa yimithetho.
- Ngokuhambisana nezidingo ezisungulwe isigaba 1 se-Article 30, isigaba 1-1 se-Article 31 no (noma), isigaba 1-1 se-Article 32 soMthetho wesikhathi esisodwa Ofaka isicelo (s) ebusweni bomshado (-Y) kanye (noma) nezihlobo eziseduze, ngenhloso echazwa yimithetho. Ukusetshenziswa ngumamukeli wenkokhelo yempesheni yesikhathi esisodwa ephansi kumenzi wesicelo (s) ebusweni bomshado (noma) izihlobo eziseduzane, amaqembu aphethe isivumelwano esabelweni sokukhokha impesheni yesikhathi esisodwa ku I-akhawunti yomuntu siqu, eyenza iqinisekise i-EDC yayo noma enye indlela ye-elekthronikhi esungulwe ngaphakathi idokhumenti yo-opharetha ogunyaziwe nokusetshenziswa kwemibhalo eqinisekisa umshado (umshado) noma ubudlelwane obuhlobene.
- Ukuba khona komamukeli wendawo yokuhlala akusona isisekelo sokwenqaba nokusebenzisa izinkokhelo zempesheni yesikhathi esisodwa.
- Ukusetshenziswa kwezinkokhelo zempesheni yesikhathi esisodwa ukwenza ngcono izimo zezindlu zenziwa yi-non-Cash. Uma kwenzeka kunganqunyelwe, isamba sokukhokha impesheni yesikhathi esisodwa ngenhloso esinikezwe kule mithetho sivunyelwe ukusebenzisa imali uqobo.
- Akuvunyelwe ukusebenzisa izinkokhelo zempesheni yesikhathi esisodwa ukuthola indawo ethengiswayo evela kumlingani (- ", izihlobo eziseduze zomemukeli.
- Ukugcwaliseka kwendawo ethengiswayo ehlotshiswe ngobunikazi kusetshenziswa izinkokhelo zempesheni yesikhathi esisodwa kungakapheli iminyaka emi-5 (emihlanu) ngaphandle kwezimo:
1) Ukuqaliswa kwempahla engashukumi abangenekayo ngokuya ngomthetho weRiphabhulikhi yaseKazakhstan "kwimpahla ethengiswayo yezezakhiwo";
2) Ukuqaliswa kokuthengiswa kwezindawo ezithengiswayo ngesinqumo senkantolo ngendlela ebekwe yimithetho yeRiphabhulikhi yaseKazakhstan. Endabeni echazwe kwindatshana 1) yalesi sigaba, inani lemali yempesheni yesikhathi esisodwa lingaphansi kokubuyiselwa kwemali ekhethekile ku-akhawunti ekhethekile yomamukeli, ahlukaniswe no-opharetha ogunyaziwe kungakapheli izinsuku ezi-5 (ezinhlanu) zomsebenzi. U-opharetha ogunyaziwe ubala inani lezinkokhelo zempesheni yesikhathi esisodwa ku-Enpf kungakapheli umkhawulo wesikhathi osungulwe isivumelwano esifanele ekuxhumaneni komhlinzeki ogunyaziwe kanye ne-Enpf. Izinga elichazwe kulesi sigatshana ekuhlukaniselweni kwempahla engenakususwa okuhlotshiswe ngokusetshenziswa kwemali yempesheni yesikhathi esisodwa kusetshenziselwa ukubolekwa kwezindlu ezibambisekayo kuphela lapho kunesikweletu esisele. Ukuze ulawule ukwenziwa kwalesi sigaba, umemukeli ku-akhawunti yomuntu siqu ngosuku lokudluliselwa kwenkokhelo yempesheni ye-lump-sum esetshenziselwa ukunciphisa ukuqaliswa kwendawo ethengiswayo lapho kusetshenziswa khona imali yempahla yempi, eqinisekisa i-EDS noma ngenye indlela esungulwe nge-elektroniki ngedokhumenti yangaphakathi yo-opharetha ogunyaziwe.
- Umuntu ophethe agunyaziwe wemukela amadokhumenti angaphakathi kwinqubo nezicelo zokucatshangelwa kwezicelo zabafakizicelo zezinkokhelo zempesheni eyodwa, uhlu lwemibhalo edingekayo ekuqinisekisweni kwenkokhelo yempesheni yesikhathi esisodwa ukwenza ngcono izimo zezindlu, izindlela ukuzinikeza futhi ubeke lolu lwazi ngemithombo yabo ye-Intanethi.
- Umuntu ogunyaziwe kumuntu wenkampani ehlanganyelwe-stock Company "I-Housing Clourlor Savings Bank" Basza Bank "(lapha njengoba amabhange) amukela izitatimende zabafakizicelo zokukhokha impesheni yesikhathi esinqunywe yimithetho futhi kubabheka ngendlela nemikhawulo esungulwe yimibhalo yangaphakathi ye-Bass Bass.
Balances Bank Ngaphakathi kwezinsuku ezi-2 (ezimbili) zomsebenzi ngemuva kokuthola isicelo somenzi wesicelo senkokhelo yempesheni yesikhathi esisodwa sithumela imininingwane mayelana nezitatimende ezibhalisiwe e-EnPF ngaphakathi kwesivumelwano esifanele esenziwa nge-EnPF.
Enpf kungakapheli izinsuku ezi-5 (ezinhlanu) kusuka ngosuku lokuthola i-elekthronikhi kusuka ebhange le-bains libala inani lemali yempesheni yesikhathi esisodwa kwi-bankza Bank, ebiza amaphuzu akhethekile omenzi wesicelo.
Umamukeli ngemuva kokuthola imali ye-akhawunti ekhethekile, uhlinzeka ngamabhange amadokhumenti aqinisekisa ukuqokwa okuhlosiwe kwezinkokhelo zempesheni eyodwa ngezinkokhelo ezinqunywe yimithetho engaphansi kwayo.
Uma ungahlinzeki ngemibhalo esekelayo ngesikhathi esibekiwe, lezi zimali zingalindele ku-Enpf.
Lapho imvume, izinkokhelo zempesheni yesikhathi esisodwa zihunyushwa kusuka ku-akhawunti ekhethekile yomenzi wesicelo kwi-akhawunti ekhethekile yomemukeli ngaphakathi kwezinsuku ezi-3 (ezintathu) zomsebenzi kusukela ngosuku lokuhlinzekwa kwemibhalo esekelayo.
I-Bashes ibhange lihlola amadokhumenti anikezwe ngumemukeli ngenhloso okuhloswe ngayo izinkokhelo zempesheni yesikhathi esisodwa ngaphakathi kwezinsuku eziyi-10 (eziyishumi) zomsebenzi kusukela ngosuku lokuhlinzekwa kwazo futhi ahlu lwezinkokhelo zempesheni eyodwa kwinhloso yazo okuhlosiwe.
- Abahlinzeki abagunyaziwe kumuntu onamabhange amancane (lapha abizwa ngokuthi yibhange) Yamukela izitatimende zomfakisicelo ekhokheni impesheni yesikhathi esisodwa enqunywe yimithetho, futhi uwabheke ngendlela esungulwe imibhalo yangaphakathi yasebhange. Ibhange ngaphakathi kwezinsuku ezi-2 (ezimbili) zomsebenzi ngemuva kokucatshangelwa nokwamukelwa kwesicelo kuthumela imininingwane mayelana nezinkokhelo zempesheni yesikhathi esisodwa e-Enppf ngendlela ebekwe ngesivumelwano esifanele esenziwa nge-EnPF. Enpf kungakapheli izinsuku ezi-5 (ezinhlanu) kusukela ngosuku lokutholwa kwesaziso se-elekthronikhi kusuka ebhange libala inani lokukhokha imali yempesheni yesikhathi esisodwa ebhange, elifaka isicelo senhloso esetshenzisiwe Kuhlelo lokusebenza lwenkokhelo yempesheni yesikhathi esisodwa. Lapho imvume, izinkokhelo zempesheni yesikhathi esisodwa zihunyushwa kusuka ku-akhawunti ekhethekile yomenzi wesicelo kwi-akhawunti ekhethekile yomemukeli ngaphakathi kwezinsuku ezi-3 (ezintathu) zomsebenzi kusukela ngosuku lokuhlinzekwa kwemibhalo esekelayo. Ibhange libala izinkokhelo zempesheni yesikhathi esisodwa ngezinsuku zazo ezihlosiwe kungakapheli izinsuku ezi-3 (ezintathu) ukusuka ngosuku lokubhalisa kwezimali zemali yempesheni eyodwa kuma-akhawunti akhethekile omenzi wesicelo kuma-akhawunti akhethekile omenzi wesicelo (umamukeli).
- Abahlinzeki abagunyaziwe bahlinzekwa ku-Enpf ngolwazi lwanyanga zonke ngezitatimende ezamukelwe nezivunyiwe zokukhokha impesheni yesikhathi esisodwa. I-Enpf njalo ngenyanga ihlinzeka ngemininingwane ehlanganisiwe kwizitatimende zokutholwa nezivunyiwe zokukhokha impesheni yesikhathi esisodwa kwiziphathimandla eziphezulu, kanye nemikhawulo enikezwe ngumthetho weRiphabhulikhi yaseKazakhstan, kanye nokuxhumana kweRiphabhlikhi, indawo yokuhlangana emkhakheni wokuvikelwa komphakathi wabantu.
Khumbula, ngoSepthemba 1, uMongameli waseKazakhstan Kasim-Zhomart Tokayev, ekhuluma nomyalezo kubantu, amemezele ukuthi kuma-EnPF angama-2021 700 e-EnPF azokwazi ukusebenzisa ingxenye yokuqongelela kwabo izindlu, ukwelashwa noma ukudlulisela kuyo Izinkampani Zokuphatha. NgoDisemba 23, iphakethe lezichibiyelo ezifanelekile livunyelwe ePhalamende futhi lidlulisela kwisiginesha kuMongameli. NgoJanuwari 2, iTokayev yasayina umthetho ngokuhoxiswa kwengxenye yezimpesheni zokwenza ngcono izimo zezindlu.
NgoJanuwari 20, IPhini le-Majeilisa u-Amanzhan Zhamalov lathi izakhamizi eziyizinkulungwane ezingama-761 zilindele uhulumeni wokwamukelwa kwemithetho yokususwa kwemali evela e-Enpf - wacela ukusheshisa ukwamukelwa kwezenzo zokulawula ezidingekayo (NPA) futhi zizethule kuze kube sekupheleni kukaJanuwari 2021. Ngosuku olufanayo, kusho uKaztag ukuthi "ama-Bales Bank" kanye namabhange asezingeni lesibili agunyazwe ngabasebenza ngokusetshenziswa kokuqongelela abathathwe yi-EnPF.